The earnings call highlighted Bladex's strong financial performance, including record earnings, revenue growth, and fee income, alongside exceptional credit quality and robust deposit growth. Despite macroeconomic challenges and concerns about margin compression, the overall results and strategic initiatives, such as the successful syndicated transaction and efficiency improvements, indicate a positive outlook.

Company Guidance -

Q3 2025

In Bladex's Second Quarter 2025 Earnings Conference Call, the company reported record-breaking results with a net income of $64 million, marking a 24% increase from the previous quarter and a 28% rise year-over-year. The commercial portfolio grew to $10.8 billion, reflecting a 1% quarter-over-quarter and 18% year-over-year increase. Fee income reached $20 million, a significant 88% increase from the prior quarter and 59% from the previous year, largely driven by a landmark $1.6 billion syndicated loan transaction. Deposits grew to $6.4 billion, up 10% from the last quarter and 23% from the previous year, now comprising 62% of total funding. The net interest margin was slightly above expectations at 2.36%, with net interest income totaling nearly $68 million, up 4% quarter-over-quarter and 8% year-over-year. The company's efficiency ratio improved to 23.1%, reflecting a 380 basis point gain from the prior quarter. Return on equity reached 18.5%, the highest in over two decades. The guidance for the full year remains positive, with expectations to be at the upper end of the ROE guidance and below the efficiency ratio guidance.

Record Earnings and Revenue Growth

Bladex delivered record earnings for the second quarter of 2025, driven by strong revenue growth and fee income. Net income reached a record of $64 million, up 24% from the first quarter and 28% from a year ago. Return on equity stood at 18.5%, the highest in over two decades.

Strong Commercial Portfolio Growth

The commercial portfolio grew to $10.8 billion, up 1% quarter-over-quarter and 18% year-over-year. Growth was broad-based, with strong momentum in Central America.

Exceptional Credit Quality

Credit quality remained exceptional with nonperforming loans close to 0 and over 97% of exposures classified as Stage 1. Provisions for credit losses totaled $5 million, primarily related to Stage 2 exposures.

Robust Deposit Growth

Deposits increased to $6.4 billion, 10% above the prior quarter and 23% higher than a year ago. Deposits now represent 62% of total funding, driven by strength in institutional and corporate deposits.

Record Fee Income

Fee income stood at $20 million for the quarter, up 88% quarter-over-quarter and 59% year-over-year. A significant part of this increase was due to the structured syndicated deal for Staatsolie.

Successful Syndicated Transaction

Bladex acted as global coordinator for a $1.6 billion senior secured syndicated facility for Staatsolie, Suriname's national oil company, reinforcing the bank's ability to execute high-impact deals.

Efficiency Improvements

Operating expenses were stable, and the efficiency ratio improved to 23.1%, a 380 basis point gain versus the prior quarter.

Banco Latinoamericano De Comercio (BLX) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

BLX Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 04, 2025	2025 (Q3)	- / -	1.44	―	―	―
Aug 04, 2025	2025 (Q2)	- / 1.73	1.36	27.21% (+0.37)
May 05, 2025	2025 (Q1)	- / 1.40	1.4	0.00% (0.00)
Feb 27, 2025	2024 (Q4)	- / 1.40	1.27	10.24% (+0.13)
Oct 29, 2024	2024 (Q3)	- / 1.44	1.25	15.20% (+0.19)
Jul 23, 2024	2024 (Q2)	- / 1.36	1.02	33.33% (+0.34)
Apr 18, 2024	2024 (Q1)	- / 1.40	1.02	37.25% (+0.38)
Feb 22, 2024	2023 (Q4)	1.20 / 1.27	0.85	49.41% (+0.42)
Oct 19, 2023	2023 (Q3)	1.23 / 1.25	0.74	68.92% (+0.51)
Jul 20, 2023	2023 (Q2)	0.86 / 1.02	0.63	61.90% (+0.39)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

BLX Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 04, 2025	$40.01	$40.28	+0.67%
May 05, 2025	$38.26	$38.24	-0.05%
Feb 27, 2025	$36.50	$40.49	+10.93%
Oct 29, 2024	$30.90	$30.54	-1.17%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Banco Latinoamericano De Comercio (BLX) report earnings?

Banco Latinoamericano De Comercio (BLX) is schdueled to report earning on Nov 04, 2025, Before Open (Confirmed).

What is Banco Latinoamericano De Comercio (BLX) earnings time?

Banco Latinoamericano De Comercio (BLX) earnings time is at Nov 04, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

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