Gratifii Ltd (AU:GTI)
ASX:GTI
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Gratifii Ltd
(Sydney:GTI)
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Rating:39Underperform
Price Target:
AU$0.06
▼(-5.00% Downside)
Action:DowngradedDate:03/26/26
The score is driven primarily by weak financial quality—ongoing losses and negative operating/free cash flow despite revenue growth. Technicals add pressure with a pronounced downtrend (below all key moving averages) and bearish momentum, while valuation is constrained by a negative P/E and no dividend support.
Positive Factors
High revenue growth
Sustained ~56% revenue growth demonstrates durable demand for Gratifii's loyalty platform and successful customer acquisition. Over a 2–6 month horizon, consistent top-line expansion provides scale benefits, supports future margin improvement, and validates product-market fit in CRM/loyalty.
Negative Factors
Persistent unprofitability
Despite revenue gains, ongoing negative net profit and EBIT margins show the company has not reached operating leverage. Continued losses across months increase the need for external funding, limit reinvestment, and delay the conversion of growth into sustainable shareholder returns and positive cash generation.
Read all positive and negative factors
Positive Factors
Negative Factors
High revenue growth
Sustained ~56% revenue growth demonstrates durable demand for Gratifii's loyalty platform and successful customer acquisition. Over a 2–6 month horizon, consistent top-line expansion provides scale benefits, supports future margin improvement, and validates product-market fit in CRM/loyalty.
Read all positive factors
Gratifii Ltd (GTI) vs. iShares MSCI Australia ETF (EWA)
Market Cap
AU$23.90M
Dividend YieldN/A
Average Volume (3M)73.02K
Price to Earnings (P/E)―
Beta (1Y)0.76
Revenue Growth82.46%
EPS Growth58.45%
CountryAU
Employees52
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)>-0.01
Shares Outstanding434,506,620
10 Day Avg. Volume23,311
30 Day Avg. Volume73,021
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)3.41
Price to Sales (P/S)0.44
P/FCF Ratio-4.87
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Gratifii Ltd Business Overview & Revenue Model
Company Description
Gratifii Limited, a technology company, designs and develops loyalty and rewards programs in Australia, South Africa, and Singapore. It operates Mosaic, a customer enterprise engagement cloud platform that allows businesses to customize, operate, ...
How the Company Makes Money
null...
Gratifii Ltd Financial Statement Overview
Summary
Income Statement
45
Neutral
Balance Sheet
40
Negative
Cash Flow
35
Negative
| Breakdown | TTM | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 59.73M | 54.45M | 29.84M | 29.93M | 11.17M | 3.08M |
| Gross Profit | 3.28M | 6.69M | 4.47M | 5.05M | 2.63M | 2.06M |
| EBITDA | -3.99M | -4.57M | -7.68M | -2.00M | -1.01M | 783.48K |
| Net Income | -9.13M | -10.95M | -10.52M | -3.81M | -2.43M | 59.28K |
Balance Sheet | ||||||
| Total Assets | 24.25M | 20.90M | 13.73M | 19.26M | 13.58M | 9.42M |
| Cash, Cash Equivalents and Short-Term Investments | 6.07M | 2.83M | 324.11K | 1.69M | 2.07M | 2.33M |
| Total Debt | 1.85M | 910.52K | 2.75M | 1.83M | 3.41M | 4.59M |
| Total Liabilities | 16.47M | 13.91M | 12.27M | 11.15M | 8.08M | 8.10M |
| Stockholders Equity | 7.78M | 6.99M | 1.46M | 8.11M | 5.50M | 1.31M |
Cash Flow | ||||||
| Free Cash Flow | -2.21M | -4.88M | -3.53M | -2.58M | 176.14K | -2.88M |
| Operating Cash Flow | -2.19M | -4.85M | -653.47K | 450.77K | 176.14K | -537.16K |
| Investing Cash Flow | -826.29K | -3.11M | -2.88M | -4.89M | -4.83M | -3.58M |
| Financing Cash Flow | -2.07M | 10.47M | 2.13M | 4.06M | 4.50M | 6.18M |
Gratifii Ltd Technical Analysis
Negative
0.06
Price Trends
0.07
Negative
0.07
Negative
0.09
Negative
Market Momentum
>-0.01
Negative
36.32
Neutral
50.00
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:GTI, the sentiment is Negative. The current price of 0.06 is below the 20-day moving average (MA) of 0.06, below the 50-day MA of 0.07, and below the 200-day MA of 0.09, indicating a bearish trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 36.32 is Neutral, neither overbought nor oversold. The STOCH value of 50.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:GTI.
