tiprankstipranks
CCFNB Bancorp Inc (CCFN)
OTHER OTC:CCFN
US Market
CCFN
CCFNB Bancorp
RESEARCH TOOLSreports

CCFNB Bancorp (CCFN) Ratios

13 Followers

CCFNB Bancorp Ratios

CCFN's free cash flow for Q4 2025 was $0.74. For the 2025 fiscal year, CCFN's free cash flow was decreased by $ and operating cash flow was $0.35. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 27.71 27.71 0.25 0.31 0.42
Quick Ratio
 27.71 27.71 0.25 0.31 0.42
Cash Ratio
 1.03 1.03 0.01 0.01 0.02
Solvency Ratio
 0.02 0.02 0.02 <0.01 0.01
Operating Cash Flow Ratio
 3.64 1.87 0.01 <0.01 0.01
Short-Term Operating Cash Flow Coverage
 3.64 1.87 0.25 0.03 0.06
Net Current Asset Value
$ -1.14B$ -1.14B$ -1.08B$ -1.05B$ -501.72M
Leverage Ratios
Debt-to-Assets Ratio
 0.03 0.03 0.08 0.20 0.18
Debt-to-Equity Ratio
 0.28 0.28 0.74 2.10 2.00
Debt-to-Capital Ratio
 0.22 0.22 0.43 0.68 0.67
Long-Term Debt-to-Capital Ratio
 0.17 0.17 0.25 0.31 <0.01
Financial Leverage Ratio
 8.69 8.69 9.59 10.66 10.98
Debt Service Coverage Ratio
 0.70 0.61 0.23 0.02 0.06
Interest Coverage Ratio
 1.06 1.06 0.71 0.25 2.74
Debt to Market Cap
 0.23 0.27 0.83 3.99 1.72
Interest Debt Per Share
 22.75 22.76 43.50 148.29 84.75
Net Debt to EBITDA
 1.23 1.38 4.09 64.26 13.47
Profitability Margins
Gross Profit Margin
71.28%71.28%65.14%61.28%93.07%
EBIT Margin
29.55%29.53%24.25%8.25%34.32%
EBITDA Margin
33.16%29.53%28.29%10.39%36.36%
Operating Profit Margin
29.55%29.53%24.25%8.25%34.32%
Pretax Profit Margin
29.58%29.58%24.25%8.25%34.32%
Net Profit Margin
24.62%24.62%20.65%7.45%29.31%
Continuous Operations Profit Margin
24.62%24.62%20.65%7.45%29.31%
Net Income Per EBT
83.24%83.24%85.15%90.27%85.40%
EBT Per EBIT
100.10%100.19%100.00%100.00%100.00%
Return on Assets (ROA)
1.45%1.45%1.19%0.21%1.01%
Return on Equity (ROE)
13.37%12.58%11.43%2.20%11.07%
Return on Capital Employed (ROCE)
1.75%1.75%9.58%1.60%12.41%
Return on Invested Capital (ROIC)
5.89%5.88%6.31%0.70%3.64%
Return on Tangible Assets
1.48%1.48%1.22%0.21%1.02%
Earnings Yield
10.34%12.18%12.72%4.18%9.54%
Efficiency Ratios
Receivables Turnover
 19.43 19.43 18.99 8.48 14.61
Payables Turnover
 17.19 17.19 17.29 7.47 12.04
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 3.75 3.75 3.48 1.65 2.59
Asset Turnover
 0.06 0.06 0.06 0.03 0.03
Working Capital Turnover Ratio
 -0.22 -0.29 -0.09 -0.06 -0.07
Cash Conversion Cycle
 -2.45 -2.45 -1.89 -5.84 -5.34
Days of Sales Outstanding
 18.78 18.78 19.22 43.04 24.99
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 21.24 21.24 21.11 48.89 30.32
Operating Cycle
 18.78 18.78 19.22 43.04 24.99
Cash Flow Ratios
Operating Cash Flow Per Share
 12.83 6.59 4.74 3.11 4.65
Free Cash Flow Per Share
 12.43 12.30 4.52 2.68 4.51
CapEx Per Share
 0.40 0.39 0.21 0.42 0.14
Free Cash Flow to Operating Cash Flow
 0.97 1.87 0.95 0.86 0.97
Dividend Paid and CapEx Coverage Ratio
 4.75 2.45 2.40 1.56 2.56
Capital Expenditure Coverage Ratio
 32.11 16.69 22.21 7.31 32.32
Operating Cash Flow Coverage Ratio
 0.86 0.44 0.14 0.02 0.06
Operating Cash Flow to Sales Ratio
 0.46 0.24 0.18 0.16 0.30
Free Cash Flow Yield
18.77%21.86%10.79%7.55%9.39%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 9.67 8.21 7.86 23.90 10.49
Price-to-Sales (P/S) Ratio
 2.38 2.02 1.62 1.78 3.07
Price-to-Book (P/B) Ratio
 1.22 1.03 0.90 0.53 1.16
Price-to-Free Cash Flow (P/FCF) Ratio
 5.33 4.57 9.26 13.24 10.65
Price-to-Operating Cash Flow Ratio
 5.16 8.54 8.85 11.43 10.32
Price-to-Earnings Growth (PEG) Ratio
 0.97 0.29 0.03 -0.35 9.50
Price-to-Fair Value
 1.22 1.03 0.90 0.53 1.16
Enterprise Value Multiple
 8.41 8.23 9.83 81.39 21.92
Enterprise Value
 274.45M 239.02M 256.05M 384.56M 258.73M
EV to EBITDA
 8.41 8.23 9.83 81.39 21.92
EV to Sales
 2.79 2.43 2.78 8.46 7.97
EV to Free Cash Flow
 6.24 5.50 15.87 62.93 27.63
EV to Operating Cash Flow
 6.05 10.26 15.15 54.32 26.78
Tangible Book Value Per Share
 44.94 44.95 36.64 51.02 36.91
Shareholders’ Equity Per Share
 54.45 54.48 46.64 67.47 41.35
Tax and Other Ratios
Effective Tax Rate
 0.17 0.17 0.15 0.10 0.15
Revenue Per Share
 27.82 27.84 25.82 19.94 15.62
Net Income Per Share
 6.85 6.85 5.33 1.49 4.58
Tax Burden
 0.83 0.83 0.85 0.90 0.85
Interest Burden
 1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.12 0.02 0.22 0.27 0.34
Stock-Based Compensation to Revenue
 0.00 0.00 0.00 0.00 0.00
Income Quality
 1.87 0.96 0.89 2.09 1.02
Currency in USD