Trending News

More News >

Education

Personal Finance How To Use TipRanks TipRanks Labs Glossary FAQs

About Us

About TipRanks Contact Us Reviews Mobile APP

Working with TipRanks

Enterprise Solutions Advertise with Us Top Online Brokers Become an Affiliate TipRanks News Wire

TOOLS

Technical Analysis Screener

Top Analyst Stocks

Popular

Top Smart Score Stocks

Popular

AI Analyst Top Stocks

Daily Analyst Ratings

Daily Insiders Trades

Dividend Stocks

ETF Center

Top Gainers/losers/active ETFs

Trump Dashboard

New

Dividend Calculator

Options Profit Calculator

Dollar Cost Averaging

Compound Interest Calculator

Mortgage Calculator

Auto Loan Calculator

Student Loan Calculator

401k Retirement Calculator

Best High Yield Dividend Stocks

Dividend Aristocrats

Dividend Stock Comparison

New

Dividend Calculator

Dividend Returns Comparison

Dividend Calendar

Top Analysts

Top Financial Bloggers

Top-Performing Corporate Insiders

Top Hedge Fund Managers

Top Research Firms

Top Individual Investors

Personal Finance Center

Mortgages

Loans

Investing & Retirement

Education

About Us

Working with TipRanks

STOCKS

Cass Information Systems Inc (CASS)

NASDAQ:CASS

CASS

Cass Information Systems

RESEARCH TOOLSreports

Cass Information Systems (CASS) Ratios

Compare

167 Followers

Cass Information Systems Ratios

CASS's free cash flow for Q3 2025 was $0.86. For the 2025 fiscal year, CASS's free cash flow was decreased by $ and operating cash flow was $0.22. See a summary of the company’s cash flow.

