360 Capital REIT (TOT) AI Stock Analysis

• Market Cap: AU$89.83M
• Dividend Yield: 7.41%
• Average Volume (3M): 87.69K
• Price to Earnings (P/E): 68.0
• Beta (1Y): -0.03
• Revenue Growth: -4.87%
• EPS Growth: N/A
• Country: AU
• Employees: N/A
• Sector: Real Estate
• Sector Strength: 53
• Industry: REIT - Diversified
• EPS (TTM): >-0.01
• Shares Outstanding: 216,452,440
• 10 Day Avg. Volume: 95,859
• 30 Day Avg. Volume: 87,690
• PEG Ratio: -0.63
• Price to Book (P/B): 0.69
• Price to Sales (P/S): 5.93
• P/FCF Ratio: 18.80
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 49 Neutral
• Price Target: AU$0.50 ▲(19.05% Upside)

The overall stock score reflects a mixed financial performance with operational efficiency but challenges in revenue growth and cash flow stability. Technical indicators suggest a bearish trend, and the high P/E ratio indicates potential overvaluation, though the attractive dividend yield provides some offset.

Positive Factors

Operational Efficiency

The company's strong EBIT margin reflects efficient operations, which can lead to sustained profitability and competitive advantage in the real estate sector.

Balance Sheet Health

A stable balance sheet with moderate leverage ensures financial flexibility, allowing the company to manage debt effectively and invest in growth opportunities.

Cash Generation Ability

Strong free cash flow relative to net income indicates robust cash generation, providing the company with the resources to reinvest in its portfolio and support dividend payouts.

Negative Factors

Inconsistent Revenue Growth

Inconsistent revenue growth can hinder the company's ability to expand its portfolio and maintain investor confidence, impacting long-term financial stability.

Volatile Operating Cash Flow

Volatile operating cash flow suggests potential management issues and can affect the company's ability to fund operations and growth initiatives reliably.

Low Return on Equity

Low return on equity indicates that the company may not be using its equity base effectively to generate profits, which could limit shareholder value creation over time.

360 Capital REIT Business Overview & Revenue Model

Company Description

360 Capital REIT invests across the entire real estate capital stack to take advantage of varying market conditions in order to maximize risk adjusted returns for unit holders. It was formerly known as 360 Capital Total Return Fund. 360 Capital REIT is based in Sydney, Australia.

How the Company Makes Money

360 Capital REIT generates revenue primarily through rental income derived from its portfolio of properties. The company leases its real estate assets to a variety of tenants, which provides a steady stream of cash flow. Additionally, the REIT may earn income from property management fees and capital gains from the sale of properties when market conditions are favorable. The company may also engage in partnerships with other real estate entities to co-invest in larger projects, enhancing its revenue potential. Overall, the combination of rental income, property management services, and strategic partnerships contributes significantly to 360 Capital REIT's earnings.

360 Capital REIT Financial Statement Overview

Summary

360 Capital REIT exhibits a mixed financial performance. The company shows operational efficiency with a strong EBIT margin, but faces challenges with revenue growth and cash flow stability. The balance sheet is solid with moderate leverage, but profitability as measured by return on equity remains a concern.

Income Statement

The income statement shows a mixed performance. While the company has maintained a positive gross profit margin, the net profit margin has been volatile, with a significant improvement in the latest year. Revenue growth has been inconsistent, with recent declines. The EBIT margin is strong, indicating efficient operations, but the EBITDA margin has been negative in some years, reflecting potential issues with non-operating expenses.

Balance Sheet

The balance sheet is relatively stable with a moderate debt-to-equity ratio, indicating a balanced approach to leverage. Return on equity has been low, but positive in the latest year, suggesting some improvement in profitability. The equity ratio is healthy, showing a strong equity base relative to total assets.

Cash Flow

Cash flow analysis reveals some strengths and weaknesses. Free cash flow has grown recently, but operating cash flow has been inconsistent, with negative figures in some years. The free cash flow to net income ratio is strong, indicating good cash generation relative to profits. However, the operating cash flow to net income ratio has been volatile, suggesting potential cash flow management issues.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	14.56M	14.56M	15.22M	16.41M	11.53M	21.27M
Gross Profit	14.56M	14.56M	15.22M	8.81M	7.30M	8.43M
EBITDA	5.67M	5.67M	-16.86M	-45.23M	46.65M	11.02M
Net Income	1.31M	1.31M	-21.95M	-47.92M	33.73M	9.23M
Balance Sheet
Total Assets	201.53M	201.53M	207.38M	232.90M	201.77M	168.28M
Cash, Cash Equivalents and Short-Term Investments	451.00K	451.00K	5.66M	7.34M	177.56M	21.72M
Total Debt	71.80M	71.80M	73.38M	83.41M	0.00	0.00
Total Liabilities	76.41M	76.41M	78.65M	101.45M	16.66M	11.20M
Stockholders Equity	125.13M	125.13M	128.73M	131.45M	185.11M	157.08M
Cash Flow
Free Cash Flow	4.59M	4.59M	-7.55M	6.23M	6.63M	13.05M
Operating Cash Flow	4.59M	4.59M	-7.55M	6.23M	6.63M	13.05M
Investing Cash Flow	-3.00K	-3.00K	-1.65M	-92.11M	-5.75M	-65.66M
Financing Cash Flow	-6.48M	-6.48M	8.45M	78.12M	-5.65M	-10.26M

