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Banco Bradesco Sa (BBD)
NYSE:BBD
US Market
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Banco Bradesco SA (BBD) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Oct 29, 2025
Before Open (Confirmed)
Period Ending
2025 (Q3)
Consensus EPS Forecast
0.11
Last Year’s EPS
0.08
Same Quarter Last Year
Moderate Buy
Based on 0 Analysts Ratings

Earnings Call Summary

Q2 2025
Earnings Call Date:Jul 30, 2025|
% Change Since: 4.33%|
Earnings Call Sentiment|Positive
The earnings call highlighted significant growth in recurring net income, strong revenue and loan portfolio growth, and successful technological implementations. However, challenges such as economic slowdown impacts and issues with private payroll loans indicate areas of concern. Overall, the sentiment remains positive given the strong financial performance and strategic advancements.
Company Guidance -
Q3 2025
In the earnings call, Bradesco reported a recurring net income of BRL 6.1 billion for the second quarter of 2025, marking a significant 28.6% year-over-year growth and achieving a Return on Average Equity (ROAE) of 14.6%, an increase of 3.2 percentage points from the previous year. The total revenue for the quarter reached BRL 34 billion, up 15.1% year-over-year and 5.2% quarter-on-quarter. Net interest income (NII) net of provisions stood at BRL 9.9 billion, with a 19.4% year-over-year increase. The bank's expanded loan book grew to BRL 1.018 trillion, reflecting a 1.3% increase quarter-on-quarter and 11.3% year-on-year. Fee and commission income demonstrated robust growth, surging by 10.6% year-on-year and 5.5% quarter-on-quarter. The Insurance group also performed well, with a 6.5% quarter-on-quarter and 21.7% year-on-year increase. Operating expenses remained controlled, growing at 5.8% year-over-year, while the bank's capital position remained solid with a Tier 1 capital ratio of 13%. Bradesco's strategic focus on leveraging generative AI for improved productivity and efficiency was highlighted as a key driver of these results.
Significant Growth in Recurring Net Income
Bradesco achieved a recurring net income of BRL 6.1 billion, marking a significant 28.6% growth year-over-year with an ROAE of 14.6%, an increase of 3.2 percentage points year-on-year.
Strong Revenue Growth
Total revenue reached BRL 34 billion, up 15.1% year-on-year and 5.2% quarter-on-quarter. Notably, fee and commission income grew over 10% year-on-year and 5% quarter-on-quarter.
Insurance Segment Performance
The Insurance segment saw growth of 6.5% quarter-on-quarter and 21.7% year-on-year, contributing positively to overall performance.
Loan Portfolio Expansion
The loan portfolio reached BRL 1.018 trillion, growing 1.3% quarter-on-quarter and 11.3% year-on-year, with notable growth in micro and SMEs at 25.2%.
Technological Advancements
Bradesco implemented Gen AI, improving productivity and operational efficiency by 94%, with increased delivery capacity and technological advancements.
Improved Efficiency
Operating expenses grew by only 5.8% year-over-year, close to inflation, despite significant investments in transformation and technology.

Banco Bradesco SA (BBD) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

BBD Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Oct 29, 2025
2025 (Q3)
0.11 / -
0.082
Jul 30, 2025
2025 (Q2)
0.10 / 0.11
0.07837.18% (+0.03)
May 08, 2025
2025 (Q1)
0.09 / 0.10
0.07824.36% (+0.02)
Feb 07, 2025
2024 (Q4)
0.09 / 0.09
0.0646.67% (+0.03)
Oct 31, 2024
2024 (Q3)
0.09 / 0.08
0.087-5.75% (>-0.01)
Aug 05, 2024
2024 (Q2)
0.07 / 0.08
0.0745.41% (<+0.01)
May 02, 2024
2024 (Q1)
0.07 / 0.08
0.082-4.88% (>-0.01)
Feb 07, 2024
2023 (Q4)
0.09 / 0.06
0.029106.90% (+0.03)
Nov 09, 2023
2023 (Q3)
0.09 / 0.09
0.095-8.42% (>-0.01)
Aug 03, 2023
2023 (Q2)
0.09 / 0.07
0.126-41.27% (-0.05)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

BBD Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Jul 30, 2025
$2.77$2.770.00%
May 08, 2025
$2.24$2.66+18.75%
Feb 07, 2025
$2.17$2.06-5.07%
Oct 31, 2024
$2.44$2.34-4.10%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Banco Bradesco Sa (BBD) report earnings?
Banco Bradesco Sa (BBD) is schdueled to report earning on Oct 29, 2025, Before Open (Confirmed).
    What is Banco Bradesco Sa (BBD) earnings time?
    Banco Bradesco Sa (BBD) earnings time is at Oct 29, 2025, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is BBD EPS forecast?
          BBD EPS forecast for the fiscal quarter 2025 (Q3) is 0.11.
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