JCurve Solutions Limited (JCS) AI Stock Analysis

• Market Cap: AU$10.24M
• Dividend Yield: N/A
• Average Volume (3M): 113.94K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.60
• Revenue Growth: -28.51%
• EPS Growth: 39.62%
• Country: AU
• Employees: 13
• Sector: Technology
• Sector Strength: 94
• Industry: Software - Application
• EPS (TTM): >-0.01
• Shares Outstanding: 330,343,440
• 10 Day Avg. Volume: 6,916
• 30 Day Avg. Volume: 113,937
• PEG Ratio: -0.22
• Price to Book (P/B): 10.45
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -66.43
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 49 Neutral
• Price Target: AU$0.00 ▼(-100.00%Downside)

JCurve Solutions Limited's overall stock score is driven by significant financial challenges, with declining revenue and profitability being the most impactful factors. The technical analysis provides some hope for potential recovery with mixed signals, while the valuation remains unattractive due to negative earnings. The absence of notable earnings call data or corporate events leaves the financial and technical analysis as the primary drivers of the score.

JCurve Solutions Limited Business Overview & Revenue Model

Company Description

JCurve Solutions Limited (JCS) is an Australian-based technology company that provides cloud-based business management solutions. The company primarily serves small to medium-sized enterprises (SMEs) across various sectors, offering software solutions that include Enterprise Resource Planning (ERP), accounting, and inventory management systems. JCurve Solutions aims to help businesses improve efficiency, reduce operational costs, and gain better insights through its scalable technology platforms.

How the Company Makes Money

JCurve Solutions Limited generates revenue through the sale and subscription of its cloud-based business management software solutions. The company offers its products on a Software as a Service (SaaS) model, where clients pay a recurring subscription fee for access to its ERP and other business management tools. Additional revenue streams include professional services such as implementation, customization, training, and support services. JCurve Solutions also partners with various technology providers and resellers to expand its market reach and enhance its product offerings, which can contribute to its revenue through strategic collaborations and joint marketing initiatives.

JCurve Solutions Limited Financial Statement Overview

Summary

JCurve Solutions Limited faces financial challenges, with declining revenue and profitability, and negative cash flows. While the company maintains a manageable debt level, the lack of profitability and cash flow issues raise concerns about its financial health.

Income Statement

JCurve Solutions Limited experienced a significant decline in revenue from 2023 to 2024, indicating a revenue contraction of approximately -22.3%. Additionally, the company reported a negative EBIT margin and net profit margin, demonstrating challenges in maintaining profitability. The gross profit margin was relatively healthy at 90.6%, but the negative EBITDA margin highlights operational inefficiencies.

Balance Sheet

The company maintains a moderate debt-to-equity ratio of 0.29, which indicates manageable leverage. However, the return on equity has been negative due to net losses, reflecting challenges in generating returns for shareholders. The company has a reasonable equity ratio of 28.2%, suggesting a stable financial structure, but declining total assets may pose future risks.

Cash Flow

JCurve Solutions Limited reported negative operating and free cash flows, indicating cash flow challenges. The free cash flow growth rate was negative, reflecting declining operational efficiency. The operating cash flow to net income ratio was negative due to losses, and the free cash flow to net income ratio was also negative, highlighting cash flow constraints.

Breakdown	Jun 2024	Jun 2023	Jun 2022	Jun 2021	Jun 2020
Income Statement
Total Revenue	12.74M	16.40M	15.27M	10.64M	11.21M
Gross Profit	11.54M	3.96M	2.93M	2.26M	1.91M
EBITDA	-640.62K	1.60M	1.60M	1.24M	611.75K
Net Income	-1.90M	-340.88K	-66.39K	152.25K	-298.80K
Balance Sheet
Total Assets	8.09M	13.90M	16.87M	14.45M	13.95M
Cash, Cash Equivalents and Short-Term Investments	1.60M	4.44M	5.28M	5.32M	4.37M
Total Debt	665.35K	1.01M	1.47M	1.78M	2.00M
Total Liabilities	5.81M	9.17M	11.87M	9.37M	8.99M
Stockholders Equity	2.28M	4.73M	5.00M	5.07M	4.96M
Cash Flow
Free Cash Flow	-1.71M	-266.92K	839.62K	1.75M	252.24K
Operating Cash Flow	-1.25M	-229.03K	965.34K	1.85M	280.58K
Investing Cash Flow	-486.36K	-37.43K	-423.98K	-336.67K	-380.72K
Financing Cash Flow	-952.90K	-561.59K	-525.54K	-552.23K	-512.85K

JCurve Solutions Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.03
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Positive
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:JCS, the sentiment is Negative. The current price of 0.03 is below the 20-day moving average (MA) of 0.04, below the 50-day MA of 0.04, and above the 200-day MA of 0.03, indicating a neutral trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 25.02 is Positive, neither overbought nor oversold. The STOCH value of 57.05 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:JCS.

JCurve Solutions Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	51 Neutral	AU$1.60B	2.48	-31.50%	3.04%	16.21%	-7.40%
JCS	49 Neutral	AU$10.24M	―	-62.80%	―	-28.51%	39.62%
AMX	46 Neutral	AU$19.95M	―	-24.21%	―	-11.35%	-49.13%
HTG	46 Neutral	AU$13.64M	―		―	0.82%	-58.82%
CF1	45 Neutral	AU$14.28M	―	-37.21%	―	-23.80%	-33.62%
UNT	44 Neutral	€8.87M	―	-57.90%	―	-5.65%	-246.15%

JCurve Solutions Limited Corporate Events

JCurve Solutions Projects Positive Cash Flow with Increased Commissions

JCurve Solutions Limited has announced an anticipated increase in commission rates for existing customers in the latter half of 2025, following a previous increase earlier in the year. This expected rise is projected to positively impact the company’s cash flows. As of June 30, 2025, JCurve reported an unaudited cash position of approximately A$1.36 million, marking a significant improvement from the end of 2024, and the company remains debt-free. The final management accounts for FY2025 are pending, and further updates will be provided upon their completion.