360 Capital REIT Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 0.42
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:TOT, the sentiment is Positive. The current price of 0.42 is above the 20-day moving average (MA) of 0.41, above the 50-day MA of 0.41, and above the 200-day MA of 0.39, indicating a bullish trend. The MACD of <0.01 indicates Negative momentum. The RSI at 61.56 is Neutral, neither overbought nor oversold. The STOCH value of 100.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:TOT.

360 Capital REIT Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
APW	83 Outperform	AU$144.24M	2.64	27.48%	―	-52.10%	119.21%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
ABG	57 Neutral	AU$1.07B	39.87	1.70%	7.11%	4.69%	―
WOT	56 Neutral	AU$92.20M	-19.72	-2.01%	4.02%	-5.21%	-14350.00%
GOZ	53 Neutral	AU$1.89B	-15.25	-5.04%	8.12%	-0.33%	58.26%
CLW	52 Neutral	AU$2.90B	24.58	3.57%	6.14%	-9.63%	―
TOT	49 Neutral	AU$89.83M	68.03	1.03%	7.41%	-4.87%	―

360 Capital REIT Corporate Events

360 Capital REIT Director Increases Stake

360 Capital REIT announced a change in the director’s interest, with Tony Robert Pitt acquiring additional securities through TT Investments Pty Limited. This acquisition, conducted via on-market trade, increases the total securities held by TT Investments and reflects strategic positioning within the company, potentially impacting its market standing and investor relations.

360 Capital REIT Director Increases Stake

360 Capital REIT has announced a change in the director’s interest, with Tony Robert Pitt acquiring an additional 680,335 fully paid ordinary securities through an on-market trade. This acquisition increases his total holdings to 101,469,200 securities, reflecting a strategic move to strengthen his position within the company, potentially impacting the company’s market perception and stakeholder confidence.

360 Capital REIT Director Increases Stake

360 Capital REIT announced a change in the director’s interest, with Tony Robert Pitt acquiring additional securities through TT Investments Pty Limited. This acquisition, conducted via on-market trade, increases the total number of securities held by Pitt, potentially strengthening his influence within the company and signaling confidence in the company’s future prospects.

360 Capital Group’s Executive Chairman Announces Retirement

360 Capital Group announced the retirement of its Founder and Executive Chairman, Tony Pitt, following the conclusion of TT Investment’s takeover offer. Pitt, who has been with the company for 12 years, will transition to a non-executive role if the company remains listed on the ASX, focusing on private equity real estate investing outside the Group. This leadership change is expected to bring a shift in operational focus and may impact the company’s strategic direction, while Pitt remains a significant securityholder.

360 Capital REIT Announces New Equity Investment and Upgraded FY26 Earnings Forecast

360 Capital REIT has completed a $10 million structured preference equity investment in partnership with the newly established 360 Capital Private Equity Fund 1. This investment will support the acquisition of a block of new apartments near Sydney, with plans to sell them over the next two years to maximize returns. The fund’s FY26 earnings forecast has been upgraded to 3.3 cents per security, reflecting a 10% increase from previous forecasts, despite ongoing vacancy challenges in its portfolio.

360 Capital REIT Updates Quarterly Distribution Announcement

360 Capital REIT has announced an update regarding its quarterly distribution, specifying that the distribution will be paid from the 360 Capital Passive REIT, with no distribution from the 360 Capital Active REIT. This update reflects the company’s ongoing financial management and distribution strategy, which may impact stakeholders’ expectations and the company’s market positioning.

360 Capital REIT Announces Quarterly Distribution

360 Capital REIT has announced a quarterly distribution of AUD 0.0075 per stapled security, payable on October 24, 2025. This distribution comes solely from the 360 Capital Passive REIT, with no contributions from the Active REIT, reflecting the company’s ongoing commitment to delivering returns to its stakeholders.

360 Capital REIT Eyes $10 Million Sydney Investment

360 Capital REIT has announced its involvement in due diligence for a $10 million structured equity investment in a newly completed apartment complex in Sydney. The transaction, if completed, is expected to enhance TOT’s earnings without necessitating a capital raise, and the group plans to involve third-party wholesale investors in the investment.

360 Capital Group Receives Takeover Offer from TT Investments

360 Capital Group has received an off-market takeover offer from TT Investments, associated with the Group’s Executive Chairman, Tony Pitt. The offer is not expected to impact the operations of 360 Capital REIT, as there are no intentions to change the management or investment strategy, ensuring stability for stakeholders.