The earnings call highlighted strong growth in premiums and revenue, driven by strategic initiatives and the sale of the legacy financial guaranty business. However, the company faced challenges with a net loss, declining premiums in Everspan, and higher expenses. The positive aspects of growth and strategic progress are balanced by financial drawbacks.

Company Guidance

During the Ambac Financial Group's second-quarter 2025 earnings call, several key metrics and strategic initiatives were highlighted. The company reported strong growth in its operating businesses, with $346 million in premiums, up 110%, and $54 million in revenue, up 20% from the previous year. The Insurance Distribution segment, led by Cirrata, generated $250 million in premiums for the quarter, marking a 368% increase. Despite a net loss of $21 million or $0.45 per share due to increased intangible amortization and interest expenses, adjusted EBITDA from continuing operations was a loss of $5 million. The company aims to close the sale of its Legacy financial guaranty business by September 3, 2025, following approval from the Wisconsin Office of the Commissioner of Insurance. Post-sale, Ambac plans to launch strategic initiatives within 120 days, including an organizational rebrand, a new executive compensation program, and continued investment in data and AI technologies. These steps are expected to accelerate the growth of its P&C business into 2026, aiming for $80 million to $90 million of adjusted EBITDA to Ambac common shareholders by 2028.

Strong Growth in Premiums and Revenue

Operating businesses produced $346 million in premium, up 110%, and generated $54 million in revenue, up 20% from the previous year.

Insurance Distribution Segment Expansion

Cirrata generated $250 million in premium for the quarter, up 368%, driven by organic growth and new MGAs.

Improved Loss Ratio in Everspan

Everspan's loss ratio improved to 67.8% from 85.1% in the same quarter of 2024, indicating better underwriting performance.

Approval of Sale of Legacy Financial Guaranty Business

The Wisconsin OCI recommended approval for the sale, marking a significant step in the company's strategic transformation.

Ambac Financial (AMBC) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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AMBC Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 11, 2025	2025 (Q3)	-0.20 / -	-0.46	―	―	―
Aug 07, 2025	2025 (Q2)	-0.19 / -0.22	0.18	-222.22% (-0.40)
May 12, 2025	2025 (Q1)	-0.07 / -0.13	0.82	-115.85% (-0.95)
Feb 26, 2025	2024 (Q4)	0.00 / -0.12	0.32	-137.50% (-0.44)
Nov 12, 2024	2024 (Q3)	0.08 / -0.46	2	-123.00% (-2.46)
Aug 05, 2024	2024 (Q2)	0.15 / 0.18	0.07	157.14% (+0.11)
May 06, 2024	2024 (Q1)	0.09 / 0.82	-0.3	373.33% (+1.12)
Feb 27, 2024	2023 (Q4)	-0.02 / 0.32	4.18	-92.34% (-3.86)
Nov 07, 2023	2023 (Q3)	-0.09 / 2.00	7.37	-72.86% (-5.37)
Aug 07, 2023	2023 (Q2)	-0.16 / 0.07	0.28	-75.00% (-0.21)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

AMBC Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 07, 2025	$8.29	$6.94	-16.28%
May 12, 2025	$8.35	$6.70	-19.76%
Feb 26, 2025	$11.66	$10.40	-10.81%
Nov 12, 2024	$11.70	$12.89	+10.17%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Ambac Financial (AMBC) report earnings?

Ambac Financial (AMBC) is schdueled to report earning on Nov 11, 2025, After Close (Confirmed).

What is Ambac Financial (AMBC) earnings time?

Ambac Financial (AMBC) earnings time is at Nov 11, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is AMBC EPS forecast?

AMBC EPS forecast for the fiscal quarter 2025 (Q3) is -0.2.

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