The earnings call presented a robust financial performance with strong growth in assets and customer accounts, substantial investments in security and technology, and significant reductions in customer losses from scams. However, the bank faces challenges from competitive pressures in the industry, particularly impacting margins and retail MFI share.

Company Guidance

During the Commonwealth Bank of Australia's full-year results briefing for the year ended June 30, 2025, CEO Matt Comyn and CFO Alan Docherty provided extensive guidance on the bank's financial performance and strategic priorities. The bank reported a record risk-weighted asset growth of $29 billion and a sustainable dividend of $4.85 per share, with a fully neutralized reinvestment plan. Over the past year, they made significant investments, including $900 million to combat fraud and cyber threats, resulting in a 76% reduction in customer scam losses. The bank also achieved a 4% growth in cash net profit after tax, driven by strong operating performance and a 9.5% decrease in loan impairment expense. Their balance sheet remained strong with a capital ratio of 12.3%, exceeding regulatory requirements by $10 billion. The bank expanded its lending by $42 billion to businesses and provided $22 billion in interest to savers. They increased their investment by $300 million, focusing on technology and AI, which contributed to enhanced customer experiences and operational improvements. The bank's efforts in AI and technology were highlighted, with strategic partnerships and investments in AI capabilities to bolster customer engagement and operational efficiency.

Record Risk-Weighted Asset Growth

The bank achieved record risk-weighted asset growth of $29 billion, indicating a strong expansion in lending across key segments.

Significant Reduction in Customer Losses from Scams

Investments in combating fraud and cyber threats led to a 76% reduction in customer losses from scams since late 2022.

Strong Dividend and Capital Position

The bank paid $8 billion in dividends, benefiting over 13 million Australians, and maintained a capital ratio of 12.3%, which is $10 billion above the regulatory requirement.

Continued Growth in Customer Accounts

Retail transaction accounts increased 4% since June 2024, while business transaction accounts grew 7% in the same period.

Improvements in Digital Engagement

The CommBank app now has over 9 million active users with more than 12.7 million daily logins, and digital NPS leads peers across key platforms.

Commonwealth Bank of Australia (CMWAY) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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CMWAY Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Feb 11, 2026	2026 (Q2)	- / -	2.03	―	―	―
Aug 12, 2025	2025 (Q4)	- / 1.89	1.823	3.68% (+0.07)
Feb 11, 2025	2025 (Q2)	- / 2.03	1.855	9.43% (+0.17)
Aug 13, 2024	2024 (Q4)	- / 1.82	1.997	-8.71% (-0.17)
Feb 13, 2024	2024 (Q2)	- / 1.85	2.033	-8.76% (-0.18)
Aug 08, 2023	2023 (Q4)	- / 2.00	2.067	-3.39% (-0.07)
Feb 14, 2023	2023 (Q2)	- / 2.03	2.468	-17.63% (-0.44)
Aug 10, 2022	2022 (Q4)	- / 2.07	2.309	-10.48% (-0.24)	―	―
Feb 08, 2022	2022 (Q2)	- / 2.47	1.992	23.90% (+0.48)	―	―
Aug 10, 2021	2021 (Q4)	- / 2.31	1.289	79.13% (+1.02)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

CMWAY Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 12, 2025	$114.77	$109.16	-4.89%
Feb 11, 2025	$99.00	$101.11	+2.13%
Aug 13, 2024	$83.47	$84.68	+1.45%
Feb 13, 2024	$70.11	$69.21	-1.28%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Commonwealth Bank of Australia (CMWAY) report earnings?

Commonwealth Bank of Australia (CMWAY) is schdueled to report earning on Feb 11, 2026, TBA (Confirmed).

What is Commonwealth Bank of Australia (CMWAY) earnings time?

Commonwealth Bank of Australia (CMWAY) earnings time is at Feb 11, 2026, TBA (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is CMWAY EPS forecast?

Currently, no data Available

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