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Grupo Cibest (CIB)
NYSE:CIB
US Market

Grupo Cibest (CIB) Ratios

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Grupo Cibest Ratios

CIB's free cash flow for Q3 2025 was $0.61. For the 2025 fiscal year, CIB's free cash flow was decreased by $ and operating cash flow was $0.28. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.21 0.21 0.00 4.28 6.23
Quick Ratio
0.21 0.21 0.00 4.18 13.63
Cash Ratio
0.10 0.09 0.00 4.11 5.81
Solvency Ratio
0.03 0.02 0.02 0.02 0.02
Operating Cash Flow Ratio
0.06 <0.01 0.00 1.09 1.53
Short-Term Operating Cash Flow Coverage
5.19 0.05 0.00 0.00 0.00
Net Current Asset Value
$ -10.00T>$ -10.00T>$ -10.00T>$ -10.00T>$ -10.00T>
Leverage Ratios
Debt-to-Assets Ratio
0.07 0.08 0.09 0.12 0.11
Debt-to-Equity Ratio
0.66 0.69 0.84 1.05 0.98
Debt-to-Capital Ratio
0.40 0.41 0.46 0.51 0.49
Long-Term Debt-to-Capital Ratio
0.35 0.30 0.44 0.00 0.48
Financial Leverage Ratio
8.84 8.55 9.00 9.03 8.99
Debt Service Coverage Ratio
0.50 0.30 0.50 -0.33 -0.41
Interest Coverage Ratio
0.76 0.58 0.62 2.02 1.35
Debt to Market Cap
0.33 0.84 1.06 0.00 0.24
Interest Debt Per Share
172.79K 186.89K 50.69K 51.58K 37.24K
Net Debt to EBITDA
-0.02 0.29 0.01 0.00 0.00
Profitability Margins
Gross Profit Margin
58.59%52.28%225.48%79.77%100.00%
EBIT Margin
24.46%20.41%44.02%-3.92%-4.93%
EBITDA Margin
26.86%22.77%49.21%0.00%0.00%
Operating Profit Margin
24.46%20.41%49.21%70.33%33.77%
Pretax Profit Margin
24.46%20.41%39.02%40.26%34.47%
Net Profit Margin
17.27%14.61%29.30%28.02%23.54%
Continuous Operations Profit Margin
17.54%14.83%29.77%28.90%24.24%
Net Income Per EBT
70.61%71.57%75.08%69.61%68.30%
EBT Per EBIT
100.00%100.00%79.30%57.24%102.06%
Return on Assets (ROA)
1.96%1.68%1.78%1.92%1.41%
Return on Equity (ROE)
17.48%14.39%16.06%17.35%12.68%
Return on Capital Employed (ROCE)
11.93%10.81%3.00%4.91%2.05%
Return on Invested Capital (ROIC)
8.25%7.06%1.93%17.56%6.04%
Return on Tangible Assets
2.01%1.73%1.83%1.98%1.45%
Earnings Yield
9.95%18.79%21.35%5.10%3.31%
Efficiency Ratios
Receivables Turnover
1.59 1.51 0.73 22.71 0.69
Payables Turnover
10.85 11.12 -4.06 0.81 0.00
Inventory Turnover
0.00 0.00 0.00 8.05 0.00
Fixed Asset Turnover
5.99 5.47 2.50 2.83 2.55
Asset Turnover
0.11 0.12 0.06 0.07 0.06
Working Capital Turnover Ratio
-0.19 -0.21 0.56 1.19 0.89
Cash Conversion Cycle
196.02 209.25 587.35 -387.32 532.02
Days of Sales Outstanding
229.67 242.06 497.35 16.07 532.02
Days of Inventory Outstanding
0.00 0.00 0.00 45.36 0.00
Days of Payables Outstanding
33.65 32.81 -90.00 448.76 0.00
Operating Cycle
229.67 242.06 497.35 61.43 532.02
Cash Flow Ratios
Operating Cash Flow Per Share
68.54K 1.81K 19.91K 6.82K 6.34K
Free Cash Flow Per Share
59.43K -6.68K 17.41K 3.15K 4.06K
CapEx Per Share
9.11K 8.49K 2.51K 3.68K 2.27K
Free Cash Flow to Operating Cash Flow
0.87 -3.68 0.87 0.46 0.64
Dividend Paid and CapEx Coverage Ratio
2.00 0.08 3.35 1.12 2.30
Capital Expenditure Coverage Ratio
7.52 0.21 7.94 1.85 2.79
Operating Cash Flow Coverage Ratio
0.59 0.01 0.60 0.16 0.19
Operating Cash Flow to Sales Ratio
0.39 0.01 0.92 0.27 0.35
Free Cash Flow Yield
17.87%-4.82%14.61%2.27%3.16%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
9.89 5.32 4.68 19.62 30.23
Price-to-Sales (P/S) Ratio
1.85 0.78 1.37 5.50 7.12
Price-to-Book (P/B) Ratio
1.71 0.77 0.75 3.41 3.83
Price-to-Free Cash Flow (P/FCF) Ratio
5.50 -20.76 1.71 44.00 31.60
Price-to-Operating Cash Flow Ratio
4.40 76.52 1.50 20.28 20.27
Price-to-Earnings Growth (PEG) Ratio
1.01 2.16 0.07 0.30 0.03
Price-to-Fair Value
1.71 0.77 0.75 3.41 3.83
Enterprise Value Multiple
6.87 3.70 2.80 0.00 0.00
Enterprise Value
79.75T 36.15T 10.00T> 10.00T> 10.00T>
EV to EBITDA
6.99 3.70 11.17 0.00 0.00
EV to Sales
1.88 0.84 5.50 6.18 7.59
EV to Free Cash Flow
5.58 -22.50 6.85 49.43 33.72
EV to Operating Cash Flow
4.84 82.92 5.99 22.78 21.63
Tangible Book Value Per Share
144.80K 144.79K 31.77K 30.73K 26.30K
Shareholders’ Equity Per Share
176.24K 181.08K 39.60K 40.64K 33.51K
Tax and Other Ratios
Effective Tax Rate
0.28 0.27 0.24 0.28 0.30
Revenue Per Share
176.67K 178.45K 21.71K 25.17K 18.05K
Net Income Per Share
30.51K 26.07K 6.36K 7.05K 4.25K
Tax Burden
0.71 0.72 0.75 0.70 0.68
Interest Burden
1.00 1.00 0.89 -10.26 -7.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.26 0.23 0.49 0.37 0.42
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
2.21 0.07 3.08 0.94 1.45
Currency in COP