NIB Holdings Ltd (NHF) Price & Analysis

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NHF Stock Chart & Stats

AU$6.14

-AU$0.07(-1.25%)

At close: Jan 09 4:00 PM EST

AU$6.14

-AU$0.07(-1.25%)

Day’s Range― - ―

52-Week RangeAU$5.79 - AU$8.26

Previous CloseN/A

Volume964.60K

Average Volume (3M)633.85K

Market Cap

€2.99B

Enterprise ValueAU$3.13B

Total Cash (Recent Filing)€172.80M

Total Debt (Recent Filing)€303.30M

Price to Earnings (P/E)10.1

Beta0.47

Next Earnings

Aug 17, 2026

EPS Estimate

0.21

Next Dividend Ex-DateN/A

Dividend Yield4.17%

Share Statistics

EPS (TTM)0.17

Shares Outstanding487,953,520

10 Day Avg. Volume480,373

30 Day Avg. Volume633,845

Financial Highlights & Ratios

PEG Ratio2.18

Price to Book (P/B)3.10

Price to Sales (P/S)0.96

P/FCF Ratio30.70

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price Target

€7.30

Price Target Upside18.88% Upside

Rating ConsensusModerate Buy

Number of Analyst Covering7

EPS Forecast (FY)0.42

Revenue Forecast (FY)€3.72B

Bulls Say, Bears Say

Bulls Say

Strong Revenue GrowthA 51.5% revenue increase demonstrates durable expansion of the insurance book and/or successful business development. Recurring premium revenue scales with membership and retention, broadening the underwriting base and supporting sustainable earnings and long-term capacity to invest in distribution.

Prudent Balance Sheet And High ROELow leverage (D/E 0.28) alongside a strong 17.98% ROE indicates conservative capital management and efficient use of equity. This enhances resilience to underwriting volatility, supports regulatory capital needs, and provides financial flexibility for strategic investments or dividends over the medium term.

Diversified Insurance And Services RevenueRevenue comes from premiums, investment income on insurance float, travel insurance and health services, reducing dependence on any single stream. Structural diversification smooths earnings across cycles, enables cross-sell, and supports steady cash flows and margin resilience over multiple quarters.

Bears Say

Declining Free Cash Flow GrowthA 30.3% drop in free cash flow growth signals weakening cash generation that can constrain reinvestment, dividends, or capital buffers for claims. If this trend persists, it reduces strategic flexibility and may force tougher choices on capital allocation or require earnings improvement to restore cash strength.

Modest Net Profit MarginA 5.6% net margin is limited for a specialty insurer, leaving less room to absorb adverse claims or operating cost inflation. Sustained modest margins will require continued underwriting discipline, improved expense efficiency, or stronger investment returns to maintain shareholder returns and solvency buffers.

Earnings Sensitivity To Claims And MarketsProfitability depends on underwriting margins and investment returns, making earnings structurally sensitive to claims inflation, medical cost trends, and market volatility. Such exposures can produce multi-quarter earnings variability and require robust risk management to preserve margins and capital.

NIB Holdings Ltd News

NIB lifts profit and tightens costs as digital strategy boosts first-half performance

NIB Holdings Ltd ( ($AU:NHF) ) just unveiled an announcement. NIB Holdings reported a robust first-half 2026 result,...

21d ago

NIB Holdings Declares AUD 0.13 Half-Year Dividend

The latest announcement is out from NIB Holdings Ltd ( ($AU:NHF) ). NIB Holdings Ltd has declared an...

21d ago

nib Grants Long-Term Incentive Performance Rights to Director Edward Close

The latest announcement is out from NIB Holdings Ltd ( ($AU:NHF) ). nib holdings limited has notified the...

2M ago

NIB Issues 577,819 Unquoted Performance Rights Under Employee Incentive Scheme

NIB Holdings Ltd ( ($AU:NHF) ) has provided an announcement. NIB Holdings Limited has issued 577,819 unquoted performance...

