PayPal Holdings (DE:2PP)

XETRA:2PP

2PP

PayPal Holdings

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PayPal Holdings (2PP) Earnings Dates, Call Summary & Reports

Q: When does PayPal Holdings (DE:2PP) report earnings?

PayPal Holdings (DE:2PP) is schdueled to report earning on Aug 04, 2026, After Close (Confirmed).

Q: What is PayPal Holdings (DE:2PP) earnings time?

PayPal Holdings (DE:2PP) earnings time is at Aug 04, 2026, After Close (Confirmed).

Q: Where can I see when companies are reporting earnings?

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Q: What companies are reporting earnings today?

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Q: What is the P/E ratio of PayPal Holdings stock?

The P/E ratio of {name} is N/A.

Q: What is DE:2PP EPS forecast?

DE:2PP EPS forecast for the fiscal quarter 2026 (Q2) is 1.1.

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Earnings Data

Report Date

Aug 04, 2026

After Close (Confirmed)

Period Ending

2026 (Q2)

Consensus EPS Forecast

1.1

Last Year’s EPS

1.19

Same Quarter Last Year

Analyst Consensus

Hold

Based on 27 Analysts Ratings

Earnings Call Summary

Q1 2026

Earnings Call Date:May 05, 2026|

% Change Since:

Earnings Call Sentiment|Neutral

The call presented a mixed but constructive picture: PayPal delivered solid top-line volume growth, Venmo and PSP momentum, healthy cash generation and announced a clear strategic refocus and a material $1.5B cost-savings ambition. However, near-term execution risks remain — branded checkout growth is modest, Europe and travel verticals showed softness, take rates and operating income faced pressure due to investments, and meaningful modernization efforts are required. Management reiterated full-year guidance but warned of a tougher Q2 comp and a near-term EPS decline. Overall, the transcript signals confidence in the medium-term strategy and financial flexibility but balanced by tangible short-term headwinds and execution risk.

Company Guidance

PayPal reiterated full‑year 2026 guidance and gave Q2 specifics: for the year it expects transaction margin dollars to be roughly flat or decline slightly (with targeted growth investments representing ~3 percentage points of headwind), non‑transaction OpEx to grow ≈3%, and non‑GAAP EPS to be down low single digits to slightly positive, while assuming ≈$6B of share repurchases and at least $6B of adjusted free cash flow; for Q2 management expects low‑single‑digit revenue growth (currency‑neutral), transaction margin dollars to decline low single digits (~3%) (excluding interest ≈2%), mid‑single‑digit growth in non‑transaction OpEx, and non‑GAAP EPS to decline high single digits (~9%). They also reiterated a gross cost‑savings target of at least $1.5B over 2–3 years to be redeployed into growth. Management anchored the guidance to Q1 results: TPV $464B (up 11% spot, 8% FX‑neutral), branded checkout TPV +2% (FX‑neutral), Venmo TPV +14% and PSP TPV accelerating to mid‑teens (PSP overall +11%), transaction revenue $7.5B, other value‑added services $852M, transaction take rate 1.62% (down 6 bps), TM dollars ex interest +3%, Q1 non‑GAAP EPS $1.34 (+1%), adjusted FCF $1.7B (nearly $6.8B TTM), $13.5B cash and $11.6B debt.

Total Payment Volume (TPV) Acceleration

TPV grew 11% at spot and 8% on a currency-neutral basis in Q1 to roughly $464 billion (over $460B reported), reflecting broad-based volume strength across consumer and merchant channels.

Venmo and PSP Momentum

Venmo TPV accelerated to 14% year-over-year (sixth consecutive quarter of double-digit growth). PSP volume growth accelerated to 11% (from 7% in H2 2025), with enterprise payments showing mid-teens growth — both driving stronger monetization and platform adoption.

Revenue and Value-Added Services Growth

First-quarter revenue grew 7% on a spot basis (5% currency-neutral). Transaction revenue was $7.5 billion (up 7%) and Other value-added services revenue increased 10% to $852 million, benefiting from consumer and merchant credit contributions.

Transaction Margin and Key Takeaways

Transaction margin dollars excluding interest on customer balances grew 3% in Q1, driven by credit performance, Venmo monetization, PSP profitability and loss improvement across products.

Strong Cash Generation and Capital Returns

Adjusted free cash flow was $1.7 billion in Q1 and nearly $6.8 billion on a trailing 12-month basis. The company repurchased $1.5 billion of stock in Q1 (roughly $6 billion trailing 12 months), ended the quarter with $13.5 billion in cash and investments and maintained at least $6 billion adjusted FCF full-year target.

Customer Engagement and Emerging Payment Trends

Monthly active accounts rose 1% to 225 million; transactions per active account (ex-PSP) improved to 6% sequential growth. Debit card and tap-to-pay spend surged ~60% YoY. 'Pay with Venmo' and BNPL continued to outpace the market, growing 34% and 23% respectively.

Strategic Leadership and Cost-Savings Target

New CEO outlined a focused three-business strategy (Checkout, Consumer Financial Services, Payment Services) and announced an enterprise cost-savings ambition of at least $1.5 billion gross over 2–3 years, plus a centralized AI transformation effort to modernize tech and operations.

PayPal Holdings (DE:2PP) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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DE:2PP Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Aug 04, 2026	2026 (Q2)	1.10 / -	1.19	―	―	―
May 05, 2026	2026 (Q1)	1.08 / 1.14	1.131	0.75% (<+0.01)
Feb 03, 2026	2025 (Q4)	1.09 / 1.05	1.012	3.36% (+0.03)
Oct 28, 2025	2025 (Q3)	1.02 / 1.14	1.02	11.67% (+0.12)
Jul 29, 2025	2025 (Q2)	1.10 / 1.19	1.012	17.65% (+0.18)
Apr 29, 2025	2025 (Q1)	0.99 / 1.13	0.918	23.15% (+0.21)
Feb 04, 2025	2024 (Q4)	0.95 / 1.01	1.259	-19.59% (-0.25)
Oct 29, 2024	2024 (Q3)	0.91 / 1.02	1.105	-7.69% (-0.09)
Jul 30, 2024	2024 (Q2)	0.84 / 1.01	0.986	2.59% (+0.03)
Apr 30, 2024	2024 (Q1)	1.04 / 0.92	0.995	-7.69% (-0.08)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

DE:2PP Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
May 05, 2026	€43.12	€39.52	-8.33%
Feb 03, 2026	€44.69	€35.64	-20.26%
Oct 28, 2025	€60.97	€65.40	+7.26%
Jul 29, 2025	€67.28	€61.43	-8.69%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.