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Chemung Financial Corp (CHMG)
:CHMG
Total Valuation
Chemung Financial has a market cap or net worth of $228.55M. The enterprise value is $239.60M.
Market Cap$228.55M
Enterprise Value$239.60M
Share Statistics
Chemung Financial has 4,790,325 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding4,790,325
Owned by Insiders12.11%
Owned by Institutions12.25%
Financial Efficiency
Chemung Financial’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 3.86%.
Return on Equity (ROE)0.11
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)3.86%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee280.20K
Profits Per Employee69.01K
Employee Count343
Asset Turnover0.03
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Chemung Financial is 9.84. Chemung Financial’s PEG ratio is 0.86.
PE Ratio9.84
PS Ratio0.00
PB Ratio1.29
Price to Fair Value1.08
Price to FCF6.22
Price to Operating Cash Flow6.14
PEG Ratio0.86
Income Statement
In the last 12 months, Chemung Financial had revenue of 96.11M and earned 23.67M in profits. Earnings per share was 4.96.
Revenue96.11M
Gross Profit96.11M
Operating Income30.09M
Pretax Income30.09M
Net Income23.67M
EBITDA0.00
Earnings Per Share (EPS)4.96
Cash Flow
In the last 12 months, operating cash flow was 8.26M and capital expenditures -1.92M, giving a free cash flow of 6.34M billion.
Operating Cash Flow8.26M
Free Cash Flow6.34M
Free Cash Flow per Share1.32
Dividends & Yields
Chemung Financial pays an annual dividend of $1.249, resulting in a dividend yield of 2.68%
Dividend Per Share$1.249
Dividend Yield2.68%
Payout Ratio26.35%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.48
52-Week Price Change13.31%
50-Day Moving Average45.49
200-Day Moving Average47.82
Relative Strength Index (RSI)55.94
Average Volume (3m)9.72K
Important Dates
Chemung Financial upcoming earnings date is Jul 17, 2025, TBA Not Confirmed.
Last Earnings DateApr 18, 2025
Next Earnings DateJul 17, 2025
Ex-Dividend DateJun 17, 2025
Financial Position
Chemung Financial as a current ratio of 5.42, with Debt / Equity ratio of 121.14%
Current Ratio5.42
Quick Ratio5.42
Debt to Market Cap0.47
Net Debt to EBITDA0.00
Interest Coverage Ratio0.56
Taxes
In the past 12 months, Chemung Financial has paid 6.41M in taxes.
Income Tax6.41M
Effective Tax Rate0.21
Enterprise Valuation
Chemung Financial EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 11.62.
EV to Sales3.17
EV to EBITDA0.00
EV to Free Cash Flow11.62
EV to Operating Cash Flow10.20
Balance Sheet
Chemung Financial has $557.67M in cash and marketable securities with $118.52M in debt, giving a net cash position of -$439.15M billion.
Cash & Marketable Securities$557.67M
Total Debt$118.52M
Net Cash-$439.15M
Net Cash Per Share-$91.67
Tangible Book Value Per Share$40.56
Margins
Gross margin is 100.00%, with operating margin of 31.30%, and net profit margin of 24.63%.
Gross Margin100.00%
Operating Margin31.30%
Pretax Margin31.30%
Net Profit Margin24.63%
EBITDA Margin0.00%
EBIT Margin-2.10%
Analyst Forecast
The average price target for Chemung Financial is $52.50, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$52.50
Price Target Upside9.38% Upside
Analyst ConsensusHold
Analyst Count2
Revenue Growth Forecast6.05%
EPS Growth Forecast-9.27%