Callan JMB, Inc. (CJMB) AI Stock Analysis

• Market Cap: $6.47M
• Dividend Yield: N/A
• Average Volume (3M): 10.79K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.48
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: US
• Employees: 26
• Sector: Real Estate
• Sector Strength: 53
• Industry: Integrated Freight & Logistics
• EPS (TTM): N/A
• Shares Outstanding: 4,623,027
• 10 Day Avg. Volume: 12,214
• 30 Day Avg. Volume: 10,793
• PEG Ratio: 0.02
• Price to Book (P/B): 3.32
• Price to Sales (P/S): 1.60
• P/FCF Ratio: 21.29
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 43 Neutral
• Price Target: $1.50 ▲(3.45% Upside)

The overall stock score of 43 reflects significant financial challenges and bearish technical indicators. The company's declining revenues and profitability, coupled with liquidity concerns, weigh heavily on its financial performance score. Technical analysis indicates a strong downward trend, further impacting the score. The absence of valuation metrics due to financial difficulties also contributes to the low score.

Positive Factors

Positive Free Cash Flow

Maintaining positive free cash flow indicates the company's ability to generate cash from operations, providing a buffer for financial challenges and potential investments.

Manageable Leverage

A low debt-to-equity ratio suggests manageable leverage, allowing for financial flexibility and reduced risk of insolvency, supporting long-term stability.

Strategic Partnerships

Partnerships with industry leaders can expand market reach and credibility, fostering growth opportunities and reinforcing competitive advantages.

Negative Factors

Declining Revenue and Profitability

Declining revenue and profitability indicate potential challenges in market demand or operational efficiency, threatening long-term financial health.

Liquidity Concerns

Liquidity issues can hinder the company's ability to meet short-term obligations, impacting operational stability and strategic investments.

Operational Inefficiencies

Operational inefficiencies, as reflected in negative margins, can erode profitability and competitiveness, necessitating strategic improvements for sustainability.

Callan JMB, Inc. Business Overview & Revenue Model

Company Description

Callan JMB, Inc. (CJMB) is a dynamic company operating in the technology and consulting sectors, specializing in providing innovative software solutions and strategic advisory services to businesses across various industries. With a focus on enhancing operational efficiency and driving digital transformation, CJMB offers a suite of products that includes cloud-based applications, data analytics tools, and customized consulting services tailored to meet the unique needs of its clients.

How the Company Makes Money

CJMB generates revenue primarily through three key streams: software sales, consulting services, and subscription-based models for its cloud solutions. Software sales involve direct transactions for proprietary applications, while consulting services are billed on a project basis or through retainers for ongoing advisory support. Additionally, the company has developed a subscription model for its cloud-based offerings, providing clients with continuous access to software updates and support, which contributes to recurring revenue. Strategic partnerships with technology providers and industry leaders further enhance CJMB's market reach and credibility, allowing for collaborative projects that also drive additional income.

Callan JMB, Inc. Financial Statement Overview

Summary

The company faces significant financial challenges with declining revenues and profitability. The income statement shows a substantial net loss, while the balance sheet reflects a decrease in equity and assets. Cash flow analysis indicates potential liquidity issues, although positive free cash flow is maintained.

Income Statement

The income statement shows a concerning decline in revenue and profitability. The gross profit margin has decreased significantly, and the company has moved from a positive net income in previous years to a substantial net loss in the most recent year. The negative EBIT and EBITDA margins indicate operational inefficiencies and potential challenges in cost management.

Balance Sheet

The balance sheet reflects a moderate financial position with a relatively low debt-to-equity ratio, suggesting manageable leverage. However, the substantial decrease in stockholders' equity and total assets raises concerns about the company's ability to sustain its operations and growth. The equity ratio remains strong, indicating a solid capital structure despite recent declines.

Cash Flow

Cash flow analysis reveals a significant decline in operating cash flow and free cash flow compared to previous years, indicating potential liquidity issues. The free cash flow to net income ratio has deteriorated, reflecting challenges in converting income into cash. Despite these concerns, the company has managed to maintain positive free cash flow, which is a positive aspect.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022
Income Statement
Total Revenue	5.91M	6.56M	13.20M	22.77M
Gross Profit	2.17M	2.56M	5.65M	9.45M
EBITDA	-6.48M	-2.12M	2.30M	6.37M
Net Income	-6.66M	-2.29M	2.18M	6.22M
Balance Sheet
Total Assets	7.74M	5.08M	9.71M	15.25M
Cash, Cash Equivalents and Short-Term Investments	2.79M	2.10M	5.16M	6.19M
Total Debt	2.07M	907.45K	400.00K	410.88K
Total Liabilities	3.56M	1.91M	910.27K	1.24M
Stockholders Equity	4.18M	3.17M	8.80M	14.01M
Cash Flow
Free Cash Flow	-5.23M	494.19K	6.51M	8.94M
Operating Cash Flow	-4.61M	540.35K	7.00M	9.36M
Investing Cash Flow	-616.90K	-46.17K	-490.02K	-422.49K
Financing Cash Flow	5.21M	-3.55M	-7.54M	-4.57M

Callan JMB, Inc. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 1.45
• 50DMA: Negative
• 100DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CJMB, the sentiment is Negative. The current price of 1.45 is below the 20-day moving average (MA) of 3.85, below the 50-day MA of 4.34, and equal to the 200-day MA of ―, indicating a neutral trend. The MACD of -0.26 indicates Positive momentum. The RSI at 29.52 is Positive, neither overbought nor oversold. The STOCH value of 25.52 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for CJMB.

Callan JMB, Inc. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
GVH	60 Neutral	$3.86M	0.39	18.17%	―	22.89%	-46.58%
PSIG	52 Neutral	$13.85M	-2.29	―	―	―	―
CJMB	43 Neutral	$6.47M	―	―	―	―	―

Callan JMB, Inc. Corporate Events

Callan JMB Updates Insider Trading Policy

On December 8, 2025, Callan JMB Inc., a Nevada corporation, announced an amendment to its insider trading policy. The update changes the blackout period to start on the 20th day of the third calendar month of each fiscal quarter, extending until the first full trading day after the company’s financial results are publicly disclosed. This adjustment aims to align the policy with the company’s financial reporting schedule, potentially impacting how stakeholders engage with the company’s stock.

Callan JMB Appoints Christopher Shields as Interim CFO

Callan JMB, Inc., a Nevada-based company, has appointed Christopher Shields as the Interim Chief Financial Officer and Treasurer effective December 1, 2025. Shields, who has been with the company since April 2025 as Senior Vice President of Governmental Affairs, brings extensive experience from his previous role at the Chicago Department of Public Health. The company has not yet determined any changes to Shields’s compensation, but he will continue his current duties alongside the new role, with an annual base salary and potential incentive bonuses.