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Consumer Portfolio Services (CPSS)
NASDAQ:CPSS
Total Valuation
Consumer Portfolio Services has a market cap or net worth of $181.13M. The enterprise value is $3.49B.
Market Cap$181.13M
Enterprise Value$3.49B
Share Statistics
Consumer Portfolio Services has 22,224,186 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding22,224,186
Owned by Insiders33.95%
Owned by Institutions26.47%
Financial Efficiency
Consumer Portfolio Services’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 0.55%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.55%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee417.29K
Profits Per Employee20.36K
Employee Count943
Asset Turnover0.11
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Consumer Portfolio Services is 10.2. Consumer Portfolio Services’s PEG ratio is ―.
PE Ratio10.2
PS Ratio―
PB Ratio―
Price to Fair Value0.79
Price to FCF―
Price to Operating Cash Flow0.72
PEG Ratio―
Income Statement
In the last 12 months, Consumer Portfolio Services had revenue of 393.51M and earned 19.20M in profits. Earnings per share was 0.90.
Revenue393.51M
Gross Profit207.56M
Operating Income27.43M
Pretax Income27.43M
Net Income19.20M
EBITDA28.29M
Earnings Per Share (EPS)0.90
Cash Flow
In the last 12 months, operating cash flow was 266.09M and capital expenditures -292.00K, giving a free cash flow of 266.27M billion.
Operating Cash Flow266.09M
Free Cash Flow266.27M
Free Cash Flow per Share11.98
Dividends & Yields
Consumer Portfolio Services pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.18
52-Week Price Change-0.97%
50-Day Moving Average9.03
200-Day Moving Average9.75
Relative Strength Index (RSI)42.88
Average Volume (3m)15.47K
Important Dates
Consumer Portfolio Services upcoming earnings date is Oct 28, 2025, TBA (Confirmed).
Last Earnings DateAug 18, 2025
Next Earnings DateOct 28, 2025
Ex-Dividend Date―
Financial Position
Consumer Portfolio Services as a current ratio of 0.03, with Debt / Equity ratio of 1119.35%
Current Ratio0.03
Quick Ratio0.03
Debt to Market Cap13.54
Net Debt to EBITDA110.25
Interest Coverage Ratio0.14
Taxes
In the past 12 months, Consumer Portfolio Services has paid 8.23M in taxes.
Income Tax8.23M
Effective Tax Rate0.30
Enterprise Valuation
Consumer Portfolio Services EV to EBITDA ratio is 118.42, with an EV/FCF ratio of 14.36.
EV to Sales8.51
EV to EBITDA118.42
EV to Free Cash Flow14.36
EV to Operating Cash Flow14.33
Balance Sheet
Consumer Portfolio Services has $15.77M in cash and marketable securities with $3.39B in debt, giving a net cash position of $3.38B billion.
Cash & Marketable Securities$15.77M
Total Debt$3.39B
Net Cash$3.38B
Net Cash Per Share$151.95
Tangible Book Value Per Share$13.75
Margins
Gross margin is 63.04%, with operating margin of 6.97%, and net profit margin of 4.88%.
Gross Margin63.04%
Operating Margin6.97%
Pretax Margin6.97%
Net Profit Margin4.88%
EBITDA Margin7.19%
EBIT Margin6.97%
Analyst Forecast
The average price target for Consumer Portfolio Services is $8.50, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$8.50
Price Target Upside4.17% Upside
Analyst ConsensusHold
Analyst Count0
Revenue Growth Forecast16.13%
EPS Growth Forecast-28.76%