Education
About Us
Working with TipRanks
Follow Us
Change Financial Ltd (CNGFF)
OTHER OTC:CNGFF
CNGFF Stock Chart & Stats
$0.05
$0.00(0.00%)
At close: 4:00 PM EST
$0.05
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$0.01 - $0.15
Previous CloseN/A
Volume1.00
Average Volume (3M)0.00
Market Cap
$42.12M
Enterprise Value$38.61M
Total Cash (Recent Filing)$3.49M
Total Debt (Recent Filing)$293.26K
Price to Earnings (P/E)92.0
Beta1.23
Next Earnings
Sep 02, 2026EPS Estimate
<0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)<0.01
Shares Outstanding690,453,000
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.46
Price to Book (P/B)8.73
Price to Sales (P/S)4.06
P/FCF Ratio81.61
Enterprise Value/Market Cap0.92
Enterprise Value/Revenue2.89
Enterprise Value/Gross Profit11.79
Enterprise Value/Ebitda-18.04
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)<0.01
Revenue Forecast (FY)$12.97M
Bulls Say, Bears Say
Bulls Say
Recurring Transaction-fee Business ModelA transaction-fee and premium services model creates recurring, volume-linked revenue that scales with customer activity. Strategic partnerships with banks and fintechs extend distribution, enable cross-sell and lower customer acquisition costs, supporting durable revenue growth.
Conservative Capital StructureVery low leverage preserves financial flexibility, reduces liquidity and refinancing risk, and allows management to invest in product development or absorb operating losses without immediate solvency pressure—important while profitability is being restored.
Improving Free Cash FlowStronger free cash flow signals improving cash conversion and a reduced need for external funding. If sustained, this enhances the company's ability to self-fund strategic initiatives, partnerships and technology investment, supporting long-term operational resilience.
Bears Say
Negative Profitability And Margin PressurePersistent negative margins and a declining gross margin indicate structural cost or pricing pressure. Until margins recover, the business will struggle to convert revenue growth into sustainable profits, constraining reinvestment and long-term shareholder returns.
Negative Return On EquityNegative ROE shows shareholder capital is not generating positive returns, undermining investor confidence and making capital raising harder or more dilutive. Improving operational profitability is required to restore ROE and long-term capital efficiency.
Weak Operating Cash GenerationLow operating cash conversion suggests reported earnings (or improvements) are not fully translating into sustainable operational cash. This raises dependence on financing or one-time items and poses a risk to funding ongoing growth and product investment over the medium term.
Change Financial Ltd News
CNGFF FAQ
What was Change Financial Ltd’s price range in the past 12 months?
Change Financial Ltd lowest stock price was $0.01 and its highest was $0.15 in the past 12 months.
What is Change Financial Ltd’s market cap?
Change Financial Ltd’s market cap is $42.12M.
When is Change Financial Ltd’s upcoming earnings report date?
Change Financial Ltd’s upcoming earnings report date is Sep 02, 2026 which is in 183 days.
How were Change Financial Ltd’s earnings last quarter?
Change Financial Ltd released its earnings results on Feb 25, 2026. The company reported $0.001 earnings per share for the quarter, beating the consensus estimate of $0 by $0.001.
Is Change Financial Ltd overvalued?
According to Wall Street analysts Change Financial Ltd’s price is currently Overvalued.
Does Change Financial Ltd pay dividends?
Change Financial Ltd does not currently pay dividends.
What is Change Financial Ltd’s EPS estimate?
Change Financial Ltd’s EPS estimate is <0.01.
How many shares outstanding does Change Financial Ltd have?
Change Financial Ltd has 690,453,000 shares outstanding.
What happened to Change Financial Ltd’s price movement after its last earnings report?
Change Financial Ltd reported an EPS of $0.001 in its last earnings report, beating expectations of $0. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Change Financial Ltd?
Currently, no hedge funds are holding shares in CNGFF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Change Financial Ltd Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
CNGFF Sentiment 70%
Sector Average 67%
Sector Average 67%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-69.33%
12-Months-Change
Fundamentals
Return on Equity
-13.21%
Trailing 12-Months
Asset Growth
39.29%
Trailing 12-Months
Company Description
Change Financial Ltd
Change Financial Limited, a fintech company, offers payment-as-a-service solutions in South East Asia, Oceania, Latin America, the United States, and internationally. It provides Vertexon PaaS, a physical and virtual card issuing and transaction processing platform; and PaySim, payment testing solution. The company was formerly known as ChimpChange Limited and changed its name to Change Financial Limited in July 2017. Change Financial Limited was incorporated in 2011 and is based in Brisbane, Australia.
Technical Analysis
EML Payments
―
Comms Group Ltd. (Australia)
―
CV Check Ltd
―
Credit Clear Limited
―
Cosol Limited
―
Ownership Overview
Options Prices
Currently, No data available
---