The earnings call highlighted strong revenue growth, particularly in the CIB and Euro-Med regions, and effective cost management. However, challenges such as a decline in net profit, underperformance in some segments like Asset Management and Equities, and margin pressure in Italy were noted.

Company Guidance

During the second quarter of 2025, BNP Paribas reported a 2.5% increase in revenues, with the Corporate and Institutional Banking (CIB) division experiencing a 4% revenue growth. The Euro-Mediterranean region showed strong performance with a 22% revenue increase, while Personal Finance grew by 3%. The group's cost control measures led to EUR 190 million in additional savings in Q2, contributing to a positive jaws effect of 1.7 points, above the target of 1.5 points. The cost of risk was maintained at 38 basis points, within the guidance of less than 40 basis points. BNP Paribas aims to achieve a net profit exceeding EUR 12.2 billion for 2025, driven by expected revenue growth exceeding 5% in the second half, primarily from the Eurozone commercial banks and Personal Finance. The bank's CET1 ratio remained stable at 12.5%, and a share buyback program of EUR 1.80 billion was completed, with shares to be canceled. The group confirmed its distribution policy of a 60% payout, announcing an interim dividend of EUR 2.59 per share.

Strong Revenue Growth

BNP Paribas reported a 2.5% increase in revenues for the second quarter of 2025, with a projected revenue acceleration of more than 5% in the second half of the year.

Record Performance in CIB

The Corporate and Institutional Banking (CIB) division achieved a record second quarter with a 4% year-on-year increase in revenues, driven by strong performance across Global Banking, Global Markets, and Securities Services.

Cost Efficiency and Savings

The company implemented EUR 190 million in cost savings in Q2, contributing to a positive jaws effect of 1.7 points, exceeding their target of 1.5 points.

Positive Performance in Euro-Med Region

Euro-Med reported a 22.7% increase in revenues, driven by improved margins in Poland and Turkey.

Personal Finance Growth

Personal Finance showed commercial performance improvement with loan growth of 2.7% and margin enhancements from repricing.

Insurance and Wealth Management Growth

Insurance revenues rose by 8.2%, and Wealth Management experienced a 6.1% increase due to strong inflows and transaction activity.

BNP Paribas (BNPQY) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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BNPQY Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 28, 2025	2025 (Q3)	1.54 / -	1.292	―	―	―
Jul 24, 2025	2025 (Q2)	1.52 / 1.63	1.539	5.78% (+0.09)
Apr 24, 2025	2025 (Q1)	1.40 / 1.38	1.344	2.53% (+0.03)
Feb 04, 2025	2024 (Q4)	0.95 / 0.97	0.693	40.12% (+0.28)
Oct 31, 2024	2024 (Q3)	1.33 / 1.29	1.187	8.85% (+0.10)
Jul 24, 2024	2024 (Q2)	1.32 / 1.54	1.113	38.27% (+0.43)
Apr 25, 2024	2024 (Q1)	1.09 / 1.34	0.643	109.02% (+0.70)
Feb 01, 2024	2023 (Q4)	0.81 / 0.69	0.919	-24.59% (-0.23)
Oct 26, 2023	2023 (Q3)	1.13 / 1.19	1.14	4.12% (+0.05)
Jul 27, 2023	2023 (Q2)	1.16 / 1.11	1.229	-9.44% (-0.12)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

BNPQY Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 24, 2025	$46.04	$46.35	+0.67%
Apr 24, 2025	$40.06	$39.28	-1.95%
Feb 04, 2025	$31.72	$33.28	+4.92%
Oct 31, 2024	$34.02	$32.57	-4.26%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does BNP Paribas SA (BNPQY) report earnings?

BNP Paribas SA (BNPQY) is schdueled to report earning on Oct 28, 2025, TBA (Confirmed).

What is BNP Paribas SA (BNPQY) earnings time?

BNP Paribas SA (BNPQY) earnings time is at Oct 28, 2025, TBA (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is BNPQY EPS forecast?

BNPQY EPS forecast for the fiscal quarter 2025 (Q3) is 1.54.

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