Citizens (CIA)
NYSE:CIA
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Total Valuation
Citizens has a market cap or net worth of $267.93M. The enterprise value is $243.85M.
Market Cap$267.93M
Enterprise Value$243.85M
Share Statistics
Citizens has 50,553,562 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding50,553,562
Owned by Insiders2.51%
Owned by Institutions7.28%
Financial Efficiency
Citizens’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is 0.85%.
Return on Equity (ROE)0.06
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.85%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee1.03M
Profits Per Employee59.07K
Employee Count247
Asset Turnover0.15
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Citizens is 14.4. Citizens’s PEG ratio is 2.24.
PE Ratio14.4
PS Ratio0.95
PB Ratio1.03
Price to Fair Value1.03
Price to FCF13.80
Price to Operating Cash Flow15.70
PEG Ratio2.24
Income Statement
In the last 12 months, Citizens had revenue of 255.62M and earned 14.59M in profits. Earnings per share was 0.29.
Revenue255.62M
Gross Profit90.59M
Operating Income17.47M
Pretax Income17.47M
Net Income14.59M
EBITDA18.21M
Earnings Per Share (EPS)0.29
Cash Flow
In the last 12 months, operating cash flow was 16.91M and capital expenditures -666.00K, giving a free cash flow of 16.25M billion.
Operating Cash Flow16.91M
Free Cash Flow16.25M
Free Cash Flow per Share0.32
Dividends & Yields
Citizens pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.25
52-Week Price Change44.81%
50-Day Moving Average5.28
200-Day Moving Average5.39
Relative Strength Index (RSI)49.27
Average Volume (3m)145.77K
Important Dates
Citizens upcoming earnings date is Jul 30, 2026, After Close (Confirmed).
Last Earnings DateMay 13, 2026
Next Earnings DateJul 30, 2026
Ex-Dividend Date―
Financial Position
Citizens as a current ratio of 1.93, with Debt / Equity ratio of 0.00%
Current Ratio1.93
Quick Ratio1.93
Debt to Market Cap0.00
Net Debt to EBITDA-1.18
Interest Coverage Ratio0.00
Taxes
In the past 12 months, Citizens has paid 2.88M in taxes.
Income Tax2.88M
Effective Tax Rate0.16
Enterprise Valuation
Citizens EV to EBITDA ratio is 12.11, with an EV/FCF ratio of 12.58.
EV to Sales0.86
EV to EBITDA12.11
EV to Free Cash Flow12.58
EV to Operating Cash Flow12.27
Balance Sheet
Citizens has $18.52M in cash and marketable securities with $0.00 in debt, giving a net cash position of $18.52M billion.
Cash & Marketable Securities$18.52M
Total Debt$0.00
Net Cash$18.52M
Net Cash Per Share$0.37
Tangible Book Value Per Share$0.11
Margins
Gross margin is 35.28%, with operating margin of 6.83%, and net profit margin of 5.71%.
Gross Margin35.28%
Operating Margin6.83%
Pretax Margin6.83%
Net Profit Margin5.71%
EBITDA Margin7.12%
EBIT Margin6.83%
Analyst Forecast
The average price target for Citizens is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast6.89%
EPS Growth Forecast109.33%