Earnings Data
Report Date
Aug 28, 2026TBA (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
―Last Year’s EPS
0.04Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call highlighted strong underlying execution and several material achievements: record net profit, improved asset quality, disciplined cost control, digital product rollouts and shareholder returns. Management provided clear 2026 targets and reiterated a pathway to higher ROE by 2027. Counterbalancing this are notable regional headwinds — a strong ringgit, NIM compression in some markets, and tough macro conditions in Indonesia and Thailand that reduced overseas contributions and caused Q4 normalization effects. Overall, the positive operational and financial momentum across Malaysia, Singapore and the client‑franchise businesses outweigh the headwinds, but FX and country‑specific risks remain key sensitivities.Company Guidance
Record Net Profit and ROE
Reported record net profit of MYR 7.9 billion for FY2025 (up from MYR 7.7 billion on a constant currency basis) with ROE of 11.3% (10 bps higher than prior year).
Stable / Growing Income Despite Rate Cuts
Total income grew ~4.2% YoY and on a constant currency basis total income grew 3.8% Q‑on‑Q; NII described as flat in headline commentary due to a cash strategy that cushioned NIM compression, and on constant currency NII grew ~3.2% YoY.
Controlled NIM Compression and Evidence of Stabilization
Group NIM compressed by ~8 bps YoY (within guidance); management reported NIMs are bottoming out with Q4 and January signs of stabilization and Malaysia NIM expanding 4 bps Q‑on‑Q.
Asset and Deposit Growth
Total assets grew 6.1% on a constant currency basis; deposits increased ~5.4% on a constant currency basis, enabling a reduction in cost of funds by 21 bps YoY and improvement in loan‑to‑deposit dynamics.
Fee Income, Client Franchise and Wealth Momentum
NOII grew 3.1% YoY while client‑franchise NOII outgrew NOII at +4.8%; fees & commissions +3.2% YoY; treasury client sales +7.2% YoY; wealth revenue +9.2% with a 3% rise in wealth customers.
Strong Cost Discipline and Tech Investment
Operating expenses only rose 2% YoY, cost‑to‑income at 47.3% (close to guidance <47%); invested MYR 1.7 billion in technology (7.8% of income), within prior 8–9% guidance; personnel costs flat.
Best‑Ever Asset Quality Metrics
Gross impaired loans (GIL) improved from 2.1% to 1.7% YoY (best ever for group); credit cost remained around ~30 bps and loan loss coverage stayed above 100% at 103.2%.
Capital Position and Shareholder Returns
Optimized CET1 at ~14.3%; declared record dividend of MYR 0.471 (dividend yield ~5.7%); committed a MYR 2 billion capital return program through end‑2027.
Digital and Product Highlights
Launched OCTO Biz for corporates; Touch 'n Go registered users grew 11% to 32.3 million (profitable trajectory); committed to tokenized bond offering and admitted to Bank Negara Digital Asset Innovation Hub.
Forward30 Targets and 2026 Guidance
2026 targets: ROE 11.0–11.5%, asset growth 5–7% (constant currency), cost‑to‑income <47%, credit cost 25–35 bps, CET1 ≥14%; reiterated ambition to reach 12–13% ROE by 2027.
CIMDF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
CIMDF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 26, 2026 | $2.00 | $2.00 | 0.00% |
Feb 27, 2026 | $2.59 | $2.59 | 0.00% |
Nov 28, 2025 | $1.73 | $1.74 | +0.29% |
Aug 29, 2025 | $1.86 | $1.65 | -11.58% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does CIMB Group Holdings Bhd (CIMDF) report earnings?
CIMB Group Holdings Bhd (CIMDF) is schdueled to report earning on Aug 28, 2026, TBA (Confirmed).
What is CIMB Group Holdings Bhd (CIMDF) earnings time?
CIMB Group Holdings Bhd (CIMDF) earnings time is at Aug 28, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is CIMDF EPS forecast?
Currently, no data Available