The earnings call presented a mix of positive and negative aspects. The company showed strong securitization activity, improved interest income, and reduced operating expenses, which are positive indicators. However, there were concerns over a decline in book value and unrealized losses, which offset some of the gains.

Company Guidance -

Q3 2025

During the Angel Oak Mortgage REIT's Second Quarter 2025 Earnings Conference Call, the company reported several key financial metrics and strategic actions. The quarter was marked by the completion of two securitizations and the issuance of $42.5 million in unsecured debt, which are expected to drive earnings growth. Net interest income grew by 5% compared to Q2 2024, although it contracted slightly from the first quarter due to new unsecured notes. Year-to-date, net interest income rose by 11% compared to the previous year. Operating expenses, excluding securitization and stock compensation costs, decreased by 15% from Q2 2024. The quarter ended with a 3.1% decline in GAAP book value per share to $10.37, while economic book value per share decreased by 3.3% to $12.97. The company reported a GAAP net income of $767,000 ($0.03 per diluted share) and distributable earnings of $2.6 million ($0.11 per diluted share). Additionally, the weighted average coupon on their residential loan portfolio increased to 8.37%, and the company maintained a recourse debt-to-equity ratio of 1.1x. The portfolio's 90+ day delinquency rate improved to 2.35%. Angel Oak announced a $0.32 per share common dividend, payable on August 29, 2025. The company remains focused on leveraging securitization markets and maximizing shareholder returns through strategic capital deployment.

Securitizations and Capital Market Activity

Completed 2 securitizations during the quarter and issued $42.5 million of unsecured debt, which is expected to drive incremental earnings.

Decrease in 90+ Day Delinquency Rates

90+ day delinquency rates decreased at the portfolio-wide level compared to the past 2 quarters, reflecting the effectiveness of credit management.

Interest Income Growth

Interest income increased by 35% and net interest income by 5% compared to the second quarter of 2024.

Operating Expenses Reduction

Operating expenses, excluding securitization costs and stock compensation, were 15% lower than the second quarter of 2024 and 22% lower year-to-date compared to 2024.

Angel Oak Mortgage (AOMR) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

AOMR Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 11, 2025	2025 (Q3)	0.30 / -	-0.146	―	―	―
Aug 05, 2025	2025 (Q2)	0.29 / 0.11	-0.09	221.11% (+0.20)
May 05, 2025	2025 (Q1)	0.29 / 0.18	0.107	65.42% (+0.07)
Mar 04, 2025	2024 (Q4)	0.27 / 0.42	-0.26	261.54% (+0.68)
Nov 06, 2024	2024 (Q3)	0.25 / -0.15	-0.35	58.29% (+0.20)
Aug 06, 2024	2024 (Q2)	0.23 / -0.09	-0.16	43.75% (+0.07)
May 07, 2024	2024 (Q1)	0.19 / 0.11	-0.37	128.92% (+0.48)
Mar 05, 2024	2023 (Q4)	0.18 / -0.26	-2.5	89.60% (+2.24)
Nov 07, 2023	2023 (Q3)	0.11 / -0.35	0.84	-141.67% (-1.19)
Aug 08, 2023	2023 (Q2)	0.15 / -0.16	0.9	-117.78% (-1.06)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

AOMR Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 05, 2025	$9.43	$8.66	-8.17%
May 05, 2025	$9.24	$9.46	+2.38%
Mar 04, 2025	$9.24	$9.49	+2.71%
Nov 06, 2024	$8.19	$8.65	+5.62%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Angel Oak Mortgage (AOMR) report earnings?

Angel Oak Mortgage (AOMR) is schdueled to report earning on Nov 11, 2025, After Close (Confirmed).

What is Angel Oak Mortgage (AOMR) earnings time?

Angel Oak Mortgage (AOMR) earnings time is at Nov 11, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is AOMR EPS forecast?

AOMR EPS forecast for the fiscal quarter 2025 (Q3) is 0.3.

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