Gratifii Ltd Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
48 Neutral | AU$23.27M | -3.90 | -27.05% | ― | -3.43% | -40.65% | |
43 Neutral | AU$15.41M | -13.76 | 46.05% | ― | 7.32% | 67.11% | |
41 Neutral | AU$28.66M | -3.17 | -151.85% | ― | 21.82% | 6.83% | |
39 Underperform | AU$23.90M | -3.44 | -123.67% | ― | 82.46% | 58.45% | |
39 Underperform | AU$8.03M | -0.46 | 783.67% | ― | -4.90% | -52.78% |
* Technology Sector Average
AU:GTI
Gratifii Ltd
0.06
-0.02
-21.43%
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Gratifii Ltd Corporate Events
Gratifii Options Lapse, Trimming Potential Dilution in Capital Structure
Mar 11, 2026
Gratifii Ltd has notified the market of a change to its issued capital, following the expiry of a tranche of options listed under the ASX code GTIAH. These options, exercisable at $0.30 and expiring on 11 March 2026, lapsed without being exercised...
Gratifii lifts first-half revenue 22% as acquisitions and platform integration take hold
Feb 27, 2026
Gratifii reported a 22% rise in first-half FY26 revenue to $29.35 million, driven mainly by a full-period contribution from its Club Connect and Rapport acquisitions and stronger rewards activity. Total Transaction Value jumped 45% to $35 million,...
Gratifii lifts revenue and transaction volumes as losses narrow amid integration costs
Feb 27, 2026
Gratifii reported a 22% rise in revenue to $29.3 million for the half-year to 31 December 2025, driven by the full-period contribution from Club Connect and Rapport despite weaker Loyalty Services from macroeconomic pressures and program closures....
Gratifii deepens Marketplacer alliance, advances acquisitions amid RACV exit
Feb 27, 2026
Gratifii Limited has reported strong early progress in its strategic partnership with online marketplace platform Marketplacer, with key clients and member organisations expressing enthusiasm for enhanced loyalty and rewards capabilities. The alli...
Gratifii Wins Strong Shareholder Support for Capital and Share Issues at EGM
Feb 27, 2026
Gratifii Limited has secured strong shareholder backing at its Extraordinary General Meeting, with all resolutions passed by poll. The support underscores investor confidence in the company’s capital management and growth initiatives in the ...
Gratifii Calls Online Extraordinary General Meeting for February 2026
Jan 28, 2026
Gratifii Limited has called an extraordinary general meeting of shareholders to be held online on 27 February 2026, using the investor.automic.com.au platform. The notice advises shareholders to review the meeting materials in full, seek professio...
Gratifii Posts Record Cash Receipts as It Advances Mosh and FuturePass Deals
Jan 27, 2026
Gratifii reported record second-quarter FY26 cash receipts of $19.8 million, up 13.5% year-on-year, delivering an operating cash surplus of $1.8 million and ending the period with $6.07 million in cash following a $2.3 million capital raising. Ope...
Gratifii Issues 3 Million Unquoted Options Under Existing Transaction
Jan 14, 2026
Gratifii Ltd has notified the market of the issue of 3 million new unquoted options, exercisable at $0.17 and expiring on 1 June 2028, under its ASX code GTI. The options, which are part of a previously announced transaction and are not intended t...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.