Carter Bankshares (CARE)
NASDAQ:CARE
Want to see CARE full AI Analyst Report?
Total Valuation
Carter Bankshares has a market cap or net worth of $580.37M. The enterprise value is $543.41M.
Market Cap$580.37M
Enterprise Value$543.41M
Share Statistics
Carter Bankshares has 22,159,980 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding22,159,980
Owned by Insiders3.85%
Owned by Institutions1.03%
Financial Efficiency
Carter Bankshares’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 4.89%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)4.89%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee374.45K
Profits Per Employee46.12K
Employee Count680
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Carter Bankshares is 1.5. Carter Bankshares’s PEG ratio is 0.44.
PE Ratio1.5
PS Ratio1.73
PB Ratio1.05
Price to Fair Value1.05
Price to FCF13.88
Price to Operating Cash Flow1.70
PEG Ratio0.44
Income Statement
In the last 12 months, Carter Bankshares had revenue of 254.63M and earned 31.36M in profits. Earnings per share was 1.40.
Revenue254.63M
Gross Profit157.06M
Operating Income40.00M
Pretax Income40.00M
Net Income31.36M
EBITDA40.00M
Earnings Per Share (EPS)1.40
Cash Flow
In the last 12 months, operating cash flow was 39.86M and capital expenditures -9.94M, giving a free cash flow of 29.92M billion.
Operating Cash Flow39.86M
Free Cash Flow29.92M
Free Cash Flow per Share1.35
Dividends & Yields
Carter Bankshares pays an annual dividend of $0.14, resulting in a dividend yield of ―
Dividend Per Share$0.14
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.67
52-Week Price Change67.67%
50-Day Moving Average21.83
200-Day Moving Average19.65
Relative Strength Index (RSI)72.16
Average Volume (3m)87.03K
Important Dates
Carter Bankshares upcoming earnings date is Jul 23, 2026, Before Open (Confirmed).
Last Earnings DateApr 23, 2026
Next Earnings DateJul 23, 2026
Ex-Dividend Date―
Financial Position
Carter Bankshares as a current ratio of 0.12, with Debt / Equity ratio of 0.00%
Current Ratio0.12
Quick Ratio0.12
Debt to Market Cap0.40
Net Debt to EBITDA1.83
Interest Coverage Ratio0.39
Taxes
In the past 12 months, Carter Bankshares has paid 8.64M in taxes.
Income Tax8.64M
Effective Tax Rate0.22
Enterprise Valuation
Carter Bankshares EV to EBITDA ratio is 12.87, with an EV/FCF ratio of 16.19.
EV to Sales2.02
EV to EBITDA12.87
EV to Free Cash Flow16.19
EV to Operating Cash Flow12.92
Balance Sheet
Carter Bankshares has $488.67M in cash and marketable securities with $178.50M in debt, giving a net cash position of $310.17M billion.
Cash & Marketable Securities$488.67M
Total Debt$178.50M
Net Cash$310.17M
Net Cash Per Share$14.00
Tangible Book Value Per Share$18.59
Margins
Gross margin is 80.32%, with operating margin of 15.71%, and net profit margin of 12.32%.
Gross Margin80.32%
Operating Margin15.71%
Pretax Margin15.71%
Net Profit Margin12.32%
EBITDA Margin15.71%
EBIT Margin15.71%
Analyst Forecast
The average price target for Carter Bankshares is $27.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$27.00
Price Target Upside34.06% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast30.36%
EPS Growth Forecast310.29%