Callan JMB, Inc. (CJMB) AI Stock Analysis

• Market Cap: $7.17M
• Dividend Yield: N/A
• Average Volume (3M): 10.79K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.29
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: US
• Employees: 26
• Sector: Real Estate
• Sector Strength: 53
• Industry: Integrated Freight & Logistics
• EPS (TTM): N/A
• Shares Outstanding: 4,623,027
• 10 Day Avg. Volume: 12,214
• 30 Day Avg. Volume: 10,793
• PEG Ratio: 0.02
• Price to Book (P/B): 3.32
• Price to Sales (P/S): 1.60
• P/FCF Ratio: 21.29
• Enterprise Value/Market Cap: 0.87
• Enterprise Value/Revenue: 1.05
• Enterprise Value/Gross Profit: 2.87
• Enterprise Value/Ebitda: -0.96
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 47 Neutral
• Price Target: $2.00 ▲(37.93% Upside)
• Action: Reiterated Date: 02/03/26
• Date: Action: Reiterated 02/03/26

The score is held down primarily by sharply deteriorated financial performance, with deep TTM losses and heavy negative operating/free cash flow. Technical indicators are mixed with only modest near-term stabilization versus a clear longer-term downtrend. Valuation impact is neutral because P/E and dividend yield were not provided.

Positive Factors

Balance sheet support

Moderate leverage combined with positive equity and tangible assets provides a structural buffer versus insolvency risk. This balance sheet support gives management time to execute operational fixes or secure financing without immediate solvency pressure, aiding longer-term continuity.

Recurring revenue mix

A diversified revenue mix including subscription-based cloud offerings creates recurring revenue potential and customer stickiness. Over months, subscriptions plus consulting cross-sells can smooth cash flows and improve lifetime revenue per client, supporting more stable margins.

Leadership continuity

Adding an experienced internal interim CFO can strengthen financial oversight and execution during a turnaround. Continuity from an existing executive reduces transition risk, potentially improving budgeting, reporting discipline, and strategic financial planning over the coming months.

Negative Factors

Severe cash burn

Sustained negative operating and free cash flow is a fundamental constraint: it depletes liquidity, shortens runway, and forces reliance on external financing. Over a multi-month horizon this undermines investment capacity and raises dilution or solvency risks unless cash generation reverses.

Deep unprofitability

Very large negative margins indicate core business economics are currently unsustainable. Even with revenue activity, losses of this magnitude erode equity and make profitable scaling difficult, necessitating significant structural cost or revenue remediation to restore durable profitability.

Rising leverage trend

Increasing debt amid steep losses raises financial fragility: higher interest and principal obligations constrain cash flow, limit strategic flexibility, and amplify refinancing or covenant risk. If losses continue, leverage growth could force distressed financing or dilution.

Callan JMB, Inc. Business Overview & Revenue Model

Company Description

Callan JMB, Inc. (CJMB) is a dynamic company operating in the technology and consulting sectors, specializing in providing innovative software solutions and strategic advisory services to businesses across various industries. With a focus on enhancing operational efficiency and driving digital transformation, CJMB offers a suite of products that includes cloud-based applications, data analytics tools, and customized consulting services tailored to meet the unique needs of its clients.

How the Company Makes Money

CJMB generates revenue primarily through three key streams: software sales, consulting services, and subscription-based models for its cloud solutions. Software sales involve direct transactions for proprietary applications, while consulting services are billed on a project basis or through retainers for ongoing advisory support. Additionally, the company has developed a subscription model for its cloud-based offerings, providing clients with continuous access to software updates and support, which contributes to recurring revenue. Strategic partnerships with technology providers and industry leaders further enhance CJMB's market reach and credibility, allowing for collaborative projects that also drive additional income.

Callan JMB, Inc. Financial Statement Overview

Summary

Financial performance is weak: TTM shows severe unprofitability (net margin ~-112.7%) and significant cash burn (operating cash flow about -$4.6M; free cash flow about -$5.2M). The balance sheet is a partial offset with positive equity and moderate leverage (debt-to-equity ~0.50), but leverage has increased versus prior years and losses drive extremely weak returns (ROE ~-133%).

Income Statement

TTM (Trailing-Twelve-Months) results show a sharp deterioration in profitability despite revenue growth of 19.6%: gross margin held at ~36.7%, but the company is deeply unprofitable with a net margin of about -112.7% (net loss of ~$6.7M on ~$5.9M revenue) and similarly negative operating performance. The annual trend highlights volatility: strong profits in 2022–2023 (net margins ~27.3% and ~16.5%) reversed to losses in 2024 and worsened in TTM, while revenue has fallen materially since 2022, signaling a challenged earnings trajectory.

Balance Sheet

Leverage is moderate on TTM (debt-to-equity ~0.50) with positive equity (~$4.2M) and assets (~$7.7M), which provides some balance sheet support. However, leverage has risen meaningfully versus prior years (very low debt-to-equity in 2022–2023 and ~0.29 in 2024), and the steep TTM loss drives a very weak return on equity (about -133%), increasing financial risk if losses persist.

