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Associated Banc-Corp (ASB)
NYSE:ASB
US Market
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Associated Banc-Corp (ASB) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 22, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.69
Last Year’s EPS
0.57
Same Quarter Last Year
Moderate Buy
Based on 6 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 23, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance with record net interest income, significant growth in C&I loans, and improved capital generation. However, there are some challenges with CRE lending payoffs expected to increase and flat delinquency rates. Overall, the company is positioned well for continued growth.
Company Guidance
During the third quarter of 2025, Associated Banc-Corp demonstrated robust financial performance with significant growth in several key areas, as highlighted during their earnings call. The bank reported a record net interest income of $305 million, surpassing the previous quarter's record of $300 million. This growth was bolstered by a $1 billion year-to-date increase in high-quality C&I loans and a $600 million rise in core deposits in Q3. The bank's CET1 capital increased by 13 basis points in Q3, contributing to a total year-to-date increase of 30 basis points. Additionally, the company achieved a return on average tangible common equity of over 14%, representing a 250 basis point improvement from the same quarter last year. Noninterest income also experienced a notable rise, reaching $81 million, up 21% from the prior quarter, driven by gains in capital markets revenue, wealth fees, and a $4 million onetime asset gain. Furthermore, total loans grew by 1% from the previous quarter and 3% year-over-year, with C&I loans contributing significantly to this expansion. Overall, Associated Banc-Corp's strategic growth investments and disciplined credit management have positioned the bank for continued momentum into 2026, despite potential macroeconomic uncertainties.
Record Net Interest Income
The company posted a record net interest income of $305 million in Q3, up 16% relative to Q3 of 2024.
Growth in C&I Loans
Nearly $1 billion in high-quality C&I loans added year-to-date, with $300 million added in Q3 alone.
Increase in Core Deposits
Added over $600 million in core deposits in Q3, marking a 2% increase from Q2 and 4% from the same period last year.
Improved Capital Generation
Added 13 basis points of CET1 capital in Q3, totaling 30 basis points year-to-date.
Strong Noninterest Income
Noninterest income increased by 21% in Q3, driven by capital markets revenue, wealth fees, and a onetime asset gain.
Positive Operating Leverage
Efficiency ratio decreased for the third consecutive quarter, coming in below 55%.

Associated Banc-Corp (ASB) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

ASB Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 22, 2026
2025 (Q4)
0.69 / -
0.57
Oct 23, 2025
2025 (Q3)
0.68 / 0.74
0.5632.14% (+0.18)
Jul 24, 2025
2025 (Q2)
0.62 / 0.66
0.5226.92% (+0.14)
Apr 24, 2025
2025 (Q1)
0.58 / 0.60
0.53312.95% (+0.07)
Jan 23, 2025
2024 (Q4)
0.54 / 0.57
0.537.55% (+0.04)
Oct 24, 2024
2024 (Q3)
0.50 / 0.56
0.535.66% (+0.03)
Jul 25, 2024
2024 (Q2)
0.52 / 0.52
0.56-7.14% (-0.04)
Apr 25, 2024
2024 (Q1)
0.49 / 0.53
0.673-20.80% (-0.14)
Jan 25, 2024
2023 (Q4)
0.52 / 0.53
0.713-25.67% (-0.18)
Oct 19, 2023
2023 (Q3)
0.52 / 0.53
0.62-14.52% (-0.09)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

ASB Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 23, 2025
$25.32$25.59+1.07%
Jul 24, 2025
$25.05$25.38+1.32%
Apr 24, 2025
$21.62$21.92+1.39%
Jan 23, 2025
$24.63$24.43-0.81%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Associated Banc-Corp (ASB) report earnings?
Associated Banc-Corp (ASB) is schdueled to report earning on Jan 22, 2026, After Close (Confirmed).
    What is Associated Banc-Corp (ASB) earnings time?
    Associated Banc-Corp (ASB) earnings time is at Jan 22, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is ASB EPS forecast?
          ASB EPS forecast for the fiscal quarter 2025 (Q4) is 0.69.
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