The earnings call highlighted positive financial metrics such as increased GAAP net income, book value, and strategic partnerships, suggesting a positive outlook. However, there were some concerns regarding increased operating expenses and servicing costs.
Company Guidance
During Cherry Hill Mortgage Investment Corporation's Third Quarter 2025 Conference Call, the management provided financial guidance and updates on several metrics. They reported a GAAP net income of $2 million or $0.05 per diluted share, with a book value per common share ending at $3.36, slightly up from $3.34 on June 30. Comprehensive income was $4.5 million or $0.12 per share, while earnings available for distribution (EAD) were $3.3 million or $0.09 per share. The company's financial leverage remained stable at 5.3x, with $55 million in unrestricted cash. They declared a $0.10 per share dividend for common stock and also announced dividends on their preferred stock. The RMBS portfolio accounted for 39% of their equity capital, with a net interest spread of 2.87%, while the MSR portfolio's net CPR averaged 5.9%. The company has strategically positioned itself to benefit from declining interest rates and lower funding costs, and they expect agency prepayment speeds to increase. They also highlighted the positive momentum from their partnership with Real Genius LLC, expecting growth as 30-year mortgage rates hover around 6%.
GAAP Net Income
Generated GAAP net income applicable to common stockholders of $0.05 per diluted share, with comprehensive income of $4.5 million or $0.12 per diluted share.
Book Value Increase
Book value per common share increased to $3.36 from $3.34 as of June 30, 2025.
Strategic Partnership with Real Genius
Positive momentum with Real Genius LLC, a digital mortgage technology company, suggesting growth potential with reduced mortgage rates.
Dividend Adjustments
Strategic decision to adjust dividend to $0.10 per share, aligning with the company's earnings power.
Portfolio Performance
MSR portfolio had a UPB of $16.2 billion with a market value of approximately $219 million, and RMBS portfolio net interest spread increased to 2.87%.
Cherry Hill Mortgage (CHMI) Earnings, Revenues Date & History
The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
CHMI Earnings-Related Price Changes
Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Nov 06, 2025
$2.31
$2.37
+2.60%
Aug 07, 2025
$2.68
$2.74
+2.24%
May 06, 2025
$2.68
$2.69
+0.37%
Mar 06, 2025
$2.92
$3.12
+6.85%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Cherry Hill Mortgage Investment (CHMI) report earnings?
Cherry Hill Mortgage Investment (CHMI) is schdueled to report earning on Mar 10, 2026, After Close (Confirmed).
What is Cherry Hill Mortgage Investment (CHMI) earnings time?
Cherry Hill Mortgage Investment (CHMI) earnings time is at Mar 10, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.