Citizens Financial Corp. (CIWV)
OTHER OTC:CIWV
Want to see CIWV full AI Analyst Report?
Total Valuation
Citizens Financial has a market cap or net worth of $77.77M. The enterprise value is $81.10M.
Market Cap$77.77M
Enterprise Value$81.10M
Share Statistics
Citizens Financial has 1,699,408 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding1,699,408
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Citizens Financial’s return on equity (ROE) is 0.16 and return on invested capital (ROIC) is 1.44%.
Return on Equity (ROE)0.16
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.44%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee526.85K
Profits Per Employee121.17K
Employee Count84
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Citizens Financial is 5.8. Citizens Financial’s PEG ratio is 0.17.
PE Ratio5.8
PS Ratio1.32
PB Ratio0.95
Price to Fair Value0.95
Price to FCF4.69
Price to Operating Cash Flow0.00
PEG Ratio0.17
Income Statement
In the last 12 months, Citizens Financial had revenue of 44.26M and earned 10.18M in profits. Earnings per share was 5.69.
Revenue44.26M
Gross Profit28.91M
Operating Income13.00M
Pretax Income13.00M
Net Income10.18M
EBITDA13.00M
Earnings Per Share (EPS)5.69
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
Citizens Financial pays an annual dividend of $0.25, resulting in a dividend yield of 3%
Dividend Per Share$0.25
Dividend Yield3%
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.16
52-Week Price Change58.60%
50-Day Moving Average38.42
200-Day Moving Average34.32
Relative Strength Index (RSI)64.07
Average Volume (3m)642.00
Important Dates
Citizens Financial upcoming earnings date is ―, ―.
Last Earnings Date―
Next Earnings Date―
Ex-Dividend Date―
Financial Position
Citizens Financial as a current ratio of 14.50, with Debt / Equity ratio of 28.73%
Current Ratio14.50
Quick Ratio14.50
Debt to Market Cap0.30
Net Debt to EBITDA0.63
Interest Coverage Ratio0.98
Taxes
In the past 12 months, Citizens Financial has paid 2.82M in taxes.
Income Tax2.82M
Effective Tax Rate0.22
Enterprise Valuation
Citizens Financial EV to EBITDA ratio is 5.13, with an EV/FCF ratio of 5.34.
EV to Sales1.51
EV to EBITDA5.13
EV to Free Cash Flow5.34
EV to Operating Cash Flow5.16
Balance Sheet
Citizens Financial has $0.00 in cash and marketable securities with $0.00 in debt, giving a net cash position of $0.00 billion.
Cash & Marketable Securities$0.00
Total Debt$0.00
Net Cash$0.00
Net Cash Per Share$0.00
Tangible Book Value Per Share$32.31
Margins
Gross margin is 50.67%, with operating margin of 29.38%, and net profit margin of 23.00%.
Gross Margin50.67%
Operating Margin29.38%
Pretax Margin29.38%
Net Profit Margin23.00%
EBITDA Margin29.38%
EBIT Margin29.38%
Analyst Forecast
The average price target for Citizens Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast―
EPS Growth Forecast―