Ratios	TTM	Dec 24	Dec 23	Dec 22	Dec 21
Liquidity Ratios
Current Ratio	1.10	0.80	0.22	0.98	1.13
Quick Ratio	1.10	0.80	0.22	0.71	0.64
Cash Ratio	0.35	0.17	0.17	0.19	0.01
Solvency Ratio	0.02	0.01	0.02	0.08	0.14
Operating Cash Flow Ratio	0.05	0.02	0.02	0.05	0.03
Short-Term Operating Cash Flow Coverage	0.00	28.96	0.00	0.00	0.00
Net Current Asset Value	$ -1.13B	$ -483.29M	$ -1.77B	$ -1.32B	$ 137.99M
Leverage Ratios
Debt-to-Assets Ratio	0.00	<0.01	<0.01	<0.01	0.15
Debt-to-Equity Ratio	0.00	0.03	0.04	0.05	1.54
Debt-to-Capital Ratio	0.00	0.03	0.04	0.04	0.61
Long-Term Debt-to-Capital Ratio	0.00	0.00	0.00	0.00	0.00
Financial Leverage Ratio	10.72	10.46	10.79	12.47	10.39
Debt Service Coverage Ratio	0.00	18.69	2.16	-2.30	-4.46
Interest Coverage Ratio	0.00	24.22K	2.30	13.32	28.88
Debt to Market Cap	0.00	<0.01	0.00	0.00	0.00
Interest Debt Per Share	0.00	0.55	1.79	0.96	26.91
Net Debt to EBITDA	-8.89	-11.33	-8.58	0.00	0.00
Profitability Margins
Gross Profit Margin	88.63%	85.34%	44.59%	81.99%	81.71%
EBIT Margin	19.04%	11.01%	25.15%	-2.56%	-3.36%
EBITDA Margin	21.67%	13.74%	19.90%	0.00%	0.00%
Operating Profit Margin	19.04%	11.01%	17.57%	25.23%	21.96%
Pretax Profit Margin	19.04%	11.01%	17.52%	23.34%	21.96%
Net Profit Margin	17.25%	8.72%	14.10%	18.99%	18.57%
Continuous Operations Profit Margin	15.29%	8.72%	14.10%	18.99%	18.57%
Net Income Per EBT	90.60%	79.14%	80.47%	81.36%	84.57%
EBT Per EBIT	100.00%	100.00%	99.69%	92.49%	100.00%
Return on Assets (ROA)	1.35%	0.80%	1.21%	1.36%	1.12%
Return on Equity (ROE)	14.61%	8.37%	13.08%	16.92%	11.64%
Return on Capital Employed (ROCE)	2.62%	8.37%	13.56%	3.08%	2.25%
Return on Invested Capital (ROIC)	19.82%	6.57%	-1.81%	3.93%	2.12%
Return on Tangible Assets	1.36%	0.81%	1.22%	1.37%	1.13%
Earnings Yield	6.04%	3.47%	4.84%	5.62%	5.16%
Efficiency Ratios
Receivables Turnover	2.93	0.20	1.93	1.92	30.85
Payables Turnover	0.02	0.03	0.11	0.03	0.03
Inventory Turnover	0.00	0.00	0.00	0.11	0.05
Fixed Asset Turnover	6.91	5.34	5.58	9.21	8.50
Asset Turnover	0.08	0.09	0.09	0.07	0.06
Working Capital Turnover Ratio	-0.57	-0.47	-0.25	3.02	3.62
Cash Conversion Cycle	-17.62K	-11.15K	-3.12K	-8.31K	-6.93K
Days of Sales Outstanding	124.50	1.87K	189.41	190.18	11.83
Days of Inventory Outstanding	0.00	0.00	0.00	3.27K	6.67K
Days of Payables Outstanding	17.75K	13.01K	3.31K	11.77K	13.61K
Operating Cycle	124.50	1.87K	189.41	3.46K	6.68K
Cash Flow Ratios
Operating Cash Flow Per Share	3.96	2.88	2.68	3.81	2.45
Free Cash Flow Per Share	3.46	2.19	1.64	3.38	2.14
CapEx Per Share	0.50	0.69	1.04	0.43	0.31
Free Cash Flow to Operating Cash Flow	0.87	0.76	0.61	0.89	0.87
Dividend Paid and CapEx Coverage Ratio	2.23	1.51	1.22	2.42	1.74
Capital Expenditure Coverage Ratio	7.97	4.18	2.58	8.80	7.91
Operating Cash Flow Coverage Ratio	0.00	5.24	4.36	5.43	0.09
Operating Cash Flow to Sales Ratio	0.25	0.18	0.17	0.28	0.22
Free Cash Flow Yield	7.61%	5.36%	3.64%	7.37%	5.45%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	16.57	28.82	20.67	17.79	19.37
Price-to-Sales (P/S) Ratio	2.89	2.51	2.91	3.38	3.60
Price-to-Book (P/B) Ratio	2.39	2.41	2.70	3.01	2.25
Price-to-Free Cash Flow (P/FCF) Ratio	13.13	18.65	27.47	13.58	18.36
Price-to-Operating Cash Flow Ratio	11.36	14.18	16.82	12.03	16.04
Price-to-Earnings Growth (PEG) Ratio	1.35	-0.80	-1.48	0.66	1.21
Price-to-Fair Value	2.39	2.41	2.70	3.01	2.25
Enterprise Value Multiple	4.44	6.95	6.06	0.00	0.00
Enterprise Value	196.00M	210.06M	257.18M	429.53M	919.85M
EV to EBITDA	4.44	6.95	6.06	0.00	0.00
EV to Sales	0.96	0.96	1.21	2.34	5.97
EV to Free Cash Flow	4.38	7.09	11.37	9.39	30.48
EV to Operating Cash Flow	3.83	5.39	6.96	8.32	26.63
Tangible Book Value Per Share	18.78	15.01	15.17	13.64	105.57
Shareholders’ Equity Per Share	18.78	16.96	16.67	15.22	17.44
Tax and Other Ratios
Effective Tax Rate	0.20	0.21	0.20	0.19	0.15
Revenue Per Share	15.73	16.29	15.46	13.56	10.93
Net Income Per Share	2.71	1.42	2.18	2.58	2.03
Tax Burden	0.91	0.79	0.80	0.81	0.85
Interest Burden	1.00	1.00	0.70	-9.13	-6.54
Research & Development to Revenue	0.00	0.00	0.00	<0.01	<0.01
SG&A to Revenue	0.00	0.00	0.02	0.58	0.60
Stock-Based Compensation to Revenue	0.02	0.01	0.02	0.04	0.02
Income Quality	1.86	2.03	1.23	1.48	1.21

Currency in USD