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Citizens Inc (CIA)
:CIA
Total Valuation
Citizens has a market cap or net worth of $176.53M. The enterprise value is $93.94M.
Market Cap$176.53M
Enterprise Value$93.94M
Share Statistics
Citizens has 50,149,967 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding50,149,967
Owned by Insiders2.76%
Owned by Institutions4.15%
Financial Efficiency
Citizens’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 0.89%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.89%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee991.91K
Profits Per Employee60.37K
Employee Count247
Asset Turnover0.15
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Citizens is 15.01. Citizens’s PEG ratio is 0.17.
PE Ratio15.01
PS Ratio0.00
PB Ratio102.39
Price to Fair Value1.06
Price to FCF1.88
Price to Operating Cash Flow1.88
PEG Ratio0.17
Income Statement
In the last 12 months, Citizens had revenue of 245.00M and earned 14.91M in profits. Earnings per share was 0.27.
Revenue245.00M
Gross Profit245.00M
Operating Income14.98M
Pretax Income14.98M
Net Income14.91M
EBITDA15.60M
Earnings Per Share (EPS)0.27
Cash Flow
In the last 12 months, operating cash flow was 25.88M and capital expenditures -712.00K, giving a free cash flow of 25.17M billion.
Operating Cash Flow25.88M
Free Cash Flow25.17M
Free Cash Flow per Share0.50
Dividends & Yields
Citizens pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.87
52-Week Price Change23.51%
50-Day Moving Average3.97
200-Day Moving Average4.31
Relative Strength Index (RSI)40.21
Average Volume (3m)108.48K
Important Dates
Citizens upcoming earnings date is Jul 31, 2025, TBA Not Confirmed.
Last Earnings DateMay 8, 2025
Next Earnings DateJul 31, 2025
Ex-Dividend Date―
Financial Position
Citizens as a current ratio of 3.72, with Debt / Equity ratio of 969.89%
Current Ratio3.72
Quick Ratio3.72
Debt to Market Cap0.00
Net Debt to EBITDA-1.88
Interest Coverage Ratio0.00
Taxes
In the past 12 months, Citizens has paid 68.00K in taxes.
Income Tax68.00K
Effective Tax Rate<0.01
Enterprise Valuation
Citizens EV to EBITDA ratio is 12.47, with an EV/FCF ratio of 6.22.
EV to Sales0.79
EV to EBITDA12.47
EV to Free Cash Flow6.22
EV to Operating Cash Flow6.09
Balance Sheet
Citizens has $47.90M in cash and marketable securities with $0.00 in debt, giving a net cash position of -$47.90M billion.
Cash & Marketable Securities$47.90M
Total Debt$0.00
Net Cash-$47.90M
Net Cash Per Share-$0.96
Tangible Book Value Per Share$3.77
Margins
Gross margin is 100.00%, with operating margin of 6.11%, and net profit margin of 6.09%.
Gross Margin100.00%
Operating Margin6.11%
Pretax Margin6.11%
Net Profit Margin6.09%
EBITDA Margin6.37%
EBIT Margin6.11%
Analyst Forecast
The average price target for Citizens is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast1.80%
EPS Growth Forecast-39.04%