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Banco Bradesco (BBD)
NYSE:BBD
US Market

Banco Bradesco SA (BBD) Ratios

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Banco Bradesco SA Ratios

BBD's free cash flow for Q4 2025 was R$0.45. For the 2025 fiscal year, BBD's free cash flow was decreased by R$ and operating cash flow was R$-0.18. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.46 0.58 0.35 4.70 3.62
Quick Ratio
0.46 0.58 0.35 4.70 3.62
Cash Ratio
0.00 0.31 0.18 19.44 3.62
Solvency Ratio
0.01 0.01 0.01 0.01 0.02
Operating Cash Flow Ratio
0.07 -0.71 -0.10 -0.02 5.30
Short-Term Operating Cash Flow Coverage
0.11 -0.71 -0.32 >-0.01 0.19
Net Current Asset Value
R$ -1.84TR$ -1.90TR$ -1.57TR$ -1.72TR$ -1.60T
Leverage Ratios
Debt-to-Assets Ratio
0.34 0.15 0.33 0.19 0.19
Debt-to-Equity Ratio
4.45 2.02 4.09 2.16 2.12
Debt-to-Capital Ratio
0.82 0.67 0.80 0.68 0.68
Long-Term Debt-to-Capital Ratio
0.66 0.67 0.71 0.68 0.68
Financial Leverage Ratio
13.06 13.06 12.29 11.59 11.23
Debt Service Coverage Ratio
0.04 >-0.01 0.06 0.05 0.08
Interest Coverage Ratio
0.10 -0.02 0.12 0.07 0.19
Debt to Market Cap
3.70 4.15 5.46 3.55 3.50
Interest Debt Per Share
93.38 52.10 78.56 48.47 44.08
Net Debt to EBITDA
31.19 -62.94 22.05 11.22 10.25
Profitability Margins
Gross Profit Margin
30.69%34.61%31.53%26.76%34.43%
EBIT Margin
6.25%-1.74%6.77%4.01%10.27%
EBITDA Margin
7.87%-1.04%9.47%6.57%12.64%
Operating Profit Margin
6.25%-1.12%6.77%4.01%10.27%
Pretax Profit Margin
6.25%5.40%6.77%4.01%10.27%
Net Profit Margin
7.32%6.78%6.91%5.60%8.86%
Continuous Operations Profit Margin
7.14%6.23%7.03%5.69%8.95%
Net Income Per EBT
117.20%125.51%102.09%139.60%86.20%
EBT Per EBIT
100.00%-482.15%100.00%100.00%100.00%
Return on Assets (ROA)
1.02%1.00%0.83%0.74%1.18%
Return on Equity (ROE)
13.55%13.01%10.24%8.57%13.30%
Return on Capital Employed (ROCE)
1.22%-0.20%1.49%0.53%1.38%
Return on Invested Capital (ROIC)
27.98%-0.16%1.20%0.47%1.07%
Return on Tangible Assets
1.03%1.01%0.84%0.75%1.20%
Earnings Yield
11.01%12.03%13.73%8.07%13.09%
Efficiency Ratios
Receivables Turnover
0.00 0.00 7.52 9.95 9.32
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
34.38 36.39 24.42 22.91 20.02
Asset Turnover
0.14 0.15 0.12 0.13 0.13
Working Capital Turnover Ratio
-0.61 -0.86 -0.87 9.55 12.32
Cash Conversion Cycle
0.00 0.00 48.52 36.67 39.17
Days of Sales Outstanding
0.00 0.00 48.52 36.67 39.17
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 48.52 36.67 39.17
Cash Flow Ratios
Operating Cash Flow Per Share
4.71 -29.38 -8.60 -0.02 3.92
Free Cash Flow Per Share
3.87 -29.86 -8.82 -0.88 3.04
CapEx Per Share
0.84 0.47 0.22 0.86 0.88
Free Cash Flow to Operating Cash Flow
0.82 1.02 1.03 52.46 0.77
Dividend Paid and CapEx Coverage Ratio
2.40 -18.44 -10.33 >-0.01 3.20
Capital Expenditure Coverage Ratio
5.60 -61.88 -39.77 -0.02 4.44
Operating Cash Flow Coverage Ratio
0.06 -0.86 -0.13 >-0.01 0.12
Operating Cash Flow to Sales Ratio
0.15 -0.91 -0.37 >-0.01 0.17
Free Cash Flow Yield
19.03%-163.71%-74.50%-5.28%19.95%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
9.03 8.31 7.28 12.39 7.64
Price-to-Sales (P/S) Ratio
0.66 0.56 0.50 0.69 0.68
Price-to-Book (P/B) Ratio
1.20 1.08 0.75 1.06 1.02
Price-to-Free Cash Flow (P/FCF) Ratio
5.22 -0.61 -1.34 -18.95 5.01
Price-to-Operating Cash Flow Ratio
4.29 -0.62 -1.38 -994.30 3.88
Price-to-Earnings Growth (PEG) Ratio
0.82 0.24 0.34 -0.38 7.53
Price-to-Fair Value
1.20 1.08 0.75 1.06 1.02
Enterprise Value Multiple
39.58 -117.16 27.37 21.77 15.61
Enterprise Value
1.01T 416.85B 646.84B 364.26B 472.62B
EV to EBITDA
39.63 -117.16 27.37 21.77 15.61
EV to Sales
3.12 1.22 2.59 1.43 1.97
EV to Free Cash Flow
24.66 -1.32 -6.91 -39.09 14.61
EV to Operating Cash Flow
20.26 -1.34 -7.08 -2.05K 11.32
Tangible Book Value Per Share
14.49 14.49 13.68 13.61 13.25
Shareholders’ Equity Per Share
16.87 16.87 15.87 15.63 14.97
Tax and Other Ratios
Effective Tax Rate
-0.14 -0.15 -0.04 -0.42 0.13
Revenue Per Share
30.58 32.36 23.52 23.93 22.49
Net Income Per Share
2.24 2.19 1.63 1.34 1.99
Tax Burden
1.17 1.26 1.02 1.40 0.86
Interest Burden
1.00 -3.11 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.11 0.05 0.15 0.14 0.15
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
2.29 -13.13 -5.29 -0.02 1.73
Currency in BRL