tiprankstipranks
Trending News
More News >
Amber International Holding Limited (AMBR)
NASDAQ:AMBR

Amber International Holding (AMBR) AI Stock Analysis

Compare
244 Followers

Top Page

AMBR

Amber International Holding

(NASDAQ:AMBR)

Select Model
Select Model
Select Model
Neutral 48 (OpenAI - 5.2)
Rating:48Neutral
Price Target:
$2.50
▲(1.21% Upside)
The score is held down primarily by weak financial performance (sharp revenue contraction, ongoing losses, and negative operating/free cash flow). Technicals provide some near-term support (positive MACD and trading above 20/50-day averages), but overbought-leaning indicators and longer-term downtrend signals cap the outlook. Valuation is also constrained by unprofitability (negative P/E) and no dividend yield data.
Positive Factors
Regulatory approval in Dubai
VARA in-principle approval gives Amber regulated entry into Dubai's virtual asset market, enabling institutional-grade digital wealth services under a recognized framework. This expands the addressable market, supports compliance-led growth, and strengthens long-term revenue diversification.
Board additions with blockchain expertise
Adding directors with blockchain and financial-services experience aligns governance with Amber's digital-asset strategy. This durable governance shift can improve strategic execution, product development and risk oversight for crypto-related offerings, supporting sustained competitive positioning.
Client asset growth and product expansion
Significant client asset inflows and new RWA and AI initiatives indicate a structural pivot to higher-margin, scalable services. If sustained, these trends improve recurring revenue potential and operating leverage, strengthening medium-term profitability prospects and institutional appeal.
Negative Factors
Severe revenue contraction
A collapse in revenue of this magnitude destroys scale economies and weakens fixed-cost absorption. Over months this erodes margin resilience, reduces reinvestment capacity, and raises the bar for returning to durable profitability absent sustained revenue recovery.
Negative operating and free cash flow
Persistent negative operating and free cash flow signals difficulty converting earnings into cash. This cash burn constrains reinvestment, increases reliance on external financing or asset sales, and heightens liquidity risk until operational cash generation is restored.
Declining equity weakens balance sheet
A significant drop in equity reduces the firm's shock-absorbing capacity and undermines long-term financial flexibility. Even with low leverage, falling book equity can limit borrowing, impair strategic options, and reflect recurring losses or asset impairments that weaken resilience.

Amber International Holding (AMBR) vs. SPDR S&P 500 ETF (SPY)

Amber International Holding Business Overview & Revenue Model

Company DescriptionAmber International Holding Limited is a real estate developer and investor focused on hospitality projects in emerging and frontier markets. The company develops resort properties that incorporate local elements and tourism opportunities while partnering with management firms for operational oversight.
How the Company Makes MoneyAmber International Holding generates revenue through several key streams. Primarily, the company earns income from its real estate investments, which include property development, leasing, and management services. Additionally, AMBR provides financial services, including investment advisory and wealth management, which contribute significantly to its earnings. The firm has established strategic partnerships with financial institutions and technology firms, enhancing its service offerings and expanding its market reach. Furthermore, AMBR capitalizes on emerging market trends, allowing it to invest in high-potential sectors, thereby optimizing its revenue generation capabilities.

Amber International Holding Earnings Call Summary

Earnings Call Date:May 28, 2025
(Q1-2025)
|
% Change Since: |
Next Earnings Date:May 04, 2026
Earnings Call Sentiment Positive
The earnings call presented a strong positive outlook with significant revenue growth and successful product launches, particularly in wealth management and tokenization. However, challenges remain in execution trading volume and converting new users to active clients.
Q1-2025 Updates
Positive Updates
Record Revenue Growth
Amber International Holding Limited reported a significant increase in total revenue, reaching $14.9 million, up from $1 million a year ago. This growth is attributed to the successful merger and expansion of Amber DWM business.
Wealth Management Solutions Surge
Revenue from wealth management solutions increased to $9.9 million from $0.6 million in the same period last year, reflecting strong demand for tailored financial solutions.
Increased Profit Margins
Gross profit nearly doubled to $11 million, with gross profit margins improving to 74% from 46% in the first quarter of 2024, indicating enhanced profitability.
Launch of uMINT
The debut of uMINT, a tokenized money market fund developed in collaboration with UBS Asset Management and DigiFT, offers clients yield on stablecoins with blockchain integration, representing a major step in product innovation.
Introduction of $100 Million Crypto Ecosystem Reserve
Amber Premium announced a $100 million crypto ecosystem reserve to support future growth and market positioning, focusing on high-conviction assets like Bitcoin, Ethereum, Solana, and Binance coin.
Positive Client Metrics
Client assets on the platform reached $1.28 billion, growing 11% year-over-year, and the KYC user base expanded by 22%.
Negative Updates
Execution Trading Volume Decline
There was a decline in execution trading volume year-over-year, attributed to overall market performance and crypto price trends.
Low Growth in Active Clients
While total users increased by 22%, active clients only grew by 4% year-over-year, indicating a gap in converting new users to active clients.
Company Guidance
During the first quarter earnings call for 2025, Amber International provided robust guidance reflecting their strategic growth initiatives and financial performance. The company reported a substantial increase in total revenue to $14.9 million, up from $1 million the previous year, driven by the successful merger and NASDAQ listing. This growth was primarily attributed to their wealth management solutions, which generated $9.9 million. They also introduced key initiatives such as the launch of uMINT, a tokenized money market fund developed with UBS Asset Management, and a $100 million crypto ecosystem reserve. The latter is designed to strategically engage with high-conviction assets like Bitcoin and Ethereum, aiming to support future offerings and maintain operational flexibility amid market demand. The company also emphasized the integration of AI and crypto through their AgentFi initiative, featuring MIA as their AI ambassador. Looking forward, Amber expects revenue from its digital wealth management solutions to grow between $15.5 million and $17.5 million in Q2, and forecasts full-year revenues between $65 million and $75 million for 2025, underscoring confidence in their strategic execution and the dynamic nature of the crypto market.