2M ago

nib to Release 2026 Half-Year Results and Host Investor Webcast

An update from NIB Holdings Ltd ( ($AU:NHF) ) is now available. nib holdings limited has announced it...

2M ago

nib flags $21.5m in one-off 1H26 charges but says underlying profit on track

NIB Holdings Ltd ( ($AU:NHF) ) has issued an update. nib holdings limited has warned that its first...

3M ago

NIB Holdings Ltd Releases 2025 Tax Transparency Report

An update from NIB Holdings Ltd ( ($AU:NHF) ) is now available. NIB Holdings Ltd has released its...

3M ago

NIB Holdings Ltd Appoints New Director with No Initial Securities Interest

The latest update is out from NIB Holdings Ltd ( ($AU:NHF) ). NIB Holdings Ltd has announced the...

3M ago

NIB Holdings Ltd Appoints Hisham El-Ansary as Non-Executive Director

NIB Holdings Ltd ( ($AU:NHF) ) has issued an announcement. NIB Holdings Ltd has appointed Hisham El-Ansary as...

3M ago

Leadership Change at NIB Holdings Ltd as Roslyn Toms Steps Down

NIB Holdings Ltd ( ($AU:NHF) ) has shared an update. NIB Holdings Ltd announced that Roslyn Toms has...

3M ago

NHF FAQ

What was NIB Holdings Ltd’s price range in the past 12 months?

NIB Holdings Ltd lowest share price was AU$5.79 and its highest was AU$8.26 in the past 12 months.

What is NIB Holdings Ltd’s market cap?

NIB Holdings Ltd’s market cap is €2.99B.

When is NIB Holdings Ltd’s upcoming earnings report date?

NIB Holdings Ltd’s upcoming earnings report date is Aug 17, 2026 which is in 155 days.

How were NIB Holdings Ltd’s earnings last quarter?

NIB Holdings Ltd released its earnings results on Feb 22, 2026. The company reported AU$0.17 earnings per share for the quarter, missing the consensus estimate of AU$0.208 by -AU$0.038.

Is NIB Holdings Ltd overvalued?

According to Wall Street analysts NIB Holdings Ltd’s price is currently Undervalued. Get more investment ideas with TipRanks Premium

Does NIB Holdings Ltd pay dividends?

NIB Holdings Ltd pays a Semiannually dividend of AU$0.16 which represents an annual dividend yield of 4.17%. See more information on NIB Holdings Ltd dividends here

What is NIB Holdings Ltd’s EPS estimate?

NIB Holdings Ltd’s EPS estimate is 0.21.

How many shares outstanding does NIB Holdings Ltd have?

NIB Holdings Ltd has 487,953,520 shares outstanding.

What happened to NIB Holdings Ltd’s price movement after its last earnings report?

NIB Holdings Ltd reported an EPS of AU$0.17 in its last earnings report, missing expectations of AU$0.208. Following the earnings report the stock price went same N/A.

Which hedge fund is a major shareholder of NIB Holdings Ltd?

Currently, no hedge funds are holding shares in AU:NHF

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

NIB Holdings Ltd Stock Smart Score

Neutral

Fundamentals

Return on Equity

18.07%

Trailing 12-Months

Asset Growth

-4.44%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

NIB Holdings Ltd

nib holdings limited, together with its subsidiaries, underwrites and distributes private health insurance to residents, international students, and visitors in Australia and New Zealand. The company operates through Australian Residents Health Insurance, New Zealand Insurance, International (Inbound) Health Insurance, and nib Travel segments. It offers health insurance products, including singles, couples, single parent, and family health insurance; and travel insurance products. nib holdings limited was founded in 1952 and is headquartered in Newcastle, Australia.

NIB Holdings Ltd (NHF) Earnings & Revenues

Historic Earnings Reports

NHF Stock 12 Month Forecast

Average Price Target

AU$7.30

▲(18.88% Upside)

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Detailed Analyst Forecast >