NIB Holdings Ltd (AU:NHF)
ASX:NHF
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NHF Stock Chart & Stats
AU$6.63
-AU$0.07(-1.25%)
At close: 4:00 PM EST
AU$6.63
-AU$0.07(-1.25%)
Day’s Range― - ―
52-Week RangeAU$5.79 - AU$8.26
Previous CloseN/A
Volume964.60K
Average Volume (3M)633.85K
Market Cap
AU$3.41B
Enterprise ValueAU$3.39B
Total Cash (Recent Filing)AU$172.80M
Total Debt (Recent Filing)AU$303.30M
Price to Earnings (P/E)17.2
Beta0.44
Next Earnings
Aug 24, 2026EPS Estimate
0.19Next Dividend Ex-DateN/A
Dividend Yield4.17%
Share Statistics
EPS (TTM)0.41
Shares Outstanding488,912,780
10 Day Avg. Volume480,373
30 Day Avg. Volume633,845
Financial Highlights & Ratios
PEG Ratio2.18
Price to Book (P/B)3.10
Price to Sales (P/S)0.96
P/FCF Ratio30.70
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$7.34Price Target Upside10.71% Upside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)0.41
Revenue Forecast (FY)AU$3.70B
Bulls Say, Bears Say
Bulls Say
Strong Revenue GrowthSustained 51.5% revenue growth indicates durable demand expansion and successful distribution or product strategies. Larger scale can improve negotiating leverage with providers, spread fixed costs, and create a higher baseline for future underwriting and service revenue, supporting long-term margins.
Prudent Leverage & High ROELow leverage (D/E 0.28) combined with ~18% ROE shows conservative capital structure and efficient use of equity. This balance provides resilience to underwriting cycles, capacity for targeted investments or M&A, and preserves financial flexibility over multi-quarter horizons without over-reliance on debt markets.
Healthy Operational MarginsStrong gross and operating margins reflect effective cost control and profitable core underwriting and service operations. Durable operational efficiency supports cash generation and allows management room to adjust pricing or benefits design while maintaining profitability amid normal claims variability.
Bears Say
Declining Free Cash FlowA 30.3% drop in free cash flow growth reduces internal funding for capital, dividends, and strategic initiatives. Persistently weaker FCF can constrain balance sheet flexibility, increase reliance on external financing for growth or buybacks, and limit cushions against underwriting or investment shocks.
Modest Net Profit MarginA 5.6% net margin leaves limited buffer for claims inflation, regulatory cost pressures, or investment mark-to-market swings. Over time this compresses retained earnings growth and reduces capacity to absorb adverse underwriting cycles without raising premiums or cutting costs, challenging long-term earnings resilience.
Underwriting/Claims SensitivityBusiness economics hinge on underwriting margins and claims experience. Structural trends like rising healthcare costs or adverse risk selection can materially pressure profitability. Reliance on pricing and claims management creates persistent exposure to cost inflation and regulatory limits on premium adjustments.
NIB Holdings Ltd News
NHF FAQ
What was NIB Holdings Ltd’s price range in the past 12 months?
NIB Holdings Ltd lowest share price was AU$5.79 and its highest was AU$8.26 in the past 12 months.
What is NIB Holdings Ltd’s market cap?
NIB Holdings Ltd’s market cap is AU$3.41B.
When is NIB Holdings Ltd’s upcoming earnings report date?
NIB Holdings Ltd’s upcoming earnings report date is Aug 24, 2026 which is in 72 days.
How were NIB Holdings Ltd’s earnings last quarter?
NIB Holdings Ltd released its earnings results on Feb 22, 2026. The company reported AU$0.17 earnings per share for the quarter, missing the consensus estimate of AU$0.208 by -AU$0.038.
Is NIB Holdings Ltd overvalued?
According to Wall Street analysts NIB Holdings Ltd’s price is currently Undervalued.
Does NIB Holdings Ltd pay dividends?
NIB Holdings Ltd pays a Semiannually dividend of AU$0.13 which represents an annual dividend yield of 4.17%. See more information on NIB Holdings Ltd dividends here
What is NIB Holdings Ltd’s EPS estimate?
NIB Holdings Ltd’s EPS estimate is 0.19.
How many shares outstanding does NIB Holdings Ltd have?
NIB Holdings Ltd has 488,912,780 shares outstanding.
What happened to NIB Holdings Ltd’s price movement after its last earnings report?
NIB Holdings Ltd reported an EPS of AU$0.17 in its last earnings report, missing expectations of AU$0.208. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of NIB Holdings Ltd?
Currently, no hedge funds are holding shares in AU:NHF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
NIB Holdings Ltd Stock Smart Score
Outperform
1
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4
5
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7
8
9
10
Analyst Consensus
Hold
Average Price Target:
AU$7.34 (10.71% Upside)
AU$7.34 (10.71% Upside)
Insider Transactions
Bought Shares
Worth AU$32.8K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
―
20 days / 200 days
Momentum
8.29%
12-Months-Change
Fundamentals
Return on Equity
18.07%
Trailing 12-Months
Asset Growth
-4.44%
Trailing 12-Months
Company Description
NIB Holdings Ltd
Nib Holdings Limited, through its various subsidiaries, underwrites and distributes private health insurance to a broad clientele, encompassing local residents, international students, and visitors in both Australia and New Zealand. Its business is conducted through distinct divisions: Australian Residents Health Insurance, New Zealand Insurance, International (Inbound) Health Insurance, and nib Travel. The firm's product offerings include various health insurance plans—catering to individuals, couples, single parents, and families—alongside travel insurance. Established in 1952, the company maintains its principal office in Newcastle, Australia.
NHF Stock 12 Month Forecast
Average Price Target
AU$7.34
▲(10.71% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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