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Canadian Imperial Bank Of Commerce (CM)
NYSE:CM
US Market
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Canadian Bank of Commerce (CM) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Dec 04, 2025
Before Open (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
1.48
Last Year’s EPS
1.38
Same Quarter Last Year
Moderate Buy
Based on 11 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Aug 28, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
CIBC reported a strong quarter with significant growth in net income, robust capital position, and positive operating leverage. The bank's digital and AI advancements were highlighted as key achievements. However, increased provisions for credit losses and challenges in the U.S. commercial real estate sector were notable concerns. Mortgage delinquency rates also showed some increase, particularly in stress-prone regions.
Company Guidance
During the CIBC Q3 2025 earnings call, the bank reported robust financial results with key metrics indicating strong performance. CIBC achieved an adjusted net income of $2.1 billion, reflecting an 11% increase from the previous year, and an earnings per share of $2.16, up 12%. The bank's return on equity improved to 14.2%, marking the fifth consecutive quarter of year-over-year ROE improvement. The CET1 ratio stood at a solid 13.4%, and CIBC repurchased 5.5 million common shares, highlighting a strong capital position. The bank's operating leverage remained positive for the eighth consecutive quarter, driven by a 12% increase in pre-provision, pre-tax earnings and broad-based growth across all business units. The provision for credit losses increased by 16% year-over-year but remained within guidance, with impaired losses favorably low. CIBC continued to outperform in key areas such as digital banking, client satisfaction, and strategic client growth, particularly in capital markets, where U.S. revenue growth was up 37% year-to-date. The bank also announced plans for a new normal course issuer bid for 2% of its outstanding common shares, indicating confidence in its earnings trajectory and balance sheet strength.
Strong Financial Performance
CIBC delivered net income of $2.1 billion, up 11% from the prior year, and earnings per share of $2.16, up 12%. Pre-provision, pre-tax earnings also increased by 12%.
Robust Capital Position
The bank ended the quarter with a CET1 ratio of 13.4%, while repurchasing 5.5 million common shares. Announced intention to launch another normal course issuer bid for 2% of outstanding common shares.
Positive Operating Leverage
CIBC achieved its 8th consecutive quarter of positive operating leverage, aided by broad-based growth and healthy margin expansion.
Digital and AI Innovations
CIBC's digital banking capabilities were recognized with the highest ranking in customer satisfaction in the J.D. Power study. Their AI-powered voice assistant won the 2025 Digital CX Award for Best Use of AI for Customer Experience.
Capital Markets Growth
CIBC Capital Markets reported a 43% increase in net income year-over-year, driven by higher underwriting, advisory activity, and global markets revenues.

Canadian Bank of Commerce (CM) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

CM Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Dec 04, 2025
2025 (Q4)
1.48 / -
1.383
Aug 28, 2025
2025 (Q3)
1.45 / 1.56
1.39811.92% (+0.17)
May 29, 2025
2025 (Q2)
1.36 / 1.48
1.26717.14% (+0.22)
Feb 27, 2025
2025 (Q1)
1.42 / 1.59
1.31121.55% (+0.28)
Dec 05, 2024
2024 (Q4)
1.29 / 1.38
1.13721.66% (+0.25)
Aug 29, 2024
2024 (Q3)
1.26 / 1.40
1.10126.97% (+0.30)
May 30, 2024
2024 (Q2)
1.20 / 1.27
1.2312.94% (+0.04)
Feb 29, 2024
2024 (Q1)
1.21 / 1.31
1.405-6.70% (-0.09)
Nov 30, 2023
2023 (Q4)
1.11 / 1.14
1.00712.95% (+0.13)
Aug 31, 2023
2023 (Q3)
1.22 / 1.10
1.34-17.84% (-0.24)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

CM Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Aug 28, 2025
$75.28$77.02+2.31%
May 29, 2025
$67.22$67.18-0.06%
Feb 27, 2025
$59.14$58.59-0.93%
Dec 05, 2024
$61.58$64.45+4.66%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Canadian Imperial Bank Of Commerce (CM) report earnings?
Canadian Imperial Bank Of Commerce (CM) is schdueled to report earning on Dec 04, 2025, Before Open (Confirmed).
    What is Canadian Imperial Bank Of Commerce (CM) earnings time?
    Canadian Imperial Bank Of Commerce (CM) earnings time is at Dec 04, 2025, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is CM EPS forecast?
          CM EPS forecast for the fiscal quarter 2025 (Q4) is 1.48.

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