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Zuger Kantonalbank AG (CH:ZUGER)
:ZUGER
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Zuger Kantonalbank AG
(Stuttgart:ZUGER)
Select Model
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Rating:69Neutral
Price Target:
CHF9,592.00
▲(9.75% Upside)
Zuger Kantonalbank AG's stock score is driven by strong financial performance, particularly in revenue growth and cost management. However, high leverage and cash flow issues present risks. Technical indicators show positive momentum, and the valuation is reasonable, supporting the overall score.
Zuger Kantonalbank AG (ZUGER) vs. iShares MSCI Switzerland ETF (EWL)
Market Cap
CHF2.53B
Dividend Yield2.51%
Average Volume (3M)37.00
Price to Earnings (P/E)18.9
Beta (1Y)0.15
Revenue Growth-5.21%
EPS Growth9.22%
CountryCH
Employees504
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)246.67
Shares Outstanding288,288
10 Day Avg. Volume25
30 Day Avg. Volume37
Financial Highlights & Ratios
PEG Ratio-9.86
Price to Book (P/B)1.53
Price to Sales (P/S)5.20
P/FCF Ratio22.74
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
Zuger Kantonalbank AG Business Overview & Revenue Model
Company DescriptionZuger Kantonalbank AG (ZUGER) is a Swiss cantonal bank headquartered in Zug, Switzerland. It operates primarily in the banking sector, providing a range of financial services including retail banking, corporate banking, and wealth management. The bank serves individual customers, small and medium-sized enterprises (SMEs), and corporate clients, offering products such as savings and checking accounts, loans, mortgages, investment services, and financial advisory services. ZUGER is committed to supporting the local economy and community through sustainable banking practices.
How the Company Makes MoneyZuger Kantonalbank generates revenue primarily through interest income from loans and mortgages, which constitute a significant portion of its earnings. The bank lends to both individuals and businesses, charging interest on these loans, which provides a steady stream of income. Additionally, ZUGER earns fees from various banking services such as account maintenance, transaction processing, and wealth management services. Another revenue stream comes from investment income generated through the management of its own investment portfolio. The bank may also engage in partnerships with local businesses and governmental entities, enhancing its service offerings and expanding its client base, which further contributes to its profitability.
Zuger Kantonalbank AG Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
65
Positive
Cash Flow
55
Neutral
| Breakdown | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 455.53M | 434.65M | 284.30M | 246.07M | 256.39M |
| Gross Profit | 322.85M | 304.59M | 250.22M | 235.69M | 222.15M |
| EBITDA | 140.72M | 174.92M | 112.62M | 104.62M | 84.52M |
| Net Income | 122.37M | 124.82M | 97.18M | 75.87M | 74.79M |
Balance Sheet | |||||
| Total Assets | 18.89B | 18.82B | 18.63B | 18.15B | 16.92B |
| Cash, Cash Equivalents and Short-Term Investments | 2.35B | 2.97B | 3.40B | 3.53B | 3.05B |
| Total Debt | 4.29B | 4.00B | 3.93B | 3.91B | 5.25B |
| Total Liabilities | 17.34B | 17.33B | 17.20B | 16.75B | 15.55B |
| Stockholders Equity | 1.55B | 1.49B | 1.44B | 1.40B | 1.37B |
Cash Flow | |||||
| Free Cash Flow | 104.23M | -276.87M | 64.76M | 84.12M | 79.72M |
| Operating Cash Flow | 119.12M | -259.27M | 141.05M | 108.16M | 96.31M |
| Investing Cash Flow | -14.89M | -674.46M | -1.13B | -459.32M | -371.00M |
| Financing Cash Flow | 111.22M | 67.56M | 856.76M | 1.27B | 1.10B |
Zuger Kantonalbank AG Technical Analysis
Positive
8740.00
Price Trends
8730.00
Positive
8685.40
Positive
8582.86
Positive
Market Momentum
11.08
Negative
54.20
Neutral
94.44
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CH:ZUGER, the sentiment is Positive. The current price of 8740 is below the 20-day moving average (MA) of 8760.00, above the 50-day MA of 8730.00, and above the 200-day MA of 8582.86, indicating a bullish trend. The MACD of 11.08 indicates Negative momentum. The RSI at 54.20 is Neutral, neither overbought nor oversold. The STOCH value of 94.44 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for CH:ZUGER.
Zuger Kantonalbank AG Peers Comparison
UnderperformOutperform
Sector (68)
CH:ZUGER
Zuger Kantonalbank AG
8,780.00
747.89
9.31%
GB:0QM2
Berner Kantonalbank AG
262.00
38.69
17.33%
GB:0RE6
Walliser Kantonalbank
128.50
18.04
16.33%
DE:TK2A
Thurgauer Kantonalbank
165.00
74.27
81.86%
CH:GRKP
Graubuendner Kantonalbank
1,770.00
66.18
3.88%
CH:BLKB
Basellandschaftliche Kantonalbank
934.00
123.26
15.20%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.