Consumer Portfolio Services (CPSS)
NASDAQ:CPSS
Total Valuation
Consumer Portfolio Services has a market cap or net worth of $168.42M. The enterprise value is $3.67B.
Market Cap$168.42M
Enterprise Value$3.67B
Share Statistics
Consumer Portfolio Services has 21,760,275 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding21,760,275
Owned by Insiders34.29%
Owned by Institutions26.48%
Financial Efficiency
Consumer Portfolio Services’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is 2831.27%.
Return on Equity (ROE)0.06
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2831.27%
Return on Capital Employed (ROCE)0.07
Revenue Per Employee453.84K
Profits Per Employee20.49K
Employee Count943
Asset Turnover0.11
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Consumer Portfolio Services is 10.6. Consumer Portfolio Services’s PEG ratio is -4.76.
PE Ratio10.6
PS Ratio0.48
PB Ratio0.66
Price to Fair Value0.66
Price to FCF0.71
Price to Operating Cash Flow0.59
PEG Ratio-4.76
Income Statement
In the last 12 months, Consumer Portfolio Services had revenue of 427.97M and earned 19.32M in profits. Earnings per share was 0.88.
Revenue427.97M
Gross Profit426.21M
Operating Income260.03M
Pretax Income28.00M
Net Income19.32M
EBITDA260.03M
Earnings Per Share (EPS)0.88
Cash Flow
In the last 12 months, operating cash flow was 289.00M and capital expenditures -595.00K, giving a free cash flow of 288.41M billion.
Operating Cash Flow289.00M
Free Cash Flow288.41M
Free Cash Flow per Share13.25
Dividends & Yields
Consumer Portfolio Services pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.16
52-Week Price Change-17.66%
50-Day Moving Average8.18
200-Day Moving Average8.50
Relative Strength Index (RSI)45.38
Average Volume (3m)22.31K
Important Dates
Consumer Portfolio Services upcoming earnings date is May 13, 2026, TBA (Confirmed).
Last Earnings DateMar 10, 2026
Next Earnings DateMay 13, 2026
Ex-Dividend Date―
Financial Position
Consumer Portfolio Services as a current ratio of 0.44, with Debt / Equity ratio of 1133.06%
Current Ratio0.44
Quick Ratio0.44
Debt to Market Cap17.09
Net Debt to EBITDA13.46
Interest Coverage Ratio1.12
Taxes
In the past 12 months, Consumer Portfolio Services has paid 8.68M in taxes.
Income Tax8.68M
Effective Tax Rate0.31
Enterprise Valuation
Consumer Portfolio Services EV to EBITDA ratio is 14.25, with an EV/FCF ratio of 12.82.
EV to Sales8.66
EV to EBITDA14.25
EV to Free Cash Flow12.82
EV to Operating Cash Flow12.82
Balance Sheet
Consumer Portfolio Services has $6.32M in cash and marketable securities with $3.51B in debt, giving a net cash position of -$3.50B billion.
Cash & Marketable Securities$6.32M
Total Debt$3.51B
Net Cash-$3.50B
Net Cash Per Share-$160.89
Tangible Book Value Per Share$14.14
Margins
Gross margin is 60.81%, with operating margin of 60.76%, and net profit margin of 4.52%.
Gross Margin60.81%
Operating Margin60.76%
Pretax Margin6.54%
Net Profit Margin4.52%
EBITDA Margin60.76%
EBIT Margin60.76%
Analyst Forecast
The average price target for Consumer Portfolio Services is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast16.94%
EPS Growth Forecast-10.46%