The earnings call reflects a strong performance in key business areas such as Property & Casualty, Life, and Asset Management. Significant achievements in operating results, net inflows, and shareholder returns through a share buyback program highlight the company's effective strategy execution. However, there are challenges in certain markets like Spain, Portugal, and Switzerland, as well as a solvency ratio below consensus. Overall, the positive aspects significantly outweigh the lowlights.

Company Guidance -

Q3 2025

During the Generali Group's first half 2025 results call, the company provided robust guidance and performance metrics, highlighting a strong start to their strategic plan, "Lifetime Partner 27: Driving Excellence." Generali reported a significant increase in operating results, exceeding EUR 4 billion, marking an 8.7% year-on-year growth driven by contributions from Property & Casualty (P&C), Life, and Asset Management. The adjusted net results surpassed EUR 2.2 billion, growing by 10.4%, while adjusted earnings per share rose by 12.5%. The P&C operating result increased by over 18% year-on-year, and the current year's attritional undiscounted loss ratio improved by 170 basis points. Life net inflows exceeded EUR 6.3 billion, with capital-light products constituting almost 88% of new business production. The new business margin reached 5.6% in the second quarter. Furthermore, Asset Management saw an 11.7% increase in operating results, with positive net inflows from third parties amounting to EUR 3.6 billion. The group also announced a EUR 500 million share buyback and emphasized ongoing investments in artificial intelligence, technology, and sustainability.

Strong Operating Results

Generali recorded significant and continued growth in operating results, exceeding EUR 4 billion, with an 8.7% year-on-year increase driven by Property & Casualty, Life, and Asset Management.

Adjusted Net Results and Earnings Per Share Growth

Adjusted net results exceeded EUR 2.2 billion, growing by 10.4%, while adjusted earnings per share rose by 12.5% year-on-year.

Property & Casualty Growth

P&C operating result grew by over 18% year-on-year with a 170 basis point improvement in the current year's attritional undiscounted loss ratio.

Life Business Recovery

Life net inflows exceeded EUR 6.3 billion, with capital-light products making up almost 88% of new business production.

Asset Management Performance

Asset Management delivered an 11.7% increase in operating result, with positive net inflows from third parties amounting to EUR 3.6 billion.

Share Buyback Program

Generali announced a EUR 500 million share buyback program, reinforcing its commitment to value creation for shareholders.

Improvement in Customer Relationships

Generali improved its relationship Net Promoter Score, maintaining the #1 position in its peer group and improving customer retention levels.

Assicurazioni Generali (ARZGY) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

ARZGY Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 13, 2025	2025 (Q3)	- / -	0.715	―	―	―
Aug 06, 2025	2025 (Q2)	0.85 / 0.85	0.424	101.65% (+0.43)
May 22, 2025	2025 (Q1)	- / 0.45	0.396	12.63% (+0.05)	―
Mar 13, 2025	2024 (Q4)	0.67 / 0.70	0.401	74.56% (+0.30)
Nov 15, 2024	2024 (Q3)	0.33 / 0.32	0.327	-1.83% (>-0.01)
Aug 09, 2024	2024 (Q2)	0.41 / 0.42	0.333	27.33% (+0.09)
May 21, 2024	2024 (Q1)	0.34 / 0.40	0.429	-7.69% (-0.03)	―
Mar 12, 2024	2023 (Q4)	0.40 / 0.40	0.515	-22.14% (-0.11)
Nov 17, 2023	2023 (Q3)	0.32 / 0.33	0.291	12.37% (+0.04)	―
Aug 09, 2023	2023 (Q2)	0.31 / 0.33	0.269	23.79% (+0.06)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

ARZGY Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 06, 2025	$18.81	$19.34	+2.82%
May 22, 2025	$18.88	$18.80	-0.42%
Mar 13, 2025	$16.95	$16.82	-0.77%
Nov 15, 2024	$13.28	$13.87	+4.44%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Assicurazioni Generali (ARZGY) report earnings?

Assicurazioni Generali (ARZGY) is schdueled to report earning on Nov 13, 2025, Before Open (Confirmed).

What is Assicurazioni Generali (ARZGY) earnings time?

Assicurazioni Generali (ARZGY) earnings time is at Nov 13, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is ARZGY EPS forecast?

Currently, no data Available

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing