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Carter Bankshares (CARE)
NASDAQ:CARE
Total Valuation
Carter Bankshares has a market cap or net worth of $445.51M. The enterprise value is $517.29M.
Market Cap$445.51M
Enterprise Value$517.29M
Share Statistics
Carter Bankshares has 22,164,454 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding22,164,454
Owned by Insiders3.67%
Owned by Institutions15.32%
Financial Efficiency
Carter Bankshares’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 0.67%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.67%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee374.45K
Profits Per Employee46.12K
Employee Count680
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Carter Bankshares is 12.7. Carter Bankshares’s PEG ratio is 0.44.
PE Ratio12.7
PS Ratio1.73
PB Ratio1.05
Price to Fair Value1.05
Price to FCF13.88
Price to Operating Cash Flow11.02
PEG Ratio0.44
Income Statement
In the last 12 months, Carter Bankshares had revenue of 254.63M and earned 31.36M in profits. Earnings per share was 1.40.
Revenue254.63M
Gross Profit157.06M
Operating Income40.00M
Pretax Income40.00M
Net Income31.36M
EBITDA40.00M
Earnings Per Share (EPS)1.40
Cash Flow
In the last 12 months, operating cash flow was 39.86M and capital expenditures -9.94M, giving a free cash flow of 29.92M billion.
Operating Cash Flow39.86M
Free Cash Flow29.92M
Free Cash Flow per Share1.35
Dividends & Yields
Carter Bankshares pays an annual dividend of $0.14, resulting in a dividend yield of ―
Dividend Per Share$0.14
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.81
52-Week Price Change24.38%
50-Day Moving Average20.81
200-Day Moving Average18.92
Relative Strength Index (RSI)35.50
Average Volume (3m)87.03K
Important Dates
Carter Bankshares upcoming earnings date is Apr 23, 2026, Before Open (Confirmed).
Last Earnings DateJan 30, 2026
Next Earnings DateApr 23, 2026
Ex-Dividend Date―
Financial Position
Carter Bankshares as a current ratio of 0.75, with Debt / Equity ratio of 42.53%
Current Ratio0.75
Quick Ratio0.75
Debt to Market Cap0.40
Net Debt to EBITDA1.83
Interest Coverage Ratio0.39
Taxes
In the past 12 months, Carter Bankshares has paid 8.64M in taxes.
Income Tax8.64M
Effective Tax Rate0.22
Enterprise Valuation
Carter Bankshares EV to EBITDA ratio is 12.87, with an EV/FCF ratio of 16.19.
EV to Sales2.02
EV to EBITDA12.87
EV to Free Cash Flow16.19
EV to Operating Cash Flow12.92
Balance Sheet
Carter Bankshares has $796.77M in cash and marketable securities with $178.50M in debt, giving a net cash position of $618.27M billion.
Cash & Marketable Securities$796.77M
Total Debt$178.50M
Net Cash$618.27M
Net Cash Per Share$27.89
Tangible Book Value Per Share$18.59
Margins
Gross margin is 61.23%, with operating margin of 15.71%, and net profit margin of 12.32%.
Gross Margin61.23%
Operating Margin15.71%
Pretax Margin15.71%
Net Profit Margin12.32%
EBITDA Margin15.71%
EBIT Margin15.71%
Analyst Forecast
The average price target for Carter Bankshares is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast6.62%
EPS Growth Forecast117.46%