Gratifii Ltd (GTI) AI Stock Analysis

• Market Cap: AU$32.51M
• Dividend Yield: N/A
• Average Volume (3M): 73.02K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.54
• Revenue Growth: 82.46%
• EPS Growth: 58.45%
• Country: AU
• Employees: 52
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Application
• EPS (TTM): -0.02
• Shares Outstanding: 382,506,620
• 10 Day Avg. Volume: 23,311
• 30 Day Avg. Volume: 73,021
• PEG Ratio: >-0.01
• Price to Book (P/B): 3.41
• Price to Sales (P/S): 0.44
• P/FCF Ratio: -4.87
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 41 Neutral
• Price Target: AU$0.07 ▼(-5.71% Downside)

Gratifii Ltd's stock score is primarily impacted by its financial performance, which is weakened by profitability and cash flow challenges despite revenue growth. Technical analysis indicates a bearish trend, and the valuation is unattractive due to negative earnings and lack of dividends.

Positive Factors

Revenue Growth

Strong revenue growth suggests Gratifii Ltd is effectively expanding its market presence and product adoption, which could lead to increased market share and long-term business sustainability.

Leverage Management

Improved leverage management indicates Gratifii Ltd is better positioned to manage its financial obligations, enhancing its financial stability and reducing risk.

Revenue Streams

Diverse revenue streams provide Gratifii Ltd with a stable income base, reducing dependency on a single source and enhancing resilience against market fluctuations.

Negative Factors

Profitability Challenges

Ongoing profitability challenges can hinder Gratifii Ltd's ability to reinvest in growth and innovation, potentially affecting long-term competitiveness and financial health.

Cash Flow Issues

Negative cash flows indicate potential liquidity issues, which may limit Gratifii Ltd's ability to fund operations and strategic initiatives, impacting growth prospects.

Declining Margins

Declining margins suggest rising costs or pricing pressures, which could erode profitability and weaken Gratifii Ltd's competitive position over time.

Gratifii Ltd Business Overview & Revenue Model

Company Description

Gratifii Ltd (GTI) is a technology-driven company specializing in customer engagement and loyalty solutions. Operating primarily within the digital rewards and loyalty sectors, GTI provides a platform that enables businesses to create and manage customized loyalty programs, enhancing customer retention and satisfaction. Their core products include a digital rewards platform, customer insights analytics, and integration capabilities with various point-of-sale systems, allowing for seamless customer interactions across different channels.

How the Company Makes Money

Gratifii Ltd generates revenue through multiple streams, primarily by charging businesses for access to its loyalty and rewards platform. This includes subscription fees for using the software, transaction fees for redeeming rewards, and tiered pricing models based on the scale of the loyalty program. Additionally, GTI may earn revenue through partnerships with retailers and brands that use its platform to distribute rewards, which can involve revenue-sharing agreements. The company also benefits from providing analytics services, offering insights to clients on customer behavior and program effectiveness, thereby enhancing the value of its offerings and contributing to its overall earnings.

Gratifii Ltd Financial Statement Overview

Summary

Gratifii Ltd shows strong revenue growth, but struggles with profitability and cash flow management. The balance sheet indicates improved leverage but weak overall financial health due to negative returns and cash flow issues.

Income Statement

Gratifii Ltd has shown significant revenue growth over the years, with a notable increase in the most recent period. However, the company struggles with profitability, as evidenced by negative net profit margins and EBIT margins. The gross profit margin has been declining, indicating potential cost management issues. Overall, while revenue growth is a positive sign, the lack of profitability is a concern.

Balance Sheet

The company's debt-to-equity ratio has improved over time, suggesting better leverage management. However, the return on equity remains negative, indicating that the company is not generating sufficient returns on shareholders' equity. The equity ratio is relatively low, pointing to a higher reliance on debt financing. While there are improvements in leverage, profitability and equity utilization remain weak.

Cash Flow

Gratifii Ltd's cash flow situation is challenging, with negative operating and free cash flows. The free cash flow to net income ratio is positive, suggesting some efficiency in converting earnings to cash, but the overall cash flow growth is negative. The company needs to improve its cash generation capabilities to support its operations and growth.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	54.45M	54.45M	29.84M	29.93M	11.17M	3.08M
Gross Profit	6.69M	6.69M	4.47M	5.05M	2.63M	2.06M
EBITDA	-4.57M	-4.57M	-7.68M	-2.00M	-1.01M	783.48K
Net Income	-10.95M	-10.95M	-10.52M	-3.81M	-2.43M	59.28K
Balance Sheet
Total Assets	20.90M	20.90M	13.73M	19.26M	13.58M	9.42M
Cash, Cash Equivalents and Short-Term Investments	2.83M	2.83M	324.11K	1.69M	2.07M	2.33M
Total Debt	910.52K	910.52K	2.75M	1.83M	3.41M	4.59M
Total Liabilities	13.91M	13.91M	12.27M	11.15M	8.08M	8.10M
Stockholders Equity	6.99M	6.99M	1.46M	8.11M	5.50M	1.31M
Cash Flow
Free Cash Flow	-4.88M	-4.88M	-3.53M	-2.58M	176.14K	-2.88M
Operating Cash Flow	-4.85M	-4.85M	-653.47K	450.77K	176.14K	-537.16K
Investing Cash Flow	-3.11M	-3.11M	-2.88M	-4.89M	-4.83M	-3.58M
Financing Cash Flow	10.47M	10.47M	2.13M	4.06M	4.50M	6.18M

Gratifii Ltd Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.07
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Positive
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:GTI, the sentiment is Negative. The current price of 0.07 is below the 20-day moving average (MA) of 0.07, below the 50-day MA of 0.09, and below the 200-day MA of 0.09, indicating a bearish trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 29.49 is Positive, neither overbought nor oversold. The STOCH value of 47.37 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:GTI.

