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Carter Bankshares (CARE)
NASDAQ:CARE
Total Valuation
Carter Bankshares has a market cap or net worth of $438.87M. The enterprise value is $460.94M.
Market Cap$438.87M
Enterprise Value$460.94M
Share Statistics
Carter Bankshares has 22,087,044 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding22,087,044
Owned by Insiders3.89%
Owned by Institutions16.19%
Financial Efficiency
Carter Bankshares’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is 4.85%.
Return on Equity (ROE)0.06
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)4.85%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee352.46K
Profits Per Employee36.06K
Employee Count680
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Carter Bankshares is 14.7. Carter Bankshares’s PEG ratio is 2.78.
PE Ratio14.7
PS Ratio1.71
PB Ratio1.06
Price to Fair Value1.06
Price to FCF14.19
Price to Operating Cash Flow11.25
PEG Ratio2.78
Income Statement
In the last 12 months, Carter Bankshares had revenue of 239.67M and earned 24.52M in profits. Earnings per share was 1.06.
Revenue239.67M
Gross Profit137.45M
Operating Income30.87M
Pretax Income30.87M
Net Income24.52M
EBITDA37.92M
Earnings Per Share (EPS)1.06
Cash Flow
In the last 12 months, operating cash flow was 39.24M and capital expenditures -8.12M, giving a free cash flow of 31.13M billion.
Operating Cash Flow39.24M
Free Cash Flow31.13M
Free Cash Flow per Share1.41
Dividends & Yields
Carter Bankshares pays an annual dividend of $0.14, resulting in a dividend yield of ―
Dividend Per Share$0.14
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.77
52-Week Price Change12.39%
50-Day Moving Average18.44
200-Day Moving Average17.62
Relative Strength Index (RSI)63.71
Average Volume (3m)87.03K
Important Dates
Carter Bankshares upcoming earnings date is Jan 22, 2026, Before Open (Confirmed).
Last Earnings DateOct 23, 2025
Next Earnings DateJan 22, 2026
Ex-Dividend Date―
Financial Position
Carter Bankshares as a current ratio of 0.20, with Debt / Equity ratio of 42.51%
Current Ratio0.20
Quick Ratio0.20
Debt to Market Cap0.17
Net Debt to EBITDA-1.61
Interest Coverage Ratio0.29
Taxes
In the past 12 months, Carter Bankshares has paid 6.35M in taxes.
Income Tax6.35M
Effective Tax Rate0.21
Enterprise Valuation
Carter Bankshares EV to EBITDA ratio is 9.17, with an EV/FCF ratio of 12.07.
EV to Sales1.45
EV to EBITDA9.17
EV to Free Cash Flow12.07
EV to Operating Cash Flow9.41
Balance Sheet
Carter Bankshares has $771.25M in cash and marketable securities with $175.50M in debt, giving a net cash position of $595.75M billion.
Cash & Marketable Securities$771.25M
Total Debt$175.50M
Net Cash$595.75M
Net Cash Per Share$26.97
Tangible Book Value Per Share$16.54
Margins
Gross margin is 50.91%, with operating margin of 12.88%, and net profit margin of 10.23%.
Gross Margin50.91%
Operating Margin12.88%
Pretax Margin12.88%
Net Profit Margin10.23%
EBITDA Margin15.82%
EBIT Margin12.88%
Analyst Forecast
The average price target for Carter Bankshares is $22.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$22.00
Price Target Upside10.72% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast6.62%
EPS Growth Forecast117.46%