Andover Bancorp Inc (ANDC)
OTHER OTC:ANDC
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Total Valuation
Andover Bancorp has a market cap or net worth of $45.70M. The enterprise value is $22.50M.
Market Cap$45.70M
Enterprise Value$22.50M
Share Statistics
Andover Bancorp has 2,284,872 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding2,284,872
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Andover Bancorp’s return on equity (ROE) is 0.15 and return on invested capital (ROIC) is 10.43%.
Return on Equity (ROE)0.15
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)10.43%
Return on Capital Employed (ROCE)0.11
Revenue Per Employee267.94K
Profits Per Employee44.68K
Employee Count98
Asset Turnover0.04
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Andover Bancorp is 8.5. Andover Bancorp’s PEG ratio is 0.20.
PE Ratio8.5
PS Ratio1.42
PB Ratio1.31
Price to Fair Value1.31
Price to FCF7.17
Price to Operating Cash Flow7.17
PEG Ratio0.20
Income Statement
In the last 12 months, Andover Bancorp had revenue of 26.26M and earned 4.38M in profits. Earnings per share was 2.17.
Revenue26.26M
Gross Profit20.04M
Operating Income4.41M
Pretax Income4.41M
Net Income4.38M
EBITDA5.06M
Earnings Per Share (EPS)2.17
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
Andover Bancorp pays an annual dividend of $0.38, resulting in a dividend yield of 4%
Dividend Per Share$0.38
Dividend Yield4%
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.03
52-Week Price Change5.10%
50-Day Moving Average19.53
200-Day Moving Average18.73
Relative Strength Index (RSI)49.54
Average Volume (3m)280.00
Important Dates
Andover Bancorp upcoming earnings date is ―, ―.
Last Earnings Date―
Next Earnings Date―
Ex-Dividend Date―
Financial Position
Andover Bancorp as a current ratio of 0.05, with Debt / Equity ratio of 34.99%
Current Ratio0.05
Quick Ratio0.05
Debt to Market Cap0.27
Net Debt to EBITDA-3.60
Interest Coverage Ratio0.71
Taxes
In the past 12 months, Andover Bancorp has paid 32.75K in taxes.
Income Tax32.75K
Effective Tax Rate<0.01
Enterprise Valuation
Andover Bancorp EV to EBITDA ratio is 3.78, with an EV/FCF ratio of 3.68.
EV to Sales0.73
EV to EBITDA3.78
EV to Free Cash Flow3.68
EV to Operating Cash Flow3.41
Balance Sheet
Andover Bancorp has -$23.14M in cash and marketable securities with $14.83M in debt, giving a net cash position of -$37.97M billion.
Cash & Marketable Securities-$23.14M
Total Debt$14.83M
Net Cash-$37.97M
Net Cash Per Share-$16.62
Tangible Book Value Per Share$12.81
Margins
Gross margin is 76.33%, with operating margin of 16.80%, and net profit margin of 16.68%.
Gross Margin76.33%
Operating Margin16.80%
Pretax Margin16.80%
Net Profit Margin16.68%
EBITDA Margin19.28%
EBIT Margin16.80%
Analyst Forecast
The average price target for Andover Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast―
EPS Growth Forecast―