Citizens (CIA)
NYSE:CIA
Total Valuation
Citizens has a market cap or net worth of $280.67M. The enterprise value is $282.88M.
Market Cap$280.67M
Enterprise Value$282.88M
Share Statistics
Citizens has 50,299,740 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding50,299,740
Owned by Insiders3.00%
Owned by Institutions6.63%
Financial Efficiency
Citizens’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is -102.70%.
Return on Equity (ROE)0.06
Return on Assets (ROA)0.06
Return on Invested Capital (ROIC)-102.70%
Return on Capital Employed (ROCE)0.09
Revenue Per Employee1.03M
Profits Per Employee59.07K
Employee Count247
Asset Turnover1.04
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Citizens is 16.6. Citizens’s PEG ratio is 2.24.
PE Ratio16.6
PS Ratio0.95
PB Ratio1.03
Price to Fair Value1.03
Price to FCF13.80
Price to Operating Cash Flow15.55
PEG Ratio2.24
Income Statement
In the last 12 months, Citizens had revenue of 255.62M and earned 14.59M in profits. Earnings per share was 0.29.
Revenue255.62M
Gross Profit90.59M
Operating Income17.47M
Pretax Income17.47M
Net Income14.59M
EBITDA18.21M
Earnings Per Share (EPS)0.29
Cash Flow
In the last 12 months, operating cash flow was 17.99M and capital expenditures -447.00K, giving a free cash flow of 17.54M billion.
Operating Cash Flow17.99M
Free Cash Flow17.54M
Free Cash Flow per Share0.35
Dividends & Yields
Citizens pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.36
52-Week Price Change39.50%
50-Day Moving Average5.34
200-Day Moving Average5.12
Relative Strength Index (RSI)65.92
Average Volume (3m)145.77K
Important Dates
Citizens upcoming earnings date is May 13, 2026, After Close (Confirmed).
Last Earnings DateMar 12, 2026
Next Earnings DateMay 13, 2026
Ex-Dividend Date―
Financial Position
Citizens as a current ratio of 0.53, with Debt / Equity ratio of 3.35%
Current Ratio0.53
Quick Ratio0.53
Debt to Market Cap<0.01
Net Debt to EBITDA0.12
Interest Coverage Ratio0.00
Taxes
In the past 12 months, Citizens has paid 2.88M in taxes.
Income Tax2.88M
Effective Tax Rate0.16
Enterprise Valuation
Citizens EV to EBITDA ratio is 13.41, with an EV/FCF ratio of 13.93.
EV to Sales0.96
EV to EBITDA13.41
EV to Free Cash Flow13.93
EV to Operating Cash Flow13.58
Balance Sheet
Citizens has $21.95M in cash and marketable securities with $7.87M in debt, giving a net cash position of $14.09M billion.
Cash & Marketable Securities$21.95M
Total Debt$7.87M
Net Cash$14.09M
Net Cash Per Share$0.28
Tangible Book Value Per Share$0.11
Margins
Gross margin is 35.44%, with operating margin of 6.83%, and net profit margin of 5.71%.
Gross Margin35.44%
Operating Margin6.83%
Pretax Margin6.83%
Net Profit Margin5.71%
EBITDA Margin7.12%
EBIT Margin6.83%
Analyst Forecast
The average price target for Citizens is ―, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target―
Price Target Upside―
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast-0.55%
EPS Growth Forecast-51.14%