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Bank First National Corp (BFC)
:BFC
US Market

Bank First National (BFC) Ratios

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Bank First National Ratios

BFC's free cash flow for Q4 2024 was $1.00. For the 2024 fiscal year, BFC's free cash flow was decreased by $ and operating cash flow was $0.55. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.26 0.00 0.26 0.21 0.10
Quick Ratio
0.26 0.00 0.26 0.21 0.10
Cash Ratio
0.07 0.00 0.07 0.12 0.02
Solvency Ratio
0.02 0.02 0.02 1.91 1.01
Operating Cash Flow Ratio
0.02 0.00 0.02 0.02 0.02
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -2.78B$ -3.35B$ -2.78B$ 484.04M$ 166.27M
Leverage Ratios
Debt-to-Assets Ratio
<0.01 0.01 <0.01 <0.01 0.02
Debt-to-Equity Ratio
0.06 0.08 0.06 0.08 0.14
Debt-to-Capital Ratio
0.05 0.08 0.05 0.07 0.12
Long-Term Debt-to-Capital Ratio
0.05 0.08 0.05 0.07 0.12
Financial Leverage Ratio
8.08 6.81 8.08 9.10 9.22
Debt Service Coverage Ratio
3.95 1.69 3.95 5.86 2.97
Interest Coverage Ratio
5.79 2.39 5.79 7.22 3.60
Debt to Market Cap
0.03 0.06 0.03 0.05 0.08
Interest Debt Per Share
4.71 9.87 4.71 4.44 7.37
Net Debt to EBITDA
-1.48 -1.83 -1.48 -4.30 >-0.01
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%100.00%
EBIT Margin
50.40%55.19%50.40%55.28%48.35%
EBITDA Margin
53.76%59.88%53.76%58.22%51.43%
Operating Profit Margin
60.92%65.48%60.92%55.28%48.35%
Pretax Profit Margin
50.40%55.19%50.40%55.28%48.35%
Net Profit Margin
38.21%41.63%38.21%41.89%36.88%
Continuous Operations Profit Margin
38.21%41.63%38.21%41.89%36.88%
Net Income Per EBT
75.82%75.42%75.82%75.78%76.28%
EBT Per EBIT
82.73%84.28%82.73%100.00%100.00%
Return on Assets (ROA)
1.24%1.76%1.24%1.55%1.40%
Return on Equity (ROE)
9.98%12.02%9.98%14.08%12.90%
Return on Capital Employed (ROCE)
3.58%2.78%3.58%12.98%7.24%
Return on Invested Capital (ROIC)
-8.85%2.09%-8.85%-2.87%-2.55%
Return on Tangible Assets
1.28%1.86%1.28%1.58%1.43%
Earnings Yield
6.05%8.45%6.05%8.25%7.89%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
2.10 2.56 2.10 2.19 2.39
Asset Turnover
0.03 0.04 0.03 0.04 0.04
Working Capital Turnover Ratio
-0.07 -0.37 -0.07 -0.06 -0.07
Cash Conversion Cycle
0.00 0.00 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
4.97 5.20 4.97 5.29 5.91
Free Cash Flow Per Share
4.12 3.88 4.12 4.14 4.78
CapEx Per Share
0.85 1.33 0.85 1.14 1.12
Free Cash Flow to Operating Cash Flow
0.83 0.75 0.83 0.78 0.81
Dividend Paid and CapEx Coverage Ratio
2.72 2.08 2.72 2.31 3.03
Capital Expenditure Coverage Ratio
5.82 3.93 5.82 4.62 5.25
Operating Cash Flow Coverage Ratio
1.57 1.03 1.57 1.58 1.07
Operating Cash Flow to Sales Ratio
0.34 0.30 0.34 0.37 0.43
Free Cash Flow Yield
4.44%4.48%4.44%5.73%7.38%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
16.52 11.83 16.52 12.12 12.68
Price-to-Sales (P/S) Ratio
6.31 4.92 6.31 5.08 4.68
Price-to-Book (P/B) Ratio
1.65 1.42 1.65 1.71 1.64
Price-to-Free Cash Flow (P/FCF) Ratio
22.54 22.34 22.54 17.44 13.55
Price-to-Operating Cash Flow Ratio
18.66 16.65 18.66 13.67 10.97
Price-to-Earnings Growth (PEG) Ratio
-2.88 0.39 -2.88 0.72 0.43
Price-to-Fair Value
1.65 1.42 1.65 1.71 1.64
Enterprise Value Multiple
10.26 6.40 10.26 4.42 9.08
Enterprise Value
652.81M 685.54M 652.81M 279.24M 481.86M
EV to EBITDA
10.26 6.40 10.26 4.42 9.08
EV to Sales
5.52 3.83 5.52 2.57 4.67
EV to Free Cash Flow
19.70 17.37 19.70 8.85 13.54
EV to Operating Cash Flow
16.32 12.95 16.32 6.93 10.96
Tangible Book Value Per Share
39.34 39.71 39.34 373.63 351.07
Shareholders’ Equity Per Share
56.32 60.92 56.32 42.33 39.62
Tax and Other Ratios
Effective Tax Rate
0.24 0.25 0.24 0.24 0.24
Revenue Per Share
14.71 17.60 14.71 14.23 13.86
Net Income Per Share
5.62 7.32 5.62 5.96 5.11
Tax Burden
0.76 0.75 0.76 0.76 0.76
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.34 0.23 0.34 0.32 0.33
Stock-Based Compensation to Revenue
0.01 0.01 0.01 0.01 0.01
Income Quality
0.88 0.71 0.88 0.89 1.16
Currency in USD
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