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Grupo Cibest S.A. (CIB)
:CIB
US Market

Grupo Cibest (CIB) Ratios

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Grupo Cibest Ratios

CIB's free cash flow for Q3 2025 was $0.61. For the 2025 fiscal year, CIB's free cash flow was decreased by $ and operating cash flow was $0.28. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.21 0.00 4.28 6.23 6.79
Quick Ratio
0.21 0.00 4.18 13.63 14.98
Cash Ratio
0.10 0.00 4.11 5.81 6.41
Solvency Ratio
0.03 0.02 0.02 0.02 <0.01
Operating Cash Flow Ratio
<0.01 0.00 1.09 1.53 3.56
Short-Term Operating Cash Flow Coverage
0.73 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -10.00T>$ -10.00T>$ -10.00T>$ -10.00T>$ -10.00T>
Leverage Ratios
Debt-to-Assets Ratio
0.07 0.09 0.12 0.11 0.13
Debt-to-Equity Ratio
0.66 0.84 1.05 0.98 1.21
Debt-to-Capital Ratio
0.40 0.46 0.51 0.49 0.55
Long-Term Debt-to-Capital Ratio
0.35 0.44 0.00 0.48 0.53
Financial Leverage Ratio
8.84 9.00 9.03 8.99 9.63
Debt Service Coverage Ratio
0.50 0.50 -0.33 -0.41 <0.01
Interest Coverage Ratio
0.76 0.62 2.02 1.35 0.05
Debt to Market Cap
0.46 1.06 0.00 0.24 0.23
Interest Debt Per Share
326.13K 50.69K 51.58K 37.24K 39.52K
Net Debt to EBITDA
-0.02 0.01 0.00 0.00 0.00
Profitability Margins
Gross Profit Margin
58.59%225.48%79.77%100.00%100.00%
EBIT Margin
24.46%44.02%-3.92%-4.93%-4.68%
EBITDA Margin
26.86%49.21%0.00%0.00%0.00%
Operating Profit Margin
24.46%49.21%70.33%33.77%1.71%
Pretax Profit Margin
24.46%39.02%40.26%34.47%1.96%
Net Profit Margin
17.27%29.30%28.02%23.54%1.76%
Continuous Operations Profit Margin
17.54%29.77%28.90%24.24%2.01%
Net Income Per EBT
70.61%75.08%69.61%68.30%89.38%
EBT Per EBIT
100.00%79.30%57.24%102.06%114.61%
Return on Assets (ROA)
1.96%1.78%1.92%1.41%0.11%
Return on Equity (ROE)
17.48%16.06%17.35%12.68%1.04%
Return on Capital Employed (ROCE)
11.93%3.00%4.91%2.05%0.11%
Return on Invested Capital (ROIC)
8.25%1.93%17.56%6.04%0.43%
Return on Tangible Assets
2.01%1.83%1.98%1.45%0.11%
Earnings Yield
24.25%21.35%5.10%3.31%0.21%
Efficiency Ratios
Receivables Turnover
1.59 0.73 22.71 0.69 0.00
Payables Turnover
10.85 -4.06 0.81 0.00 0.00
Inventory Turnover
0.00 0.00 8.05 0.00 0.00
Fixed Asset Turnover
5.99 2.50 2.83 2.55 2.64
Asset Turnover
0.11 0.06 0.07 0.06 0.06
Working Capital Turnover Ratio
-0.19 0.56 1.19 0.89 0.93
Cash Conversion Cycle
196.02 587.35 -387.32 532.02 0.00
Days of Sales Outstanding
229.67 497.35 16.07 532.02 0.00
Days of Inventory Outstanding
0.00 0.00 45.36 0.00 0.00
Days of Payables Outstanding
33.65 -90.00 448.76 0.00 0.00
Operating Cycle
229.67 497.35 61.43 532.02 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
18.27K 19.91K 6.82K 6.34K 11.68K
Free Cash Flow Per Share
1.07K 17.41K 3.15K 4.06K 10.09K
CapEx Per Share
17.20K 2.51K 3.68K 2.27K 1.59K
Free Cash Flow to Operating Cash Flow
0.06 0.87 0.46 0.64 0.86
Dividend Paid and CapEx Coverage Ratio
0.28 3.35 1.12 2.30 3.64
Capital Expenditure Coverage Ratio
1.06 7.94 1.85 2.79 7.34
Operating Cash Flow Coverage Ratio
0.08 0.60 0.16 0.19 0.35
Operating Cash Flow to Sales Ratio
0.05 0.92 0.27 0.35 0.71
Free Cash Flow Yield
0.24%14.61%2.27%3.16%7.35%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
4.12 4.68 19.62 30.23 478.12
Price-to-Sales (P/S) Ratio
1.33 1.37 5.50 7.12 8.39
Price-to-Book (P/B) Ratio
0.71 0.75 3.41 3.83 4.97
Price-to-Free Cash Flow (P/FCF) Ratio
416.14 1.71 44.00 31.60 13.60
Price-to-Operating Cash Flow Ratio
12.99 1.50 20.28 20.27 11.75
Price-to-Earnings Growth (PEG) Ratio
0.42 0.07 0.30 0.03 -5.34
Price-to-Fair Value
0.71 0.75 3.41 3.83 4.97
Enterprise Value Multiple
4.95 2.80 0.00 0.00 0.00
Enterprise Value
56.46T 10.00T> 10.00T> 10.00T> 10.00T>
EV to EBITDA
4.95 11.17 0.00 0.00 0.00
EV to Sales
1.33 5.50 6.18 7.59 9.15
EV to Free Cash Flow
414.77 6.85 49.43 33.72 14.84
EV to Operating Cash Flow
24.26 5.99 22.78 21.63 12.82
Tangible Book Value Per Share
273.30K 31.77K 30.73K 26.30K 21.43K
Shareholders’ Equity Per Share
332.64K 39.60K 40.64K 33.51K 27.60K
Tax and Other Ratios
Effective Tax Rate
0.28 0.24 0.28 0.30 -0.02
Revenue Per Share
333.46K 21.71K 25.17K 18.05K 16.35K
Net Income Per Share
57.59K 6.36K 7.05K 4.25K 286.95
Tax Burden
0.71 0.75 0.70 0.68 0.89
Interest Burden
1.00 0.89 -10.26 -7.00 -0.42
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.26 0.49 0.37 0.42 0.39
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
0.31 3.08 0.94 1.45 35.61
Currency in COP