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Total Valuation
Carter Bankshares has a market cap or net worth of $741.10M. The enterprise value is $472.51.
Market Cap$741.10M
Enterprise Value$472.51
Share Statistics
Carter Bankshares has 22,222,010 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding22,222,010
Owned by Insiders3.82%
Owned by Institutions<0.01%
Financial Efficiency
Carter Bankshares’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 4.89%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)4.89%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee370.63K
Profits Per Employee45.65K
Employee Count687
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Carter Bankshares is 6.8. Carter Bankshares’s PEG ratio is 0.44.
PE Ratio6.8
PS Ratio1.73
PB Ratio1.05
Price to Fair Value1.05
Price to FCF13.88
Price to Operating Cash Flow2.16
PEG Ratio0.44
Income Statement
In the last 12 months, Carter Bankshares had revenue of 254.63M and earned 31.36M in profits. Earnings per share was 1.40.
Revenue254.63M
Gross Profit157.06M
Operating Income40.00M
Pretax Income40.00M
Net Income31.36M
EBITDA47.86M
Earnings Per Share (EPS)1.40
Cash Flow
In the last 12 months, operating cash flow was 337.40M and capital expenditures -8.07M, giving a free cash flow of 329.33M billion.
Operating Cash Flow337.40M
Free Cash Flow329.33M
Free Cash Flow per Share14.82
Dividends & Yields
Carter Bankshares pays an annual dividend of $0.1, resulting in a dividend yield of ―
Dividend Per Share$0.1
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.60
52-Week Price Change84.96%
50-Day Moving Average29.65
200-Day Moving Average22.71
Relative Strength Index (RSI)62.79
Average Volume (3m)403.23K
Important Dates
Carter Bankshares upcoming earnings date is Jul 23, 2026, Before Open (Confirmed).
Last Earnings DateApr 23, 2026
Next Earnings DateJul 23, 2026
Ex-Dividend Date―
Financial Position
Carter Bankshares as a current ratio of 0.12, with Debt / Equity ratio of 0.00%
Current Ratio0.12
Quick Ratio0.12
Debt to Market Cap0.40
Net Debt to EBITDA1.53
Interest Coverage Ratio0.39
Taxes
In the past 12 months, Carter Bankshares has paid 8.64M in taxes.
Income Tax8.64M
Effective Tax Rate0.22
Enterprise Valuation
Carter Bankshares EV to EBITDA ratio is 10.76, with an EV/FCF ratio of 16.19.
EV to Sales2.02
EV to EBITDA10.76
EV to Free Cash Flow16.19
EV to Operating Cash Flow12.92
Balance Sheet
Carter Bankshares has $583.96M in cash and marketable securities with $0.00 in debt, giving a net cash position of $583.96M billion.
Cash & Marketable Securities$583.96M
Total Debt$0.00
Net Cash$583.96M
Net Cash Per Share$26.28
Tangible Book Value Per Share$18.59
Margins
Gross margin is 80.32%, with operating margin of 15.71%, and net profit margin of 12.32%.
Gross Margin80.32%
Operating Margin15.71%
Pretax Margin15.71%
Net Profit Margin12.32%
EBITDA Margin18.80%
EBIT Margin15.71%
Analyst Forecast
The average price target for Carter Bankshares is $28.50, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$28.50
Price Target Upside41.51% Upside
Analyst ConsensusHold
Analyst Count3
Revenue Growth Forecast30.36%
EPS Growth Forecast306.20%