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Cna Financial Corp. (CNA)
NYSE:CNA
US Market

CNA Financial (CNA) Ratios

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CNA Financial Ratios

CNA's free cash flow for Q4 2025 was $0.30. For the 2025 fiscal year, CNA's free cash flow was decreased by $ and operating cash flow was $0.11. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.00 0.00 0.00 0.14 0.00
Quick Ratio
0.00 0.00 0.00 0.14 0.00
Cash Ratio
0.00 0.00 0.00 0.02 0.00
Solvency Ratio
0.02 0.02 0.02 0.02 0.01
Operating Cash Flow Ratio
0.00 0.00 0.00 0.12 0.00
Short-Term Operating Cash Flow Coverage
73.24 73.24 0.00 4.15 10.30
Net Current Asset Value
$ -55.08B$ -55.08B$ -55.98B$ -52.31B$ -50.15B
Leverage Ratios
Debt-to-Assets Ratio
0.04 0.04 0.04 0.05 0.05
Debt-to-Equity Ratio
0.26 0.26 0.28 0.31 0.32
Debt-to-Capital Ratio
0.20 0.20 0.22 0.23 0.24
Long-Term Debt-to-Capital Ratio
0.20 0.20 0.22 0.20 0.22
Financial Leverage Ratio
5.98 5.98 6.32 6.54 6.90
Debt Service Coverage Ratio
8.78 8.78 8.71 2.08 2.38
Interest Coverage Ratio
12.00 12.00 9.11 104.72 7.27
Debt to Market Cap
0.24 0.23 0.23 0.26 0.24
Interest Debt Per Share
11.46 11.46 11.45 11.64 10.65
Net Debt to EBITDA
1.40 1.40 1.77 1.56 2.36
Profitability Margins
Gross Profit Margin
30.73%30.73%31.88%98.69%100.00%
EBIT Margin
11.93%11.93%9.60%12.37%7.79%
EBITDA Margin
12.40%12.40%10.08%12.92%8.22%
Operating Profit Margin
11.01%11.01%8.65%100.00%6.85%
Pretax Profit Margin
11.01%11.01%8.65%11.41%6.85%
Net Profit Margin
8.69%8.69%6.85%9.06%5.74%
Continuous Operations Profit Margin
8.69%8.69%6.85%9.06%5.74%
Net Income Per EBT
78.89%78.89%79.19%79.38%83.78%
EBT Per EBIT
100.00%100.00%100.00%11.41%100.00%
Return on Assets (ROA)
1.84%1.84%1.44%1.86%1.12%
Return on Equity (ROE)
11.65%11.00%9.12%12.18%7.73%
Return on Capital Employed (ROCE)
2.33%2.33%1.82%28.76%1.34%
Return on Invested Capital (ROIC)
39.83%39.83%0.00%-105.33%16.64%
Return on Tangible Assets
1.87%1.87%1.45%1.89%1.12%
Earnings Yield
10.25%9.87%7.31%10.50%5.94%
Efficiency Ratios
Receivables Turnover
3.94 3.94 1.44 0.00 1.39
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 -1.19
Fixed Asset Turnover
0.00 52.17 47.45 33.84 52.62
Asset Turnover
0.21 0.21 0.21 0.21 0.20
Working Capital Turnover Ratio
43.47 10.72 0.84 -1.43 1.84
Cash Conversion Cycle
92.76 92.76 253.48 0.00 -44.67
Days of Sales Outstanding
92.76 92.76 253.48 0.00 263.18
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 -307.85
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
92.76 92.76 253.48 0.00 -44.67
Cash Flow Ratios
Operating Cash Flow Per Share
9.18 9.18 9.48 8.42 9.21
Free Cash Flow Per Share
8.87 8.87 9.13 8.09 9.02
CapEx Per Share
0.32 0.32 0.35 0.33 0.19
Free Cash Flow to Operating Cash Flow
0.97 0.97 0.96 0.96 0.98
Dividend Paid and CapEx Coverage Ratio
2.20 2.20 2.30 2.61 2.42
Capital Expenditure Coverage Ratio
28.95 28.95 27.06 25.39 48.12
Operating Cash Flow Coverage Ratio
0.84 0.84 0.86 0.75 0.90
Operating Cash Flow to Sales Ratio
0.17 0.17 0.18 0.17 0.21
Free Cash Flow Yield
19.32%18.57%18.87%19.12%21.34%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
9.72 10.13 13.68 9.53 16.84
Price-to-Sales (P/S) Ratio
0.84 0.88 0.94 0.86 0.97
Price-to-Book (P/B) Ratio
1.07 1.11 1.25 1.16 1.30
Price-to-Free Cash Flow (P/FCF) Ratio
5.16 5.38 5.30 5.23 4.69
Price-to-Operating Cash Flow Ratio
4.99 5.20 5.10 5.02 4.59
Price-to-Earnings Growth (PEG) Ratio
0.35 0.30 -0.67 0.12 -0.39
Price-to-Fair Value
1.07 1.11 1.25 1.16 1.30
Enterprise Value Multiple
8.19 8.49 11.07 8.24 14.11
Enterprise Value
14.99B 15.49B 15.62B 14.16B 13.79B
EV to EBITDA
8.21 8.49 11.07 8.24 14.11
EV to Sales
1.02 1.05 1.12 1.07 1.16
EV to Free Cash Flow
6.24 6.44 6.31 6.45 5.63
EV to Operating Cash Flow
6.02 6.22 6.08 6.20 5.51
Tangible Book Value Per Share
38.68 38.68 37.93 35.64 30.41
Shareholders’ Equity Per Share
42.87 42.87 38.75 36.47 32.49
Tax and Other Ratios
Effective Tax Rate
0.21 0.21 0.21 0.21 0.16
Revenue Per Share
54.27 54.27 51.60 49.02 43.78
Net Income Per Share
4.71 4.71 3.53 4.44 2.51
Tax Burden
0.79 0.79 0.79 0.79 0.84
Interest Burden
0.92 0.92 0.90 0.92 0.88
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.00 0.00 0.00 0.00
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 <0.01
Income Quality
1.95 1.95 2.68 1.90 3.67
Currency in USD