NIB Holdings Ltd (AU:NHF)
ASX:NHF
Want to see AU:NHF full AI Analyst Report?
NHF Stock Chart & Stats
AU$6.63
-AU$0.07(-1.25%)
At close: 4:00 PM EST
AU$6.63
-AU$0.07(-1.25%)
Day’s Range― - ―
52-Week RangeAU$5.79 - AU$8.26
Previous CloseN/A
Volume964.60K
Average Volume (3M)633.85K
Market Cap
AU$3.17B
Enterprise ValueAU$3.30B
Total Cash (Recent Filing)AU$172.80M
Total Debt (Recent Filing)AU$303.30M
Price to Earnings (P/E)10.1
Beta0.46
Next Earnings
Aug 17, 2026EPS Estimate
0.2Next Dividend Ex-DateN/A
Dividend Yield4.17%
Share Statistics
EPS (TTM)0.17
Shares Outstanding488,912,780
10 Day Avg. Volume480,373
30 Day Avg. Volume633,845
Financial Highlights & Ratios
PEG Ratio2.18
Price to Book (P/B)3.10
Price to Sales (P/S)0.96
P/FCF Ratio30.70
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$7.36Price Target Upside10.99% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)0.42
Revenue Forecast (FY)AU$3.72B
Bulls Say, Bears Say
Bulls Say
Strong Revenue GrowthA 51.5% revenue jump signals durable expansion in premium and service volumes, increasing scale. Sustained top-line growth strengthens negotiating leverage with providers, spreads fixed costs, and supports long-term reinvestment in distribution and member services, enhancing competitive position.
Prudent Balance Sheet & High ROELow leverage and a 17.98% ROE provide financial flexibility and attractive returns on capital. Prudent gearing reduces solvency risk from claim volatility, supports disciplined capital allocation and M&A optionality, and underpins resilient funding for investments and member liabilities over time.
Healthy Operating MarginsSustained strong gross and operating margins indicate efficient underwriting and cost control across insurance and health-services lines. Margin durability supports cash generation, funds investments in member engagement and networks, and provides a structural buffer against cost pressures.
Bears Say
Declining Free Cash Flow GrowthA 30.3% decline in free cash flow growth constrains the firm's ability to self-fund growth, dividends or bolt-on acquisitions. Even with decent cash conversion metrics, weaker FCF growth raises reliance on underwriting profits and external financing, reducing capital allocation flexibility over months.
Modest Net Profit MarginA 5.6% net margin limits the cushion against adverse claim experience or cost inflation. With modest bottom-line profitability, the company has less headroom to absorb underwriting surprises or to accelerate investments without pressuring returns, necessitating persistent cost and pricing discipline.
Underwriting & Claims SensitivityCore earnings depend on underwriting margins and claims patterns, exposing the business to structural healthcare cost inflation and provider pricing. If claims escalate faster than premium adjustability, sustained margin pressure can erode profitability and cash generation over the medium term.
NIB Holdings Ltd News
NHF FAQ
What was NIB Holdings Ltd’s price range in the past 12 months?
NIB Holdings Ltd lowest share price was AU$5.79 and its highest was AU$8.26 in the past 12 months.
What is NIB Holdings Ltd’s market cap?
NIB Holdings Ltd’s market cap is AU$3.17B.
When is NIB Holdings Ltd’s upcoming earnings report date?
NIB Holdings Ltd’s upcoming earnings report date is Aug 17, 2026 which is in 111 days.
How were NIB Holdings Ltd’s earnings last quarter?
NIB Holdings Ltd released its earnings results on Feb 22, 2026. The company reported AU$0.17 earnings per share for the quarter, missing the consensus estimate of AU$0.208 by -AU$0.038.
Is NIB Holdings Ltd overvalued?
According to Wall Street analysts NIB Holdings Ltd’s price is currently Undervalued.
Does NIB Holdings Ltd pay dividends?
NIB Holdings Ltd pays a Semiannually dividend of AU$0.16 which represents an annual dividend yield of 4.17%. See more information on NIB Holdings Ltd dividends here
What is NIB Holdings Ltd’s EPS estimate?
NIB Holdings Ltd’s EPS estimate is 0.2.
How many shares outstanding does NIB Holdings Ltd have?
NIB Holdings Ltd has 488,912,780 shares outstanding.
What happened to NIB Holdings Ltd’s price movement after its last earnings report?
NIB Holdings Ltd reported an EPS of AU$0.17 in its last earnings report, missing expectations of AU$0.208. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of NIB Holdings Ltd?
Currently, no hedge funds are holding shares in AU:NHF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
NIB Holdings Ltd Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
―
20 days / 200 days
Momentum
8.29%
12-Months-Change
Fundamentals
Return on Equity
18.07%
Trailing 12-Months
Asset Growth
-4.44%
Trailing 12-Months
Company Description
NIB Holdings Ltd
nib holdings limited, together with its subsidiaries, underwrites and distributes private health insurance to residents, international students, and visitors in Australia and New Zealand. The company operates through Australian Residents Health Insurance, New Zealand Insurance, International (Inbound) Health Insurance, and nib Travel segments. It offers health insurance products, including singles, couples, single parent, and family health insurance; and travel insurance products. nib holdings limited was founded in 1952 and is headquartered in Newcastle, Australia.
NHF Stock 12 Month Forecast
Average Price Target
AU$7.36
▲(10.99% Upside)
Technical Analysis
Insurance Australia Group Limited
―
Medibank Private
―
QBE Insurance Group Limited
―
Suncorp Group
―
NobleOak Life Ltd
―
Options Prices
Currently, No data available
---