The earnings call highlighted strong operating performance and successful strategic initiatives, such as the MSR fund launch and Servicing segment growth. However, challenges in subservicing UPB and loan delinquencies were noted. The positive aspects significantly outweigh the negative, demonstrating robust performance in a challenging market.

Company Guidance -

Q3 2025

During the call, Mr. Cooper Group provided detailed guidance and performance metrics for the second quarter of 2025. The company recorded an operating ROTCE of 17.2%, aligning with their guidance range of 16% to 20%. The capital ratio stood strong at 26.6%, supported by robust liquidity of $3.8 billion. Asset quality was highlighted with delinquencies declining to 1%. The Servicing segment generated $332 million in pretax income, up 15% year-over-year, while the Originations segment contributed $64 million despite high rates. The company celebrated its strong market position in subservicing and announced plans to board a new $40 billion loan portfolio by year-end. Additionally, Mr. Cooper successfully launched a maiden MSR fund with $200 million in commitments, and the integration with Rocket, which recently acquired Redfin, was emphasized as a strategic priority. Looking forward, the company anticipates sustained performance, leveraging their scale, technology, and human resources to navigate the challenging mortgage environment.

Strong Operating ROTCE

Operating ROTCE was 17.2% for Q2 2025, up from 16.8% last quarter, reflecting strong performance within the company's guidance range of 16% to 20%.

Servicing Segment Growth

Servicing generated $332 million in pretax income, up 15% year-over-year, showing significant gains despite a challenging market.

Successful MSR Fund Launch

Successfully launched a maiden MSR fund with $200 million in initial commitments, indicating a new asset-light strategy for growth.

Improvement in Delinquencies

Delinquencies declined to 1%, indicating pristine asset quality and effective risk management strategies.

Recognition as a Great Place to Work

The company was recognized by The Great Places to Work foundation as one of the best places to work in Texas, highlighting a positive work environment.

Strong Momentum in Home Equity Loans

Completed two securitizations during the quarter and continued strong performance in the correspondent channel, being a top 5 player.

Mr Cooper Group (COOP) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

COOP Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 22, 2025	2025 (Q3)	3.25 / -	2.681	―	―	―
Jul 23, 2025	2025 (Q2)	3.18 / 2.95	2.451	20.44% (+0.50)
Apr 23, 2025	2025 (Q1)	2.90 / 2.97	2.342	26.77% (+0.63)
Feb 12, 2025	2024 (Q4)	2.66 / 2.63	1.51	73.91% (+1.12)
Oct 23, 2024	2024 (Q3)	2.57 / 2.68	2.875	-6.75% (-0.19)
Jul 25, 2024	2024 (Q2)	2.36 / 2.45	1.568	56.31% (+0.88)
Apr 24, 2024	2024 (Q1)	2.05 / 2.34	1.188	97.14% (+1.15)
Feb 09, 2024	2023 (Q4)	1.36 / 1.51	0.89	69.66% (+0.62)
Oct 25, 2023	2023 (Q3)	1.66 / 2.88	0.567	407.05% (+2.31)
Jul 26, 2023	2023 (Q2)	1.23 / 1.57	0.166	844.58% (+1.40)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

COOP Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 23, 2025	$169.12	$169.29	+0.10%
Apr 23, 2025	$112.07	$110.88	-1.06%
Feb 12, 2025	$107.32	$106.71	-0.57%
Oct 23, 2024	$91.06	$87.37	-4.05%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Mr Cooper Group (COOP) report earnings?

Mr Cooper Group (COOP) is schdueled to report earning on Oct 22, 2025, Before Open (Confirmed).

What is Mr Cooper Group (COOP) earnings time?

Mr Cooper Group (COOP) earnings time is at Oct 22, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is COOP EPS forecast?

COOP EPS forecast for the fiscal quarter 2025 (Q3) is 3.25.

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