Amber International Holding Financial Statement Overview

Summary
Amber International Holding is facing significant financial challenges, with declining revenues and persistent losses. The income statement shows a severe revenue contraction and negative net income, while the balance sheet indicates a decrease in equity despite manageable leverage. Cash flow issues persist, with negative operating and free cash flows, posing liquidity risks. However, a strong cash position provides some financial flexibility.
Income Statement
Amber International Holding has faced significant challenges in maintaining revenue and profitability. The company has experienced a substantial decline in revenue from $133.2 million in 2023 to $32.8 million in 2024, indicating a severe revenue contraction. Gross profit margin remains positive but has decreased, while net income remains negative, reflecting ongoing losses. The negative EBIT and EBITDA margins further highlight operational inefficiencies and challenges in cost management.
Balance Sheet
The balance sheet shows a mixed picture with a relatively low debt-to-equity ratio of 0.23 in 2024, indicating manageable leverage levels. However, the company's equity has decreased significantly, impacting its financial stability. The equity ratio has decreased, reflecting a decline in the proportion of assets financed by equity. Despite these challenges, the company maintains a strong cash position, which provides some financial flexibility.
Cash Flow
Amber International Holding's cash flow statement reveals ongoing cash flow challenges, with negative operating and free cash flows in 2024. The free cash flow has deteriorated compared to the previous year, indicating difficulties in generating cash from operations. The operating cash flow to net income ratio is negative, reflecting the company's struggle to convert earnings into cash flow, which poses a risk to liquidity.
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue20.96M32.81M1.11M169.08M307.70M254.75M
Gross Profit14.96M16.75M297.20K-4.13M89.15M73.26M
EBITDA-690.00K-23.43M-35.55M-205.37M-3.19M-4.01M
Net Income741.00K-29.01M-38.69M-200.88M-13.63M-12.62M
Balance Sheet
Total Assets248.17M49.60M163.70M221.78M507.73M470.12M
Cash, Cash Equivalents and Short-Term Investments33.87M26.21M16.45M89.78M60.34M76.04M
Total Debt4.85M3.03M3.42M47.81M79.13M63.89M
Total Liabilities156.87M35.22M122.45M142.49M216.15M191.03M
Stockholders Equity91.30M13.02M37.13M74.93M284.35M272.10M
Cash Flow
Free Cash Flow-866.15K-21.91M-19.52M70.60M-21.26M-20.76M
Operating Cash Flow-866.15K-21.83M-19.43M71.10M-19.67M-19.63M
Investing Cash Flow-29.51K-1.00M-987.00K-3.98M-22.39M-27.69M
Financing Cash Flow2.15M-36.52M-6.09M-37.29M24.74M79.98M

Amber International Holding Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price2.47
Price Trends
50DMA
1.78
Positive
100DMA
2.66
Negative
200DMA
6.12
Negative
Market Momentum
MACD
0.15
Negative
RSI
68.64
Neutral
STOCH
81.72
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AMBR, the sentiment is Neutral. The current price of 2.47 is above the 20-day moving average (MA) of 1.83, above the 50-day MA of 1.78, and below the 200-day MA of 6.12, indicating a neutral trend. The MACD of 0.15 indicates Negative momentum. The RSI at 68.64 is Neutral, neither overbought nor oversold. The STOCH value of 81.72 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for AMBR.

