The call reflected a strong performance in the P&C segment and robust capital generation, indicating a positive start to the fiscal year. However, challenges such as regulatory impacts in Italy and issues in Argentina were noted.
Company Guidance
During the Generali Group's First Quarter 2025 Results Presentation, the company provided comprehensive guidance on its performance metrics and strategic initiatives. The P&C segment demonstrated robust growth with a top line increase of 8.6%, driven mainly by pricing improvements and a growing volume in non-motor sectors. The average annual premium rose by approximately 6%, with motor premiums specifically climbing around 8%. The reported combined ratio fell below 90%, with an undiscounted target set at 94.5% by 2027. In the Life segment, Generali achieved a strong start with EUR 3 billion in net inflows, focusing on Protection & Health and Hybrid & Unit-Linked products. The new business margin improved by 26 basis points, with an aim for a margin between 5.25% and 5.75% in upcoming quarters. Generali's capital generation was solid, maintaining a Solvency II ratio of 210% despite market volatility, and the company expects to generate over EUR 11 billion in cumulative net holding cash flow by the end of the strategic plan period.
Strong P&C Momentum
The P&C top line is growing strongly at 8.6%, with a reported combined ratio below 90%. The average annual premium is growing at around 6%, and in motor at around 8%.
Life Net Flows and New Business Margin
Achieved EUR 3 billion in Life net flows for the first quarter, with a new business margin increase of 26 basis points compared to last year.
Resilient Capital Position
Maintained a Solvency II ratio of 210%, with a strong capital generation close to 6 percentage points excluding the long-term incentive plan effect.
Adjusted Earnings Growth
Adjusted earnings per share grew at 9.4% year-on-year.
Assicurazioni Generali (ARZGY) Earnings, Revenues Date & History
The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
ARZGY Earnings-Related Price Changes
Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
May 22, 2025
$18.88
$18.80
-0.42%
Mar 13, 2025
$16.95
$16.82
-0.77%
Nov 15, 2024
$13.28
$13.87
+4.44%
Aug 09, 2024
$11.98
$11.77
-1.75%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Assicurazioni Generali (ARZGY) report earnings?
Assicurazioni Generali (ARZGY) is schdueled to report earning on Aug 06, 2025, TBA Not Confirmed.
What is Assicurazioni Generali (ARZGY) earnings time?
Assicurazioni Generali (ARZGY) earnings time is at Aug 06, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
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