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Popular Inc (BPOP)
NASDAQ:BPOP
US Market

Popular (BPOP) Ratios

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Popular Ratios

BPOP's free cash flow for Q3 2025 was $0.66. For the 2025 fiscal year, BPOP's free cash flow was decreased by $ and operating cash flow was $0.23. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.42 0.38 52.60 208.20 42.36
Quick Ratio
0.42 0.38 65.67 295.02 57.70
Cash Ratio
0.08 0.12 12.41 84.02 14.64
Solvency Ratio
0.01 <0.01 0.02 0.01 <0.01
Operating Cash Flow Ratio
0.01 0.01 2.07 4.70 0.82
Short-Term Operating Cash Flow Coverage
1.74 6.71 0.00 13.40 0.00
Net Current Asset Value
$ -63.52B$ -40.89B$ -37.76B$ -24.60B$ -24.80B
Leverage Ratios
Debt-to-Assets Ratio
0.02 0.02 0.02 0.01 0.02
Debt-to-Equity Ratio
0.23 0.24 0.31 0.18 0.20
Debt-to-Capital Ratio
0.19 0.19 0.23 0.15 0.17
Long-Term Debt-to-Capital Ratio
0.11 0.16 0.18 0.14 0.17
Financial Leverage Ratio
12.27 13.75 16.52 12.58 10.94
Debt Service Coverage Ratio
0.47 0.50 3.90 -0.81 -0.11
Interest Coverage Ratio
0.76 0.61 5.32 7.54 2.63
Debt to Market Cap
0.16 0.19 0.18 0.16 0.25
Interest Debt Per Share
39.18 32.85 20.63 15.12 17.00
Net Debt to EBITDA
0.87 -8.38 -3.73 -148.32 -125.05
Profitability Margins
Gross Profit Margin
64.90%64.81%100.00%87.60%85.64%
EBIT Margin
22.29%17.98%42.04%48.69%26.62%
EBITDA Margin
22.86%19.62%44.13%4.46%3.75%
Operating Profit Margin
22.29%17.98%54.09%48.69%26.62%
Pretax Profit Margin
22.29%17.98%42.04%48.69%26.62%
Net Profit Margin
18.32%14.41%37.54%36.60%21.80%
Continuous Operations Profit Margin
17.86%14.41%37.54%36.60%21.80%
Net Income Per EBT
82.18%80.13%89.28%75.16%81.90%
EBT Per EBIT
100.00%100.00%77.74%100.00%100.00%
Return on Assets (ROA)
1.06%0.77%1.63%1.25%0.77%
Return on Equity (ROE)
13.58%10.52%26.94%15.66%8.40%
Return on Capital Employed (ROCE)
1.30%10.31%2.37%1.66%0.95%
Return on Invested Capital (ROIC)
2.16%8.14%2.65%1.32%0.88%
Return on Tangible Assets
1.07%0.78%1.65%1.26%0.78%
Earnings Yield
10.13%9.20%22.12%14.02%10.47%
Efficiency Ratios
Receivables Turnover
1.89 7.64 6.39 1.48 1.51
Payables Turnover
3.32 8.91 0.00 2.28 0.40
Inventory Turnover
0.00 0.00 0.00 -0.02 -0.03
Fixed Asset Turnover
5.42 5.35 5.89 5.19 4.55
Asset Turnover
0.06 0.05 0.04 0.03 0.04
Working Capital Turnover Ratio
-0.11 -0.10 0.08 0.07 0.08
Cash Conversion Cycle
24.94 6.82 57.16 -21.29K -14.57K
Days of Sales Outstanding
24.94 47.80 57.16 247.22 241.26
Days of Inventory Outstanding
0.00 0.00 0.00 -21.38K -13.91K
Days of Payables Outstanding
0.00 40.98 0.00 159.89 906.40
Operating Cycle
24.94 47.80 57.16 -21.13K -13.67K
Cash Flow Ratios
Operating Cash Flow Per Share
11.89 9.57 13.50 12.37 7.90
Free Cash Flow Per Share
8.80 6.67 12.12 11.46 7.20
CapEx Per Share
3.09 2.90 1.38 0.91 0.70
Free Cash Flow to Operating Cash Flow
0.74 0.70 0.90 0.93 0.91
Dividend Paid and CapEx Coverage Ratio
2.01 1.87 3.82 4.67 3.50
Capital Expenditure Coverage Ratio
3.85 3.30 9.78 13.64 11.28
Operating Cash Flow Coverage Ratio
0.58 0.55 0.81 0.95 0.55
Operating Cash Flow to Sales Ratio
0.19 0.18 0.35 0.39 0.29
Free Cash Flow Yield
8.22%8.13%18.27%13.97%12.79%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
9.75 10.87 4.52 7.13 9.55
Price-to-Sales (P/S) Ratio
1.75 1.57 1.70 2.61 2.08
Price-to-Book (P/B) Ratio
1.27 1.14 1.22 1.12 0.80
Price-to-Free Cash Flow (P/FCF) Ratio
12.71 12.30 5.47 7.16 7.82
Price-to-Operating Cash Flow Ratio
9.60 8.57 4.91 6.63 7.13
Price-to-Earnings Growth (PEG) Ratio
1.02 -0.22 0.16 0.07 -0.65
Price-to-Fair Value
1.27 1.14 1.22 1.12 0.80
Enterprise Value Multiple
3.90 -0.40 0.12 -89.82 -69.60
Enterprise Value
8.58B -292.08M 151.38M -10.23B -6.07B
EV to EBITDA
8.63 -0.40 0.12 -89.82 -69.60
EV to Sales
1.97 -0.08 0.05 -4.01 -2.61
EV to Free Cash Flow
13.54 -0.61 0.17 -10.99 -9.81
EV to Operating Cash Flow
10.12 -0.43 0.15 -10.18 -8.94
Tangible Book Value Per Share
76.72 58.77 41.58 63.03 60.74
Shareholders’ Equity Per Share
89.87 71.77 54.47 73.46 70.20
Tax and Other Ratios
Effective Tax Rate
0.18 0.20 0.11 0.25 0.18
Revenue Per Share
63.94 52.40 39.09 31.44 27.06
Net Income Per Share
11.71 7.55 14.67 11.50 5.90
Tax Burden
0.82 0.80 0.89 0.75 0.82
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.21 0.24 0.25 0.27 0.26
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
1.18 1.27 0.92 1.08 1.34
Currency in USD