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Carter Bankshares (CARE)
NASDAQ:CARE
US Market
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Carter Bankshares (CARE) Ratios

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Carter Bankshares Ratios

CARE's free cash flow for Q4 2024 was $1.00. For the 2024 fiscal year, CARE's free cash flow was decreased by $ and operating cash flow was $-0.05. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.64 0.00 0.64 0.67 1.02
Quick Ratio
0.64 0.00 0.64 0.67 1.02
Cash Ratio
0.03 0.00 0.03 0.16 0.24
Solvency Ratio
0.01 <0.01 0.01 5.40 -1.13
Operating Cash Flow Ratio
0.05 0.00 0.05 0.04 <0.01
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -2.99B$ -4.11B$ -2.99B$ 1.19B$ 985.62M
Leverage Ratios
Debt-to-Assets Ratio
0.05 0.09 0.05 <0.01 <0.01
Debt-to-Equity Ratio
0.60 1.12 0.60 0.02 0.08
Debt-to-Capital Ratio
0.38 0.53 0.38 0.02 0.07
Long-Term Debt-to-Capital Ratio
0.38 0.17 0.38 0.02 0.07
Financial Leverage Ratio
12.79 12.85 12.79 10.14 9.49
Debt Service Coverage Ratio
2.77 -0.07 2.77 1.67 -0.02
Interest Coverage Ratio
4.05 0.39 4.05 1.57 -1.26
Debt to Market Cap
0.49 0.20 0.49 0.02 0.12
Interest Debt Per Share
8.89 20.12 8.89 1.13 2.68
Net Debt to EBITDA
2.24 0.00 2.24 -6.46 0.00
Profitability Margins
Gross Profit Margin
100.00%98.22%100.00%100.00%100.00%
EBIT Margin
84543.84%-4.57%84543.84%26.71%-4.80%
EBITDA Margin
92849.32%0.00%92849.32%31.37%0.00%
Operating Profit Margin
112289.04%21.02%112289.04%26.71%-35.24%
Pretax Profit Margin
84543.84%21.02%84543.84%26.71%-35.24%
Net Profit Margin
68654.79%17.12%68654.79%23.63%-35.84%
Continuous Operations Profit Margin
68654.79%17.12%68654.79%23.63%-35.84%
Net Income Per EBT
81.21%81.42%81.21%88.49%101.71%
EBT Per EBIT
75.29%100.00%75.29%100.00%100.00%
Return on Assets (ROA)
1.19%0.52%1.19%0.76%-1.10%
Return on Equity (ROE)
15.25%6.66%15.25%7.75%-10.42%
Return on Capital Employed (ROCE)
2.91%0.64%2.91%1.52%-1.42%
Return on Invested Capital (ROIC)
16.51%0.52%16.51%7.59%-5.18%
Return on Tangible Assets
1.19%0.52%1.19%0.76%-1.10%
Earnings Yield
12.28%6.72%12.28%7.79%-16.22%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
<0.01 1.85 <0.01 1.78 1.50
Asset Turnover
<0.01 0.03 <0.01 0.03 0.03
Working Capital Turnover Ratio
>-0.01 -0.61 >-0.01 -0.48 -2.71
Cash Conversion Cycle
0.00 0.00 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
2.88 2.01 2.88 2.94 0.29
Free Cash Flow Per Share
2.64 1.59 2.64 2.62 -0.09
CapEx Per Share
0.24 0.42 0.24 0.32 0.38
Free Cash Flow to Operating Cash Flow
0.92 0.79 0.92 0.89 -0.31
Dividend Paid and CapEx Coverage Ratio
12.02 4.77 12.02 9.14 0.56
Capital Expenditure Coverage Ratio
12.02 4.77 12.02 9.14 0.76
Operating Cash Flow Coverage Ratio
0.36 0.12 0.36 11.08 0.22
Operating Cash Flow to Sales Ratio
969.74 0.34 969.74 0.58 0.06
Free Cash Flow Yield
15.91%10.62%15.91%17.03%-0.85%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
8.14 14.88 8.14 12.83 -6.17
Price-to-Sales (P/S) Ratio
5.59K 2.55 5.59K 3.03 2.21
Price-to-Book (P/B) Ratio
1.24 0.99 1.24 0.99 0.64
Price-to-Free Cash Flow (P/FCF) Ratio
6.29 9.42 6.29 5.87 -117.05
Price-to-Operating Cash Flow Ratio
5.76 7.45 5.76 5.23 36.71
Price-to-Earnings Growth (PEG) Ratio
0.12 -0.29 0.12 -0.08 0.02
Price-to-Fair Value
1.24 0.99 1.24 0.99 0.64
Enterprise Value Multiple
8.26 0.00 8.26 3.21 0.00
Enterprise Value
559.60M 686.78M 559.60M 134.62M 75.85M
EV to EBITDA
8.26 0.00 8.26 3.21 0.00
EV to Sales
7.67K 5.03 7.67K 1.01 0.59
EV to Free Cash Flow
8.62 18.60 8.62 1.95 -31.39
EV to Operating Cash Flow
7.90 14.70 7.90 1.74 9.85
Tangible Book Value Per Share
13.36 15.11 13.36 156.66 157.10
Shareholders’ Equity Per Share
13.36 15.11 13.36 15.47 16.69
Tax and Other Ratios
Effective Tax Rate
0.19 0.19 0.19 0.12 -0.02
Revenue Per Share
<0.01 5.88 <0.01 5.07 4.85
Net Income Per Share
2.04 1.01 2.04 1.20 -1.74
Tax Burden
0.81 0.81 0.81 0.88 1.02
Interest Burden
1.00 -4.60 1.00 1.00 7.34
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
745.40 0.44 745.40 0.47 0.47
Stock-Based Compensation to Revenue
18.00 0.01 18.00 <0.01 <0.01
Income Quality
1.41 2.00 1.41 2.45 -0.17
Currency in USD
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