Cash Flow

TTM (Trailing-Twelve-Months) cash generation is very weak: operating cash flow is about -$4.6M and free cash flow about -$5.2M, a major reversal from positive cash flow in 2022–2024. While free cash flow is slightly better than net income in TTM (free cash flow to net income ~1.13), that is driven by large losses rather than healthy cash conversion, and the negative operating cash flow indicates the core business is currently consuming cash.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022
Income Statement
Total Revenue	5.91M	6.56M	13.20M	22.77M
Gross Profit	2.17M	2.56M	5.65M	9.45M
EBITDA	-6.48M	-2.12M	2.30M	6.37M
Net Income	-6.66M	-2.29M	2.18M	6.22M
Balance Sheet
Total Assets	7.74M	5.08M	9.71M	15.25M
Cash, Cash Equivalents and Short-Term Investments	2.79M	2.10M	5.16M	6.19M
Total Debt	2.07M	907.45K	400.00K	410.88K
Total Liabilities	3.56M	1.91M	910.27K	1.24M
Stockholders Equity	4.18M	3.17M	8.80M	14.01M
Cash Flow
Free Cash Flow	-5.23M	494.19K	6.51M	8.94M
Operating Cash Flow	-4.61M	540.35K	7.00M	9.36M
Investing Cash Flow	-616.90K	-46.17K	-490.02K	-422.49K
Financing Cash Flow	5.21M	-3.55M	-7.54M	-4.57M

Callan JMB, Inc. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 1.45
• 50DMA: Negative
• 100DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CJMB, the sentiment is Negative. The current price of 1.45 is below the 20-day moving average (MA) of 3.85, below the 50-day MA of 4.34, and equal to the 200-day MA of ―, indicating a neutral trend. The MACD of -0.26 indicates Positive momentum. The RSI at 29.52 is Positive, neither overbought nor oversold. The STOCH value of 25.52 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for CJMB.

Callan JMB, Inc. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
GVH	60 Neutral	$2.52M	0.30	8.56%	―	22.89%	-46.58%
PSIG	52 Neutral	$53.38M	―	―	―	―	―
CJMB	47 Neutral	$7.17M	―	―	―	―	―

Callan JMB, Inc. Corporate Events

Callan JMB Announces Ongoing Investor Presentation Initiative

Beginning January 28, 2026, Callan JMB Inc. plans to deliver a series of investor presentations at the DealFlow Discovery Conference and use the same materials in subsequent meetings with potential investors, industry analysts and other stakeholders. The company has made the investor presentation available on its website’s investor relations section and signaled that future presentations will routinely be accessible both online and through current reports, highlighting an effort to formalize and regularize its investor communications while emphasizing that the information is supplemental to its SEC filings and not necessarily indicative of material developments.

The most recent analyst rating on (CJMB) stock is a Hold with a $3.00 price target. To see the full list of analyst forecasts on Callan JMB, Inc. stock, see the CJMB Stock Forecast page.

Callan JMB Holds Annual Meeting, Elects Directors and Auditor

At its virtual annual meeting of shareholders held on December 29, 2025, Callan JMB Inc., a Nevada corporation, reported that approximately 68.6% of its outstanding common shares were represented, either virtually or by proxy. Shareholders elected five directors—Wayne Williams, Eric Kash, Mark Meller, Liberty Duke, and Gerald Dial—to serve one-year terms expiring at the 2026 annual meeting, and ratified the appointment of Rosenberg Rich Baker Berman, P.A. as the company’s independent registered public accounting firm for the fiscal year ending December 31, 2025, reinforcing continuity in both board leadership and external audit oversight.

The most recent analyst rating on (CJMB) stock is a Hold with a $1.50 price target. To see the full list of analyst forecasts on Callan JMB, Inc. stock, see the CJMB Stock Forecast page.

Callan JMB Updates Insider Trading Policy

On December 8, 2025, Callan JMB Inc., a Nevada corporation, announced an amendment to its insider trading policy. The update changes the blackout period to start on the 20th day of the third calendar month of each fiscal quarter, extending until the first full trading day after the company’s financial results are publicly disclosed. This adjustment aims to align the policy with the company’s financial reporting schedule, potentially impacting how stakeholders engage with the company’s stock.

The most recent analyst rating on (CJMB) stock is a Hold with a $2.00 price target. To see the full list of analyst forecasts on Callan JMB, Inc. stock, see the CJMB Stock Forecast page.

Callan JMB Appoints Christopher Shields as Interim CFO

Callan JMB, Inc., a Nevada-based company, has appointed Christopher Shields as the Interim Chief Financial Officer and Treasurer effective December 1, 2025. Shields, who has been with the company since April 2025 as Senior Vice President of Governmental Affairs, brings extensive experience from his previous role at the Chicago Department of Public Health. The company has not yet determined any changes to Shields’s compensation, but he will continue his current duties alongside the new role, with an annual base salary and potential incentive bonuses.

The most recent analyst rating on (CJMB) stock is a Hold with a $2.00 price target. To see the full list of analyst forecasts on Callan JMB, Inc. stock, see the CJMB Stock Forecast page.