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CIB Marine Bancshares (CIBH) Price & Analysis

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CIBH Stock Chart & Stats

$37.50

-$0.04(-0.15%)

At close: Jan 06 4:00 PM EST

$37.50

-$0.04(-0.15%)

Day’s Range― - ―

52-Week Range$32.60 - $41.22

Previous CloseN/A

Volume1.94K

Average Volume (3M)1.12K

Market Cap

$55.67M

Enterprise Value$106.57M

Total Cash (Recent Filing)$9.58M

Total Debt (Recent Filing)$62.27M

Price to Earnings (P/E)29.5

Beta0.24

Next Earnings

Oct 09, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)1.39

Shares Outstanding1,356,247

10 Day Avg. Volume417

30 Day Avg. Volume1,124

Financial Highlights & Ratios

PEG Ratio-0.43

Price to Book (P/B)0.61

Price to Sales (P/S)0.99

P/FCF Ratio6.11

Enterprise Value/Market Cap1.91

Enterprise Value/Revenue2.16

Enterprise Value/Gross Profit3.90

Enterprise Value/Ebitda43.06

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Return To Positive Cash GenerationThe rebound to positive operating and free cash flow in 2025 improves the company's ability to self-fund operations and reduces short-term liquidity pressure. Over a multi-month horizon, sustained cash generation supports capital needs, lowers reliance on external funding, and improves resilience versus prior cash burn years.

Sustained Profitability And Recent Revenue GrowthMaintaining profitability across reported years and restoring solid revenue growth in 2025 indicate a durable underlying franchise and demand for core services. Recovered top-line momentum provides a more stable earnings base, aiding longer-term planning even if margins need rebuilding.

Sizable, Relatively Stable Asset Base And Low VolatilityA sizable, stable asset base supports a predictable deposit and loan footprint that underpins recurring income. Low market volatility (beta ~0.3) suggests steadier capital access and less sensitivity to market shocks, helping management execute multi-month funding and balance-sheet strategies.

Bears Say

Sharp Margin Compression In 2025Net margin collapsing from ~16% to ~3% materially reduces core earnings power and suggests sustained pressure on interest spreads or rising costs. If persistent, compressed margins erode the bank's ability to generate surplus for capital and reinvestment, weakening long-term profitability.

Low And Declining ROEROE near 2% indicates poor capital efficiency and low shareholder returns relative to peers. Persistently low ROE constrains internal capital generation, limits dividend or buyback capacity, and forces either slower growth or reliance on external capital, raising structural dilution or funding risk.

Volatile Leverage And Funding ProfileWide swings in debt-to-equity demonstrate an inconsistent funding strategy and potential refinancing or liquidity vulnerability. Elevated leverage in 2025 increases interest and capital strain, raising the chance of funding squeezes and impairing the bank's ability to pursue stable, long-term lending growth.

CIBH FAQ

What was CIB Marine Bancshares’s price range in the past 12 months?

CIB Marine Bancshares lowest stock price was $32.60 and its highest was $41.22 in the past 12 months.

What is CIB Marine Bancshares’s market cap?

CIB Marine Bancshares’s market cap is $55.67M.

When is CIB Marine Bancshares’s upcoming earnings report date?

CIB Marine Bancshares’s upcoming earnings report date is Oct 09, 2026 which is in 88 days.

How were CIB Marine Bancshares’s earnings last quarter?

CIB Marine Bancshares released its earnings results on Jul 13, 2026. The company reported $0.68 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.

Is CIB Marine Bancshares overvalued?

According to Wall Street analysts CIB Marine Bancshares’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does CIB Marine Bancshares pay dividends?

CIB Marine Bancshares does not currently pay dividends.

What is CIB Marine Bancshares’s EPS estimate?

CIB Marine Bancshares’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does CIB Marine Bancshares have?

CIB Marine Bancshares has 1,356,247 shares outstanding.

What happened to CIB Marine Bancshares’s price movement after its last earnings report?

CIB Marine Bancshares reported an EPS of $0.68 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.013%.

Which hedge fund is a major shareholder of CIB Marine Bancshares?

Currently, no hedge funds are holding shares in CIBH

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

CIB Marine Bancshares Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

2.28%

Trailing 12-Months

Asset Growth

-2.26%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

CIB Marine Bancshares

CIB Marine Bancshares, Inc. operates as the bank holding company for CIBM Bank that provides commercial banking services to individual and business customers in Illinois, Indiana, and Wisconsin. The company provides deposit accounts comprising checking, savings, and time deposits. It also offers a range of loan products, such as commercial, commercial real estate, commercial and residential construction, government guaranteed, one-to-four family residential real estate, home equity, and consumer loans, as well as commercial and standby letters of credit. In addition, the company provides trust services; cash management; repurchase agreements; and other banking services. Further, it invests in securities. The company was formerly known as Central Illinois Bancorp, Inc. and changed its name to CIB Marine Bancshares, Inc. in August 1999. CIB Marine Bancshares, Inc. was incorporated in 1985 and is based in Brookfield, Wisconsin.