Amber International Holding Risk Analysis

Amber International Holding disclosed 91 risk factors in its most recent earnings report. Amber International Holding reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 3 New Risks
1.
We have recorded significant impairment charges and may continue to do so in the future. Q4, 2022
2.
The failure of any bank in which we deposit our funds could have an adverse effect on our business, financial condition and results of operations. Q4, 2022
3.
We cannot assure the success of "SaaS+X" model and our enterprise solutions business. Q4, 2022

Amber International Holding Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
67
Neutral
$104.46M10.078.04%-27.32%-15.12%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
53
Neutral
$255.85M44.420.95%-0.58%
48
Neutral
$237.95M-0.73-75.38%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AMBR
Amber International Holding
2.54
-5.69
-69.14%
ARL
American Realty Investors
15.84
2.34
17.33%
AXR
Amrep
19.69
-9.36
-32.22%
AEI
Alset EHome International
3.18
2.33
274.12%
OZ
Belpointe PREP
54.62
-7.93
-12.68%
MRNO
Murano Global Investments
1.52
-9.59
-86.32%

Amber International Holding Corporate Events

Amber Premium FZE Gains Key Regulatory Approval for Virtual Asset Operations in Dubai
Dec 17, 2025

Amber Premium FZE, a subsidiary of Amber International Holding Limited, announced on December 17, 2025, that it has received in-principle approval from Dubai’s Virtual Assets Regulatory Authority (VARA) to operate as a virtual asset service provider. This milestone reflects the company’s commitment to adhering to strict regulatory standards while advancing its goal of bringing institutional-grade digital wealth management capabilities to the UAE. This approval represents a major step in Amber’s global expansion and sets the stage for enhanced trust and governance in serving its clientele.

The most recent analyst rating on (AMBR) stock is a Hold with a $2.00 price target. To see the full list of analyst forecasts on Amber International Holding stock, see the AMBR Stock Forecast page.

Amber International Announces Board Changes to Boost Strategic Growth
Dec 10, 2025

On December 10, 2025, Amber International Holding Limited announced significant changes to its board of directors, appointing Mr. Bo Shen and Mr. Yi Bao as new directors. Mr. Shen, with extensive experience in blockchain and financial services, joins the investment committee, while Mr. Bao joins both the investment and compensation committees. These appointments aim to leverage Mr. Shen’s expertise in the crypto industry to shape the company’s strategic direction and growth. Concurrently, Mr. Luke Li and Mr. Lin Ma resigned from their director roles but will continue as consultants, reflecting a strategic shift in the company’s governance structure.

The most recent analyst rating on (AMBR) stock is a Hold with a $2.00 price target. To see the full list of analyst forecasts on Amber International Holding stock, see the AMBR Stock Forecast page.

Amber International Holding Signs New Service Agreement with AG Global Technology
Nov 26, 2025

Amber International Holding Limited has entered into a new Intercompany Service Agreement dated November 25, 2025, with Amber Match Limited and AG Global Technology Limited Inc. This agreement marks the termination of a previous agreement and outlines the continued provision of various services by Amber Match Limited to AG Global Technology, effective from October 28, 2025. The services include operational support, trade settlement, compliance, and cybersecurity, among others, and are crucial for AG’s transaction activities. This strategic move is expected to streamline operations and enhance service delivery for AG Global Technology, potentially impacting stakeholders by improving efficiency and compliance.

The most recent analyst rating on (AMBR) stock is a Sell with a $1.50 price target. To see the full list of analyst forecasts on Amber International Holding stock, see the AMBR Stock Forecast page.

Amber International Announces Strong Q3 2025 Results and $50M Share Buyback
Nov 26, 2025

Amber International Holding Limited reported strong financial results for the third quarter of 2025, with significant improvements in revenue and operating profit margins. The company announced a US$50 million share repurchase program, reflecting confidence in its business momentum and long-term growth trajectory. Key highlights include a 69.8% year-over-year increase in client assets on the platform and a focus on high-quality, higher-margin revenue streams. The company is advancing AI integration and launched a Real World Asset Solution to enhance scalability and meet institutional demand. The share repurchase program, starting December 1, 2025, aims to leverage the company’s strong financial position without affecting existing business strategies.

The most recent analyst rating on (AMBR) stock is a Sell with a $1.50 price target. To see the full list of analyst forecasts on Amber International Holding stock, see the AMBR Stock Forecast page.

Amber International Launches $50 Million Share Buyback Program
Nov 26, 2025

Amber International Holding Limited announced a share repurchase program, authorizing the buyback of up to US$50 million worth of its American depositary shares over the next 12 months starting December 1, 2025. This move reflects the board’s confidence in the company’s growth trajectory and aims to return capital to shareholders while maintaining strategic investments. The repurchases will be conducted through various transaction methods and funded by the company’s cash reserves and operational cash flow, without impacting existing business strategies.

The most recent analyst rating on (AMBR) stock is a Sell with a $1.50 price target. To see the full list of analyst forecasts on Amber International Holding stock, see the AMBR Stock Forecast page.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jan 08, 2026