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C&F Financial Corp. (CFFI)
NASDAQ:CFFI
Total Valuation
C&F Financial has a market cap or net worth of $186.16M. The enterprise value is $339.72M.
Market Cap$186.16M
Enterprise Value$339.72M
Share Statistics
C&F Financial has 3.24M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding3.24M
Owned by Insiders6.74%
Owned by Instutions9.88%
Financial Efficiency
C&F Financial’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 21.18%.
Return on Equity (ROE)8.74%
Return on Assets (ROA)0.77%
Return on Invested Capital (ROIC)21.18%
Return on Capital Employed (ROCE)5.33%
Revenue Per Employee$261,867.89
Profits Per Employee$36,392.661
Employee Count545
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of C&F Financial is 11.71. C&F Financial’s PEG ratio is -0.98.
PE Ratio11.71
PS Ratio1.66
PB Ratio1.02
Price to Fair Value1.02
Price to FCF6.03
Price to Operating Cash Flow6.03
PEG Ratio-0.98
Income Statement
In the last 12 months, C&F Financial had revenue of $142.72M and earned $19.83M in profits. Earnings per share was $6.03.
Revenue$142.72M
Gross Profit$3.42B
Operating Income$17.84M
Pretax Income$24.13M
Net Income$19.83M
EBITDA19.74M
Earnings Per Share (EPS)6.03
Cash Flow
In the last 12 months, operating cash flow was $61.63M and capital expenditures -$3.49M, giving a free cash flow of $58.14M billion.
Operating Cash Flow$61.63M
Free Cash Flow$58.14M
Free Cash Flow per Share$17.95
Dividends & Yields
C&F Financial pays an annual dividend of $1.78, resulting in a dividend yield of 3.10%
Dividend Per Share$1.78
Dividend Yield3.10%
Payout Ratio29.48%
Free Cash Flow Yield16.58%
Earnings Yield8.54%
Stock Price Statistics
Beta0.89
52-Week Price Change68.48%
50-Day Moving Average71.98
200-Day Moving Average64.64
Relative Strength Index (RSI)37.37
Average Volume (3m)13.23K
Important Dates
C&F Financial upcoming earnings date is Apr 17, 2025, During Market Hours.
Last Earnings DateJan 28, 2025
Next Earnings DateApr 17, 2025
Ex-Dividend DateMar 14, 2025
Financial Position
C&F Financial as a current ratio of 13.34, with Debt / Equity ratio of 0.13
Current Ratio13.34
Quick Ratio13.34
Debt to Market Cap0.12
Net Debt to EBITDA0.00
Interest Coverage Ratio3.15
Taxes
In the past 12 months, C&F Financial has paid $4.21M in taxes.
Income Tax$4.21M
Effective Tax Rate17.47%
Enterprise Valuation
C&F Financial EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 6.37.
EV to Sales1.76
EV to EBITDA0.00
EV to Free Cash Flow6.37
EV to Operating Cash Flow6.37
Balance Sheet
C&F Financial has $132.04M in cash and marketable securities with $122.61M in debt, giving a net cash position of -$9.43M billion.
Cash & Marketable Securities$132.04M
Total Debt$122.61M
Net Cash-$9.43M
Net Cash Per Share-$2.91
Tangible Book Value Per Share$61.57
Margins
Gross margin is 100.00%, with operating margin of 96.54%, and net profit margin of 14.21%.
Gross Margin100.00%
Operating Margin96.54%
Pretax Margin17.29%
Net Profit Margin14.21%
EBITDA Margin0.00%
EBIT Margin47.96%
Analyst Forecast
The average price target for C&F Financial is , which is 11.43% higher than the current price. The consensus rating is
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast10.65%
EPS Growth Forecast-12.80%