Bank Of The Jame Financial (BOTJ)
NASDAQ:BOTJ
Total Valuation
Bank Of The Jame Financial has a market cap or net worth of $101.32M. The enterprise value is $81.57M.
Market Cap$101.32M
Enterprise Value$81.57M
Share Statistics
Bank Of The Jame Financial has 4,543,338 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding4,543,338
Owned by Insiders6.35%
Owned by Institutions18.60%
Financial Efficiency
Bank Of The Jame Financial’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 0.87%.
Return on Equity (ROE)0.11
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.87%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee385.85K
Profits Per Employee55.69K
Employee Count162
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Bank Of The Jame Financial is 9.4. Bank Of The Jame Financial’s PEG ratio is 0.68.
PE Ratio9.4
PS Ratio1.35
PB Ratio1.05
Price to Fair Value1.05
Price to FCF8.04
Price to Operating Cash Flow8.30
PEG Ratio0.68
Income Statement
In the last 12 months, Bank Of The Jame Financial had revenue of 62.51M and earned 9.02M in profits. Earnings per share was 1.99.
Revenue62.51M
Gross Profit48.69M
Operating Income11.14M
Pretax Income11.14M
Net Income9.02M
EBITDA12.47M
Earnings Per Share (EPS)1.99
Cash Flow
In the last 12 months, operating cash flow was 11.66M and capital expenditures -1.37M, giving a free cash flow of 10.29M billion.
Operating Cash Flow11.66M
Free Cash Flow10.29M
Free Cash Flow per Share2.27
Dividends & Yields
Bank Of The Jame Financial pays an annual dividend of $0.1, resulting in a dividend yield of 2.18%
Dividend Per Share$0.1
Dividend Yield2.18%
Payout Ratio22.96%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.15
52-Week Price Change63.21%
50-Day Moving Average20.37
200-Day Moving Average16.96
Relative Strength Index (RSI)71.57
Average Volume (3m)3.60K
Important Dates
Bank Of The Jame Financial upcoming earnings date is Apr 17, 2026, During Market Hours (Confirmed).
Last Earnings DateFeb 4, 2026
Next Earnings DateApr 17, 2026
Ex-Dividend Date―
Financial Position
Bank Of The Jame Financial as a current ratio of 496.36, with Debt / Equity ratio of 10.99%
Current Ratio496.36
Quick Ratio496.36
Debt to Market Cap0.10
Net Debt to EBITDA-1.58
Interest Coverage Ratio0.80
Taxes
In the past 12 months, Bank Of The Jame Financial has paid 2.12M in taxes.
Income Tax2.12M
Effective Tax Rate0.19
Enterprise Valuation
Bank Of The Jame Financial EV to EBITDA ratio is 5.19, with an EV/FCF ratio of 6.16.
EV to Sales1.03
EV to EBITDA5.19
EV to Free Cash Flow6.16
EV to Operating Cash Flow5.55
Balance Sheet
Bank Of The Jame Financial has $84.47M in cash and marketable securities with $8.80M in debt, giving a net cash position of $75.68M billion.
Cash & Marketable Securities$84.47M
Total Debt$8.80M
Net Cash$75.68M
Net Cash Per Share$16.66
Tangible Book Value Per Share$15.81
Margins
Gross margin is 77.66%, with operating margin of 17.83%, and net profit margin of 14.43%.
Gross Margin77.66%
Operating Margin17.83%
Pretax Margin17.83%
Net Profit Margin14.43%
EBITDA Margin19.95%
EBIT Margin17.83%
Analyst Forecast
The average price target for Bank Of The Jame Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast6.17%
EPS Growth Forecast-6.13%