FinLab AG (A7A) AI Stock Analysis

• Market Cap: €121.95M
• Dividend Yield: N/A
• Average Volume (3M): 2.31K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.72
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: DE
• Employees: 9
• Sector: Financial
• Sector Strength: 78
• Industry: Asset Management
• EPS (TTM): N/A
• Shares Outstanding: 8,410,265
• 10 Day Avg. Volume: 1,566
• 30 Day Avg. Volume: 2,306
• PEG Ratio: -0.19
• Price to Book (P/B): 1.33
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -94.43
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €24.20
• Price Target Upside: 66.90% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

• Rating: 57 Neutral
• Price Target: ―

FinLab AG shows potential for growth due to recent revenue increases and a strong equity base, but faces challenges in profitability and cash flow stability. Technical indicators suggest short-term positive momentum, although signs of possible bearish trends exist. The lack of valuation metrics adds uncertainty to the stock's assessment.

FinLab AG Business Overview & Revenue Model

Company Description

FinLab AG (A7A) is a German-based investment company primarily focused on the development of financial technology (fintech) and blockchain businesses. The company operates in the sectors of venture capital and asset management, where it invests in innovative startups and develops its own fintech solutions. FinLab AG aims to foster growth in the fintech industry by providing capital, strategic guidance, and operational support to its portfolio companies.

How the Company Makes Money

FinLab AG generates revenue through several key streams. The primary source of income is the appreciation of its investments in fintech and blockchain startups. By holding equity in these ventures, FinLab benefits from any increase in their valuation over time. Additionally, the company earns management fees and performance-based incentives through its asset management activities. FinLab may also engage in partnerships with other investors or financial institutions to co-invest in promising startups, further diversifying its revenue sources. These strategic collaborations can enhance the company's investment portfolio and contribute to its overall financial performance.

FinLab AG Financial Statement Overview

Summary

Income Statement

Balance Sheet

Cash Flow

Breakdown
TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
3.44M	3.67M	1.53M	2.27M	7.82M	3.30M
	Gross Profit
1.62M	1.41M	-182.00K	2.08M	7.50M	2.89M
	EBIT
1.62M	31.32M	-17.93M	458.70K	2.22M	-659.15K
	EBITDA
-9.99M	32.13M	54.13M	486.63K	198.18K	-632.69K
	Net Income Common Stockholders
-9.22M	30.57M	―	2.04M	-347.58K	341.98K
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
0.00	6.66M	10.42M	2.76M	8.47M	6.23M
	Total Assets
61.69M	97.64M	91.27M	60.85M	59.28M	58.92M
	Total Debt
0.00	18.41M	14.94M	46.00K	39.00K	78.00K
	Net Debt
0.00	11.76M	4.51M	-2.64M	-8.26M	-6.07M
	Total Liabilities
9.36M	21.05M	17.43M	1.98M	2.45M	2.36M
	Stockholders Equity
51.97M	76.60M	73.85M	58.87M	56.84M	56.56M
Cash Flow		Free Cash Flow
-1.08M	-2.02M	721.00	3.41K	50.80K	2.23M
	Operating Cash Flow
-1.08M	-2.02M	721.00	3.41K	50.80K	2.26M
	Investing Cash Flow
-7.93M	-4.24M	-1.64K	-9.02K	0.00	-2.67M
	Financing Cash Flow
2.50M	2.50M	8.66K	0.00	0.00	-203.00K

FinLab AG Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 14.50
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:A7A, the sentiment is Neutral. The current price of 14.5 is above the 20-day moving average (MA) of 14.43, above the 50-day MA of 13.63, and above the 200-day MA of 11.35, indicating a neutral trend. The MACD of 0.22 indicates Positive momentum. The RSI at 50.46 is Neutral, neither overbought nor oversold. The STOCH value of 33.33 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for DE:A7A.

FinLab AG Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
NEM	75 Outperform	€14.67B	82.51	21.00%	0.43%	21.08%	6.11%
DEQ	72 Outperform	€1.50B	12.36	6.26%	13.01%	-7.84%	―
AIXA	69 Neutral	€1.58B	15.73	12.25%	1.13%	-6.50%	-34.18%
UTDI	65 Neutral	€4.57B	―	-1.07%	7.77%	2.37%	-123.95%
Sector *	64 Neutral	$12.93B	9.70	7.85%	78.03%	12.07%	-7.83%
A7A	57 Neutral	€121.95M	―		―	―	―
S92	52 Neutral	€687.06M	5.94	-19.00%	2.48%	-19.65%	-152.17%