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Bancolombia SA (CIB)
:CIB
Earnings Data
Report Date
Aug 06, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
1.59Last Year’s EPS
1.49Same Quarter Last Year
Moderate Sell
Based on 1 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:May 05, 2025
|% Change Since: 4.27%
|Next Earnings Date:Aug 06, 2025
Earnings Call Sentiment|Neutral
Bancolombia's first quarter results showed positive financial performance with increased net income and strong ROE. The successful merger of digital platforms and recognition in ESG are notable achievements. However, challenges remain with a slight contraction in the loan portfolio and a difficult fiscal environment in Colombia, compounded by global economic uncertainties.Company Guidance
During Bancolombia's first quarter 2025 earnings call, the company provided several key metrics and guidance for the fiscal year. The quarterly net income was reported at COP1.7 trillion, marking a 4.5% growth both quarterly and annually, with a robust net interest margin (NIM) of over 6.4% and a return on equity (ROE) of 16.3%. The loan portfolio decreased slightly during the quarter but grew 7% on an annual basis, while deposits fell by 1% quarterly but increased nearly 13% annually. The cost of risk for the period was 1.6%, supported by improved asset quality and lower delinquency rates. Bancolombia's capital position remains strong with a total solvency ratio of nearly 13% and a core equity Tier 1 ratio of 11%. The company announced the completion of legal steps for reorganizing under the new holding structure, Grupo Cibest, with expected changes in Colombian operations to appear in May's financial statements. For the fiscal year 2025, Bancolombia anticipates loan growth of approximately 5%, a NIM of around 6.2%, a cost of risk between 1.8% and 2%, an efficiency ratio of approximately 51%, and an ROE between 14.5% and 15%.Quarterly Net Income Increase
Bancolombia reported a quarterly net income of COP 1.7 trillion, reflecting a 4.5% growth both on a quarterly and annual basis.
Strong Return on Equity
The return on equity (ROE) was 16.3% for the quarter, showcasing robust financial performance.
Positive Asset Quality Trends
Improved asset quality with lower delinquency rates and a cost of risk of 1.6% for the period.
Successful Merger of Digital Banking Platforms
Bancolombia A la Mano merged with Nequi, now serving 23.5 million users, enhancing digital service offerings.
Resilient Deposit Growth
Annual deposit growth was 13%, demonstrating Bancolombia's ability to secure funding without raising costs.
Recognition in ESG
Bancolombia was recognized as Colombia's top ESG company for the 6th consecutive year.
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CIB Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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CIB Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 05, 2025 | $40.47 | $41.19 | +1.78% |
Feb 19, 2025 | $37.10 | $37.48 | +1.02% |
Nov 07, 2024 | $28.86 | $28.36 | -1.73% |
Aug 08, 2024 | $27.09 | $27.09 | 0.00% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Bancolombia SA (CIB) report earnings?
Bancolombia SA (CIB) is schdueled to report earning on Aug 06, 2025, TBA Not Confirmed.
What is Bancolombia SA (CIB) earnings time?
Bancolombia SA (CIB) earnings time is at Aug 06, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is CIB EPS forecast?
CIB EPS forecast for the fiscal quarter 2025 (Q2) is 1.59.
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