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Popular Inc (BPOP)
NASDAQ:BPOP
Earnings Data
Report Date
Jan 22, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
3Last Year’s EPS
2.51Same Quarter Last Year
Strong Buy
Based on 7 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call presented a mix of positive achievements and significant challenges. While there was strong financial performance, including growth in net income, EPS, and loan portfolios, as well as progress in strategic initiatives, the impact of two large commercial loans on credit metrics and increased provisions for credit losses were notable concerns.Company Guidance
Net Income and EPS Growth
Reported net income of $211 million and EPS of $3.15, marking an increase of $1 million and $0.06 per share, respectively.
Expanding Net Interest Margin
Net interest margin expanded by 2 basis points on a GAAP basis and by 5 basis points on a tax equivalent basis due to loan growth and tax-exempt investment securities.
Strong Loan Growth
Loan growth of $502 million with both BPPR and Popular Bank contributing, driven by commercial and construction lending.
Tourism and Hospitality Sector Strength
Tourism sector benefited significantly from events such as Bad Bunny's concert residency, leading to an increase in tourism activity during a typically slow period.
Strategic Framework and Transformation Progress
Significant progress in digital banking initiatives, including online loan origination processes and expansion of digital deposit products.
Reduction in Effective Tax Rate
The effective tax rate was reduced to 14.5% from 18.5%, driven by higher exempt income and changes to Puerto Rico's tax code.
BPOP Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
BPOP Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Sep 30, 2025 | $127.33 | $127.01 | -0.25% |
Jul 23, 2025 | $114.53 | $114.90 | +0.32% |
Apr 23, 2025 | $88.34 | $93.58 | +5.93% |
Jan 28, 2025 | $101.65 | $100.37 | -1.26% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Popular Inc (BPOP) report earnings?
Popular Inc (BPOP) is schdueled to report earning on Jan 22, 2026, Before Open (Confirmed).
What is Popular Inc (BPOP) earnings time?
Popular Inc (BPOP) earnings time is at Jan 22, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is BPOP EPS forecast?
BPOP EPS forecast for the fiscal quarter 2025 (Q4) is 3.