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Bancorp 34, Inc. (BCTF)
OTHER OTC:BCTF
US Market

Bancorp 34 (BCTF) Ratios

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Bancorp 34 Ratios

BCTF's free cash flow for Q2 2025 was $1.00. For the 2025 fiscal year, BCTF's free cash flow was decreased by $ and operating cash flow was $0.31. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 0.25 0.20 0.17 0.18
Quick Ratio
0.00 0.25 0.20 0.17 0.18
Cash Ratio
0.00 0.14 0.06 0.03 0.02
Solvency Ratio
<0.01 <0.01 >-0.01 <0.01 0.01
Operating Cash Flow Ratio
0.00 <0.01 <0.01 0.02 0.02
Short-Term Operating Cash Flow Coverage
0.00 2.75 0.03 1.88 0.50
Net Current Asset Value
$ -798.66M$ -634.57M$ -430.81M$ -443.95M$ -407.47M
Leverage Ratios
Debt-to-Assets Ratio
0.03 0.03 0.10 0.06 0.08
Debt-to-Equity Ratio
0.29 0.37 0.92 0.64 1.08
Debt-to-Capital Ratio
0.22 0.27 0.48 0.39 0.52
Long-Term Debt-to-Capital Ratio
0.22 0.24 0.29 0.33 0.52
Financial Leverage Ratio
9.44 10.61 9.57 11.66 12.95
Debt Service Coverage Ratio
0.43 0.18 -0.07 0.17 0.21
Interest Coverage Ratio
0.65 0.03 -0.30 0.26 2.75
Debt to Market Cap
0.27 0.36 1.53 0.93 1.55
Interest Debt Per Share
6.06 7.95 18.76 15.69 16.97
Net Debt to EBITDA
2.64 -26.46 -8.69 8.30 7.58
Profitability Margins
Gross Profit Margin
71.56%50.68%40.49%68.21%88.00%
EBIT Margin
16.44%1.20%-13.36%5.70%19.23%
EBITDA Margin
17.83%5.86%-11.34%7.71%21.80%
Operating Profit Margin
21.48%1.20%-13.36%5.70%26.77%
Pretax Profit Margin
16.44%1.20%-13.36%5.70%26.71%
Net Profit Margin
12.71%3.29%-11.79%5.47%20.72%
Continuous Operations Profit Margin
12.71%3.29%-11.79%5.47%20.89%
Net Income Per EBT
77.29%274.63%88.25%95.82%77.59%
EBT Per EBIT
76.55%100.00%100.00%100.00%99.75%
Return on Assets (ROA)
0.72%0.18%-0.59%0.23%0.87%
Return on Equity (ROE)
7.16%1.95%-5.60%2.70%11.29%
Return on Capital Employed (ROCE)
1.22%0.49%-3.18%1.60%7.00%
Return on Invested Capital (ROIC)
0.95%0.49%-2.26%1.45%4.68%
Return on Tangible Assets
0.73%0.19%-0.59%0.23%0.87%
Earnings Yield
5.98%2.13%-9.65%4.15%12.29%
Efficiency Ratios
Receivables Turnover
20.18 19.64 18.07 16.17 16.40
Payables Turnover
0.00 0.00 0.00 1.43 0.53
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
4.63 4.11 3.15 2.40 2.64
Asset Turnover
0.06 0.06 0.05 0.04 0.04
Working Capital Turnover Ratio
18.00 -0.11 -0.07 -0.06 -0.07
Cash Conversion Cycle
18.09 18.58 20.20 -233.17 -664.96
Days of Sales Outstanding
18.09 18.58 20.20 22.58 22.26
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 255.75 687.22
Operating Cycle
18.09 18.58 20.20 22.58 22.26
Cash Flow Ratios
Operating Cash Flow Per Share
0.40 0.44 0.25 4.14 2.65
Free Cash Flow Per Share
0.38 0.37 0.19 3.85 2.57
CapEx Per Share
0.02 0.07 0.06 0.29 0.08
Free Cash Flow to Operating Cash Flow
0.96 0.83 0.75 0.93 0.97
Dividend Paid and CapEx Coverage Ratio
7.48 3.58 1.03 7.05 9.17
Capital Expenditure Coverage Ratio
23.22 5.95 4.03 14.27 34.71
Operating Cash Flow Coverage Ratio
0.11 0.09 0.02 0.31 0.16
Operating Cash Flow to Sales Ratio
0.06 0.06 0.03 0.40 0.32
Free Cash Flow Yield
2.79%3.11%1.94%28.30%18.65%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
16.61 47.04 -10.36 24.12 8.14
Price-to-Sales (P/S) Ratio
1.93 1.55 1.22 1.32 1.69
Price-to-Book (P/B) Ratio
1.14 0.92 0.58 0.65 0.92
Price-to-Free Cash Flow (P/FCF) Ratio
35.69 32.12 51.55 3.53 5.36
Price-to-Operating Cash Flow Ratio
37.31 26.72 38.75 3.29 5.21
Price-to-Earnings Growth (PEG) Ratio
7.23 -0.37 0.04 -0.36 0.04
Price-to-Fair Value
1.14 0.92 0.58 0.65 0.92
Enterprise Value Multiple
13.48 -0.03 -19.46 25.39 15.32
Enterprise Value
123.82M -84.96K 63.69M 47.65M 74.10M
EV to EBITDA
13.54 -0.03 -19.46 25.39 15.32
EV to Sales
2.41 >-0.01 2.21 1.96 3.34
EV to Free Cash Flow
44.57 -0.03 93.11 5.25 10.62
EV to Operating Cash Flow
42.65 -0.03 69.98 4.88 10.31
Tangible Book Value Per Share
12.20 11.74 16.62 20.88 15.00
Shareholders’ Equity Per Share
13.08 12.87 16.62 20.88 15.00
Tax and Other Ratios
Effective Tax Rate
0.23 -1.75 0.12 0.04 0.22
Revenue Per Share
7.05 7.64 7.90 10.32 8.17
Net Income Per Share
0.90 0.25 -0.93 0.56 1.69
Tax Burden
0.77 2.75 0.88 0.96 0.78
Interest Burden
1.00 1.00 1.00 1.00 1.39
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.22 0.26 0.22 0.39 0.44
Stock-Based Compensation to Revenue
0.01 0.02 <0.01 0.01 0.02
Income Quality
0.46 1.76 -0.27 7.34 2.11
Currency in USD