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C&F Financial Corp. (CFFI)
NASDAQ:CFFI
Total Valuation
C&F Financial has a market cap or net worth of $209.91M. The enterprise value is $270.37M.
Market Cap$209.91M
Enterprise Value$270.37M
Share Statistics
C&F Financial has 3,239,798 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding3,239,798
Owned by Insiders6.87%
Owned by Institutions9.56%
Financial Efficiency
C&F Financial’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 3.79%.
Return on Equity (ROE)0.09
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)3.79%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee256.14K
Profits Per Employee36.55K
Employee Count545
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of C&F Financial is 11.85. C&F Financial’s PEG ratio is 1.64.
PE Ratio11.85
PS Ratio0.00
PB Ratio1.04
Price to Fair Value1.04
Price to FCF2.35
Price to Operating Cash Flow2.26
PEG Ratio1.64
Income Statement
In the last 12 months, C&F Financial had revenue of 139.59M and earned 19.83M in profits. Earnings per share was 6.01.
Revenue139.59M
Gross Profit110.44M
Operating Income24.13M
Pretax Income24.13M
Net Income19.83M
EBITDA27.99M
Earnings Per Share (EPS)6.01
Cash Flow
In the last 12 months, operating cash flow was 40.80M and capital expenditures -3.27M, giving a free cash flow of 37.54M billion.
Operating Cash Flow40.80M
Free Cash Flow37.54M
Free Cash Flow per Share11.59
Dividends & Yields
C&F Financial pays an annual dividend of $0.46, resulting in a dividend yield of 2.84%
Dividend Per Share$0.46
Dividend Yield2.84%
Payout Ratio33.50%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.83
52-Week Price Change44.92%
50-Day Moving Average64.40
200-Day Moving Average67.52
Relative Strength Index (RSI)48.51
Average Volume (3m)5.79K
Important Dates
C&F Financial upcoming earnings date is Jul 23, 2025, TBA Not Confirmed.
Last Earnings DateApr 24, 2025
Next Earnings DateJul 23, 2025
Ex-Dividend DateJun 13, 2025
Financial Position
C&F Financial as a current ratio of 13.34, with Debt / Equity ratio of 46.93%
Current Ratio13.34
Quick Ratio13.34
Debt to Market Cap0.49
Net Debt to EBITDA2.04
Interest Coverage Ratio0.56
Taxes
In the past 12 months, C&F Financial has paid 4.21M in taxes.
Income Tax4.21M
Effective Tax Rate0.17
Enterprise Valuation
C&F Financial EV to EBITDA ratio is 10.44, with an EV/FCF ratio of 8.35.
EV to Sales2.09
EV to EBITDA10.44
EV to Free Cash Flow8.35
EV to Operating Cash Flow7.59
Balance Sheet
C&F Financial has $315.03M in cash and marketable securities with $119.45M in debt, giving a net cash position of -$195.58M billion.
Cash & Marketable Securities$315.03M
Total Debt$119.45M
Net Cash-$195.58M
Net Cash Per Share-$60.37
Tangible Book Value Per Share$60.81
Margins
Gross margin is 100.00%, with operating margin of 17.29%, and net profit margin of 14.21%.
Gross Margin100.00%
Operating Margin17.29%
Pretax Margin17.29%
Net Profit Margin14.21%
EBITDA Margin20.05%
EBIT Margin17.29%
Analyst Forecast
The average price target for C&F Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast10.36%
EPS Growth Forecast10.16%