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Bank Of The Jame Financial (BOTJ)
NASDAQ:BOTJ
Total Valuation
Bank Of The Jame Financial has a market cap or net worth of $64.45M. The enterprise value is $50.28M.
Market Cap$64.45M
Enterprise Value$50.28M
Share Statistics
Bank Of The Jame Financial has 4,543,338 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding4,543,338
Owned by Insiders5.07%
Owned by Institutions0.29%
Financial Efficiency
Bank Of The Jame Financial’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 8.25%.
Return on Equity (ROE)0.12
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)8.25%
Return on Capital Employed (ROCE)0.10
Revenue Per Employee363.98K
Profits Per Employee49.04K
Employee Count162
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Bank Of The Jame Financial is 9.0. Bank Of The Jame Financial’s PEG ratio is -1.08.
PE Ratio9.0
PS Ratio1.22
PB Ratio1.11
Price to Fair Value1.11
Price to FCF12.10
Price to Operating Cash Flow6.05
PEG Ratio-1.08
Income Statement
In the last 12 months, Bank Of The Jame Financial had revenue of 58.96M and earned 7.94M in profits. Earnings per share was 1.75.
Revenue58.96M
Gross Profit44.21M
Operating Income9.92M
Pretax Income9.92M
Net Income7.94M
EBITDA11.86M
Earnings Per Share (EPS)1.75
Cash Flow
In the last 12 months, operating cash flow was 10.50M and capital expenditures -2.69M, giving a free cash flow of 7.81M billion.
Operating Cash Flow10.50M
Free Cash Flow7.81M
Free Cash Flow per Share1.72
Dividends & Yields
Bank Of The Jame Financial pays an annual dividend of $0.1, resulting in a dividend yield of 2.82%
Dividend Per Share$0.1
Dividend Yield2.82%
Payout Ratio25.41%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.23
52-Week Price Change10.28%
50-Day Moving Average13.98
200-Day Moving Average13.92
Relative Strength Index (RSI)57.42
Average Volume (3m)2.83K
Important Dates
Bank Of The Jame Financial upcoming earnings date is Oct 17, 2025, During Market Hours (Confirmed).
Last Earnings DateAug 4, 2025
Next Earnings DateOct 17, 2025
Ex-Dividend DateSep 12, 2025
Financial Position
Bank Of The Jame Financial as a current ratio of 0.05, with Debt / Equity ratio of 0.00%
Current Ratio0.05
Quick Ratio0.05
Debt to Market Cap0.27
Net Debt to EBITDA-0.33
Interest Coverage Ratio0.64
Taxes
In the past 12 months, Bank Of The Jame Financial has paid 1.98M in taxes.
Income Tax1.98M
Effective Tax Rate0.20
Enterprise Valuation
Bank Of The Jame Financial EV to EBITDA ratio is 5.75, with an EV/FCF ratio of 11.44.
EV to Sales1.16
EV to EBITDA5.75
EV to Free Cash Flow11.44
EV to Operating Cash Flow8.01
Balance Sheet
Bank Of The Jame Financial has $31.21M in cash and marketable securities with $19.20M in debt, giving a net cash position of -$12.02M billion.
Cash & Marketable Securities$31.21M
Total Debt$19.20M
Net Cash-$12.02M
Net Cash Per Share-$2.64
Tangible Book Value Per Share$12.35
Margins
Gross margin is 42.05%, with operating margin of 16.83%, and net profit margin of 13.47%.
Gross Margin42.05%
Operating Margin16.83%
Pretax Margin16.83%
Net Profit Margin13.47%
EBITDA Margin20.12%
EBIT Margin16.83%
Analyst Forecast
The average price target for Bank Of The Jame Financial is $15.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$15.50
Price Target Upside9.46% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast9.06%
EPS Growth Forecast-16.04%