tiprankstipranks
3P Learning Ltd. (AU:3PL)
ASX:3PL
Australian Market
Want to see AU:3PL full AI Analyst Report?

3P Learning Ltd. (3PL) AI Stock Analysis

1 Followers

Top Page

AU:3PL

3P Learning Ltd.

(Sydney:3PL)

Select Model
Select Model
Select Model
Rating:60Neutral
Price Target:
AU$0.34
▼(-45.81% Downside)
Action:Reiterated
Date:06/20/26
The overall score reflects solid but fragile fundamentals combined with strong, potentially overextended technical momentum and a rich valuation. The most important driver is financial performance: margin recovery and a very low-leverage balance sheet support the business, but extremely thin net profit margins, weak revenue growth, and volatile cash flows limit confidence in sustainability. Technical factors are the next key influence, with price strength above key moving averages and a positive MACD indicating constructive momentum, offset by an overbought RSI that raises near-term risk. Valuation weighs negatively: a high P/E without supporting dividend income or a long record of stable earnings leaves little margin for error, capping the stock’s overall attractiveness.
Positive Factors
Very low leverage / strong balance sheet
A near-zero debt-to-equity ratio provides durable financial stability and flexibility over months. Low leverage reduces interest burden and refinancing risk, enabling the business to fund product development, support multi-territory contracts and absorb seasonality in school purchasing cycles.
Negative Factors
Very weak net profitability
Despite strong gross margins, near-zero net margin and minimal ROE indicate operating costs and overhead materially erode profitability. This limits retained earnings for reinvestment, constrains strategic initiatives and makes earnings sensitive to any rise in operating expenses.
Read all positive and negative factors
Positive Factors
Negative Factors
Very low leverage / strong balance sheet
A near-zero debt-to-equity ratio provides durable financial stability and flexibility over months. Low leverage reduces interest burden and refinancing risk, enabling the business to fund product development, support multi-territory contracts and absorb seasonality in school purchasing cycles.
Read all positive factors

3P Learning Ltd. (3PL) vs. iShares MSCI Australia ETF (EWA)

3P Learning Ltd. Business Overview & Revenue Model

Company Description
3P Learning Limited, along with its subsidiaries, specializes in developing, marketing, and distributing educational software and digital books to schools and parents of school-aged children. The company offers online learning platforms that facil...
How the Company Makes Money
3P Learning makes money primarily by selling time-based subscriptions/licenses to access its online learning platforms. Key revenue streams include: 1) School (institutional) subscriptions: The company licenses its products to schools or school s...

3P Learning Ltd. Financial Statement Overview

Summary
Financial performance is mixed: margins and leverage have improved, but profitability and cash generation remain weak and volatile. Income statement quality is constrained by a very low 0.2% net profit margin and only 1% revenue growth, despite a strong rebound in gross (100%) and EBITDA (10.2%) margins and recovery from prior-year losses. The balance sheet is a relative strength, with very low leverage (Debt-to-Equity ~0.01) and solid equity coverage, though return on equity is only 0.15% after several years of negative results. Cash flow is the key weakness: free cash flow, while positive in 2025, fell sharply year over year with an operating cash flow to net income ratio of 0.22 and highly inconsistent free cash flow trends, underscoring elevated risk in sustaining recent improvements.
Income Statement
44
Neutral
Balance Sheet
64
Positive
Cash Flow
39
Negative
BreakdownTTMJun 2025Jun 2024Jun 2023Jun 2022Jun 2021
Income Statement
Total Revenue107.20M108.89M109.95M106.90M97.22M57.45M
Gross Profit30.49M108.89M25.15M32.40M25.59M9.23M
EBITDA10.85M11.08M-44.57M19.29M14.94M-2.21M
Net Income1.23M210.00K-57.06M6.37M-536.00K-9.37M
Balance Sheet
Total Assets193.28M199.04M198.69M262.74M257.74M255.86M
Cash, Cash Equivalents and Short-Term Investments7.54M8.74M2.33M21.30M31.17M24.91M
Total Debt2.26M884.00K3.09M1.54M2.16M3.12M
Total Liabilities52.59M58.50M59.32M62.09M63.85M61.01M
Stockholders Equity140.69M140.54M139.37M200.69M193.90M194.83M
Cash Flow
Free Cash Flow9.41M7.77M-16.42M4.64M6.26M-4.56M
Operating Cash Flow9.69M12.57M-12.19M8.72M11.37M1.29M
Investing Cash Flow-1.48M-4.55M4.58M-25.21M-4.53M-1.70M
Financing Cash Flow-9.67M-1.79M-4.25M-635.00K-2.08M-1.81M

3P Learning Ltd. Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.62
Price Trends
50DMA
0.31
Negative
100DMA
0.29
Positive
200DMA
0.43
Negative
Market Momentum
MACD
<0.01
Positive
RSI
41.21
Neutral
STOCH
<0.01
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:3PL, the sentiment is Negative. The current price of 0.62 is above the 20-day moving average (MA) of 0.31, above the 50-day MA of 0.31, and above the 200-day MA of 0.43, indicating a bearish trend. The MACD of <0.01 indicates Positive momentum. The RSI at 41.21 is Neutral, neither overbought nor oversold. The STOCH value of <0.01 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:3PL.

3P Learning Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (62)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
69
Neutral
AU$81.46M8.0712.32%14.29%26.36%11.51%
64
Neutral
AU$38.32M-10.52-22.15%3.07%-4.20%
62
Neutral
$20.33B14.63-3.31%3.23%1.93%-12.26%
62
Neutral
AU$79.43M12.245.78%12.92%3.81%-55.52%
60
Neutral
AU$83.24M67.780.87%-0.72%
50
Neutral
AU$104.16M-0.36-43.21%40.74%-6.74%-579.00%
40
Underperform
AU$4.11M-0.62-111.42%-3.52%55.08%
* Consumer Defensive Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:3PL
3P Learning Ltd.
0.31
-0.31
-50.00%
AU:EVO
Evolve Education Group Ltd
0.41
-0.24
-36.53%
AU:GEM
G8 Education Limited
0.15
-0.77
-84.08%
AU:CLU
Cluey Ltd
0.01
-0.08
-88.89%
AU:KME
Kip McGrath Education Centres Limited
0.73
0.15
25.22%
AU:NDO
Nido Education Limited
0.35
-0.27
-43.72%

3P Learning Ltd. Corporate Events

3P Learning Sets Date for FY2026 Results and Investor Webcast
Jul 8, 2026
3P Learning Limited has scheduled the release of its FY2026 full year results for 25 August 2026, with senior executives including the chairman, chief executive officer and chief commercial officer set to present the outcomes. The company will hos...
3P Learning overhauls leadership as it splits business into B2B and B2C divisions
Jun 22, 2026
3P Learning Limited has restructured its leadership to align with a new operating model that separates its business into dedicated B2B (Schools) and B2C (Homes) divisions. The company aims to sharpen strategic focus and support growth by appointin...
3P Learning to Resume Dividends as NZ Deal and Tax Refund Bolster Balance Sheet
Jun 18, 2026
3P Learning has reaffirmed guidance for FY26, expecting revenue of $105 million to $107 million, underlying EBITDA of $13 million to $15 million and net cash of $16 million to $18 million, while launching an AI-assisted efficiency program that del...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jun 20, 2026