Gratifii Ltd Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
AMX	48 Neutral	AU$26.60M	-4.05	-31.01%	―	-3.43%	-40.65%
XF1	44 Neutral	AU$35.21M	-16.00	―	―	7.32%	67.11%
GTI	41 Neutral	AU$32.51M	-1.99	-259.27%	―	82.46%	58.45%
PRO	41 Neutral	AU$13.64M	―	-133.07%	―	-4.90%	-52.78%
FLX	41 Neutral	AU$56.72M	-7.97	―	―	21.82%	6.83%

Gratifii Ltd Corporate Events

Gratifii Limited Reports Strong Growth and Strategic Milestones in 1Q FY26

Gratifii Limited reported significant growth in cash receipts for the first quarter of FY26, with a 106% increase over the previous corresponding period, despite challenges such as seasonal softness and severe weather conditions. The company achieved key milestones, including the integration of major clients onto its ‘Gratifii Connect’ platform and the launch of Member’s Mobile with new enterprise partners, setting the stage for future growth and operational efficiencies.

Gratifii Limited to Release Shares from Voluntary Escrow

Gratifii Limited announced the release of 28,360,535 ordinary shares from voluntary escrow on November 5, 2025, following the acquisition of Ticketmates Australia Pty Ltd. This release does not affect the company’s issued share capital, indicating a strategic move that maintains the company’s financial stability while potentially enhancing its market positioning.

Gratifii to Present at Australian Microcap Investment Conference

Gratifii Limited announced its participation in the 14th Annual Australian Microcap Investment Conference, where CEO Iain Dunstan will present an overview of the company’s operations and recent developments. The presentation will highlight major changes following recent acquisitions and discuss growth drivers, providing stakeholders with an update on the company’s strategic progress.

Gratifii Ltd Announces Virtual AGM for 2025

Gratifii Ltd has announced its Annual General Meeting (AGM) will be held virtually on November 21, 2025, allowing shareholders to participate online via the Automic platform. This decision aligns with the company’s revised constitution and reflects a commitment to leveraging digital solutions for shareholder engagement, potentially increasing accessibility and participation.

Gratifii Expands Telco Rewards to New Zealand with 5-Year Deal

Gratifii Limited has announced a 5-year agreement with Prvidr NZ to introduce its telco rewards offering in New Zealand, building on its success in Australia. This expansion is expected to enhance Gratifii’s regional presence and strategic growth, leveraging its acquisition of Rapport NZ to facilitate market entry. The deal follows Gratifii’s recent client acquisitions in Australia, including Queensland Rail Institute and EML Payments, which highlight the demand for its mobile-first engagement solutions. The expansion into New Zealand is anticipated to unlock new revenue streams and strengthen client relationships by offering exclusive mobile plans and perks that enhance member satisfaction and retention.

Gratifii Ltd Releases 2025 Corporate Governance Statement

Gratifii Ltd has released its corporate governance statement for the financial year ending June 30, 2025, confirming adherence to ASX Corporate Governance Council’s principles. The statement, approved by the board, is available on the company’s website, ensuring transparency and compliance with ASX listing rules, which may enhance stakeholder trust and company credibility.

Gratifii Limited Schedules 2025 AGM with Director Elections

Gratifii Limited has announced its Annual General Meeting (AGM) will be held on November 21, 2025, with the election of directors as a key agenda item. Shareholders can nominate directors until October 7, 2025. This AGM is significant for Gratifii as it may influence the company’s strategic direction and governance, impacting its operations and stakeholder interests.

Gratifii Limited Reports Robust FY25 Financial Growth

Gratifii Limited announced strong unaudited financial results for FY25, marked by significant revenue and transaction value growth. The company achieved these results through strategic acquisitions, expanding its client base, and enhancing its platform capabilities. Gratifii’s performance amidst a challenging economic environment highlights the resilience of its business model and positions it for sustainable growth. The company is transitioning to a new multi-client platform to improve scalability and performance, with key client migrations already yielding cost synergies.

Gratifii Limited Reports Significant Revenue Growth Amidst Ongoing Losses in FY25

Gratifii Limited’s financial report for FY25 shows a significant increase in total transaction value and revenue, with a 105.49% rise in TTV to $61,417,000 and an 82.2% increase in revenue to $54,456,000. Despite these gains, the company reported a larger loss from ordinary activities before tax, amounting to $11,018,000, and a net loss of $10,948,000, indicating ongoing challenges in achieving profitability. The report highlights the company’s efforts to expand its market presence, though it continues to face financial hurdles, impacting its stakeholders and market positioning.

Gratifii Ltd Announces Cessation of Securities

Gratifii Ltd has announced the cessation of 36,000 securities due to the expiry of options without exercise or conversion. This development may affect the company’s capital structure and could have implications for stakeholders, as it reflects on the company’s financial strategies and market positioning.