tiprankstipranks
Bank Of The Jame Financial (BOTJ)
NASDAQ:BOTJ
US Market
BOTJ
Bank Of The Jame Financial
RESEARCH TOOLSreports

Bank Of The Jame Financial (BOTJ) Ratios

120 Followers

Bank Of The Jame Financial Ratios

BOTJ's free cash flow for Q4 2025 was $0.77. For the 2025 fiscal year, BOTJ's free cash flow was decreased by $ and operating cash flow was $0.21. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 496.36 496.36 0.05 0.28 0.26
Quick Ratio
 496.36 496.36 0.05 0.28 0.26
Cash Ratio
 161.23 161.23 0.03 0.03 0.04
Solvency Ratio
 0.01 0.01 0.01 0.01 0.01
Operating Cash Flow Ratio
 65.88 65.88 <0.01 0.01 0.01
Short-Term Operating Cash Flow Coverage
 0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -871.12M$ -871.12M$ -872.64M$ -664.37M$ -659.80M
Leverage Ratios
Debt-to-Assets Ratio
 <0.01 <0.01 0.02 0.02 0.02
Debt-to-Equity Ratio
 0.11 0.11 0.30 0.33 0.41
Debt-to-Capital Ratio
 0.10 0.10 0.23 0.25 0.29
Long-Term Debt-to-Capital Ratio
 0.10 0.10 0.23 0.25 0.29
Financial Leverage Ratio
 13.04 12.98 15.10 16.15 18.49
Debt Service Coverage Ratio
 0.75 0.75 0.64 1.11 5.38
Interest Coverage Ratio
 0.80 0.80 0.64 1.07 5.17
Debt to Market Cap
 0.09 0.10 0.27 0.36 0.37
Interest Debt Per Share
 4.98 4.98 7.65 6.48 4.82
Net Debt to EBITDA
 -1.58 -1.58 -0.33 -0.46 -0.69
Profitability Margins
Gross Profit Margin
77.66%77.90%74.98%81.64%97.17%
EBIT Margin
18.02%17.83%16.83%19.99%25.15%
EBITDA Margin
20.17%19.95%20.12%23.81%31.06%
Operating Profit Margin
18.02%17.83%16.83%19.99%25.15%
Pretax Profit Margin
18.02%17.83%16.83%19.99%25.15%
Net Profit Margin
14.59%14.43%13.47%16.93%20.28%
Continuous Operations Profit Margin
14.59%14.43%13.47%16.93%20.28%
Net Income Per EBT
80.95%80.95%80.06%84.68%80.64%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
0.86%0.87%0.81%0.90%0.96%
Return on Equity (ROE)
12.15%11.27%12.25%14.50%17.84%
Return on Capital Employed (ROCE)
1.07%1.07%10.32%11.37%13.83%
Return on Invested Capital (ROIC)
0.87%0.87%8.26%9.62%11.15%
Return on Tangible Assets
0.87%0.88%0.82%0.91%0.98%
Earnings Yield
8.90%10.69%11.02%15.61%16.01%
Efficiency Ratios
Receivables Turnover
 18.30 18.49 19.24 18.14 16.15
Payables Turnover
 11.84 11.84 20.43 19.67 14.04
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 0.00 3.27 3.11 2.83 2.46
Asset Turnover
 0.06 0.06 0.06 0.05 0.05
Working Capital Turnover Ratio
 -0.21 -0.17 -0.08 -0.08 -0.07
Cash Conversion Cycle
 -10.89 -11.10 1.11 1.57 -3.38
Days of Sales Outstanding
 19.95 19.74 18.97 20.12 22.61
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 30.84 30.84 17.86 18.55 25.99
Operating Cycle
 19.95 19.74 18.97 20.12 22.61
Cash Flow Ratios
Operating Cash Flow Per Share
 2.57 2.57 1.87 2.08 1.98
Free Cash Flow Per Share
 2.27 2.31 1.31 1.74 1.73
CapEx Per Share
 0.30 0.26 0.56 0.35 0.25
Free Cash Flow to Operating Cash Flow
 0.88 0.90 0.70 0.83 0.87
Dividend Paid and CapEx Coverage Ratio
 3.66 3.91 1.95 3.13 3.64
Capital Expenditure Coverage Ratio
 8.52 10.01 3.34 6.03 7.82
Operating Cash Flow Coverage Ratio
 1.33 1.33 0.44 0.48 0.45
Operating Cash Flow to Sales Ratio
 0.19 0.19 0.14 0.18 0.21
Free Cash Flow Yield
10.16%12.43%8.27%14.20%14.51%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 10.72 9.36 9.08 6.40 6.25
Price-to-Sales (P/S) Ratio
 1.56 1.35 1.22 1.08 1.27
Price-to-Book (P/B) Ratio
 1.21 1.05 1.11 0.93 1.11
Price-to-Free Cash Flow (P/FCF) Ratio
 9.40 8.04 12.10 7.04 6.89
Price-to-Operating Cash Flow Ratio
 8.30 7.24 8.47 5.87 6.01
Price-to-Earnings Growth (PEG) Ratio
 0.79 0.68 -1.08 0.00 0.32
Price-to-Fair Value
 1.21 1.05 1.11 0.93 1.11
Enterprise Value Multiple
 6.17 5.19 5.75 4.09 3.38
Enterprise Value
 81.57M 64.67M 68.16M 50.07M 46.42M
EV to EBITDA
 6.54 5.19 5.75 4.09 3.38
EV to Sales
 1.32 1.03 1.16 0.97 1.05
EV to Free Cash Flow
 7.93 6.16 11.44 6.32 5.72
EV to Operating Cash Flow
 7.00 5.55 8.01 5.27 4.99
Tangible Book Value Per Share
 16.80 15.81 12.35 11.11 8.58
Shareholders’ Equity Per Share
 17.62 17.62 14.28 13.16 10.69
Tax and Other Ratios
Effective Tax Rate
 0.19 0.19 0.20 0.15 0.19
Revenue Per Share
 13.61 13.76 12.98 11.27 9.40
Net Income Per Share
 1.99 1.99 1.75 1.91 1.91
Tax Burden
 0.81 0.81 0.80 0.85 0.81
Interest Burden
 1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.36 0.36 0.36 0.37 0.42
Stock-Based Compensation to Revenue
 0.00 0.00 0.00 0.00 0.00
Income Quality
 1.29 1.29 1.07 1.09 1.04
Currency in USD