SF Urban Properties AG (SFPN) AI Stock Analysis

• Market Cap: CHF330.50M
• Dividend Yield: 3.71%
• Average Volume (3M): 826.00
• Price to Earnings (P/E): 10.8
• Beta (1Y): 0.13
• Revenue Growth: -15.75%
• EPS Growth: 325.05%
• Country: CH
• Employees: 2
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Services
• EPS (TTM): N/A
• Shares Outstanding: 2,729,551
• 10 Day Avg. Volume: 714
• 30 Day Avg. Volume: 826
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: CHF106.00
• Price Target Upside: 7.94% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 64 Neutral
• Price Target: CHF106.00 ▲(7.94% Upside)

SF Urban Properties AG's overall stock score is driven by a mixed financial performance with strong profitability but declining revenue and cash flow. The technical analysis suggests a neutral to slightly bearish outlook, while the valuation is attractive with a reasonable P/E ratio and a solid dividend yield.

SF Urban Properties AG Business Overview & Revenue Model

Company Description

SF Urban Properties AG operates as a real estate company in Switzerland. The company is involved in the development and management of existing real estate portfolio; and acquisition of new properties. It invests in commercial, residential, and development properties. The company was formerly known as Swiss Finance & Property Investment AG and changed its name to SF Urban Properties AG in April 2019. SF Urban Properties AG is headquartered in Zurich, Switzerland.

How the Company Makes Money

SF Urban Properties AG generates revenue through several key channels. The primary revenue stream comes from the leasing and rental income derived from its portfolio of residential and commercial properties. Additionally, the company earns income from property sales and capital gains when it divests assets at a profit. SFPN may also generate fees from property management services and advisory roles in real estate transactions. Strategic partnerships with local governments and private developers can further enhance revenue opportunities by enabling access to new projects and investment opportunities in urban development.

SF Urban Properties AG Financial Statement Overview

Summary

SF Urban Properties AG shows strong profitability margins with a high EBIT margin of 51.19% and a net profit margin of 31.10%. However, the company faces challenges with declining revenue growth at -1.43% and negative cash flow growth at -27.54%. The balance sheet is stable with a manageable debt-to-equity ratio of 1.09, but the low return on equity of 4.27% indicates inefficiencies.

Income Statement

SF Urban Properties AG shows a mixed performance in its income statement. The company has a strong EBIT margin of 51.19% and a net profit margin of 31.10% for 2024, indicating good profitability. However, the revenue growth rate is negative at -1.43%, suggesting a decline in sales. The gross profit margin is moderate at 58.39%, and there has been a decrease in revenue compared to previous years.

Balance Sheet

The balance sheet of SF Urban Properties AG reflects a stable financial position with a debt-to-equity ratio of 1.09, which is manageable but indicates a reliance on debt. The return on equity is relatively low at 4.27%, suggesting limited efficiency in generating returns from equity. The equity ratio stands at 42.79%, showing a solid equity base relative to total assets.

Cash Flow

Cash flow analysis reveals challenges for SF Urban Properties AG. The free cash flow growth rate is negative at -27.54%, indicating a decline in cash generation. The operating cash flow to net income ratio is low at 0.09, suggesting limited cash conversion from profits. However, the free cash flow to net income ratio is stable at 1.0, indicating that free cash flow matches net income.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	51.35M	51.87M	63.99M	49.68M	32.08M
Gross Profit	29.98M	28.26M	31.53M	24.88M	19.91M
EBITDA	26.29M	5.40M	26.58M	21.21M	31.67M
Net Income	15.97M	320.00K	26.81M	40.53M	22.97M
Balance Sheet
Total Assets	873.21M	836.46M	861.38M	793.66M	704.67M
Cash, Cash Equivalents and Short-Term Investments	4.27M	7.33M	16.89M	8.05M	11.96M
Total Debt	406.80M	377.46M	367.56M	337.00M	287.04M
Total Liabilities	498.38M	456.50M	454.96M	429.15M	377.29M
Stockholders Equity	373.63M	379.34M	403.45M	363.21M	327.44M
Cash Flow
Free Cash Flow	24.24M	12.12M	11.92M	1.35M	-10.94M
Operating Cash Flow	24.24M	12.12M	11.92M	1.35M	-10.94M
Investing Cash Flow	-28.40M	-9.10M	-21.07M	-43.05M	30.91M
Financing Cash Flow	6.23M	-12.58M	17.99M	37.80M	-10.65M

SF Urban Properties AG Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 98.20
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CH:SFPN, the sentiment is Positive. The current price of 98.2 is below the 20-day moving average (MA) of 98.46, below the 50-day MA of 98.46, and above the 200-day MA of 95.47, indicating a bullish trend. The MACD of 0.06 indicates Negative momentum. The RSI at 51.40 is Neutral, neither overbought nor oversold. The STOCH value of 53.33 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for CH:SFPN.

SF Urban Properties AG Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ALLN	73 Outperform	3.00B	11.57	8.00%	3.83%	6.79%	196.21%
PLAN	71 Outperform	832.14M	14.99	6.80%	2.22%	27.85%	89.97%
WARN	71 Outperform	612.56M	17.62	4.46%	3.54%	3.38%	111.64%
SFPN	64 Neutral	CHF330.50M	10.76		3.71%	-15.75%	325.05%
NREN	58 Neutral	388.53M	12.88	4.52%	3.66%	45.30%	823.48%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%