Allstate (ALL) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date

Apr 29, 2026

After Close (Confirmed)

Period Ending

2026 (Q1)

Consensus EPS Forecast

7.03

Last Year’s EPS

3.53

Same Quarter Last Year

Analyst Consensus

Moderate Buy

Based on 16 Analysts Ratings

Earnings Call Summary

Q4 2025

Earnings Call Date:Feb 04, 2026|

% Change Since:

Earnings Call Sentiment|Positive

The call presented strong financial results, clear evidence that the Transformative Growth Initiative is driving market-share gains, improved underwriting and operational progress (claims, expense reduction, and customer affordability programs). These positive developments are tempered by structural industry headwinds — notably sustained cost inflation (physical damage, bodily injury, UM/UIM), regulatory uncertainty in some states (including pending product approvals), legacy-brand drag on policies in force, and some signs of increased customer shopping/retention pressure. Management communicated credible actions to address affordability, strengthen channels, and return capital to shareholders, and the positives (robust earnings, margin improvements, double‑digit product/channel growth, and meaningful capital returns) meaningfully outweigh the listed challenges.

Company Guidance

The company reiterated strong capital deployment and operating targets: shareholders received $2.2 billion of cash returns in 2025, the quarterly dividend will increase 8% to $1.08 per share (payable 04/01/2026), and a $4.0 billion share‑repurchase program was authorized to follow completion of the existing $1.5 billion program (to be completed in 2026). Full‑year 2025 results included revenues of $67.7 billion, net income applicable to common shareholders of $10.2 billion (Q4: $3.8 billion), adjusted net income of $9.3 billion ($34.83 per share) for the year and $3.8 billion ($14.31) in Q4, net investment income of $3.4 billion (up >$350 million YoY) with total portfolio carrying value up ~ $73 billion to $83 billion, market‑based assets returning 6.1% and performance‑based investments returning 5.8%. On property‑liability, Allstate said it will continue driving affordability while maintaining margins: auto premiums earned +4.4% with auto policy growth +2.3% and $5.7 billion of auto underwriting income (auto combined ratio improved ~10 points; underlying auto combined ratio ex‑reserve/catastrophe items ~90), homeowners premiums +15% with policy growth +2.5% and $2.4 billion of homeowners underwriting income (recorded combined ratio 84.4; underlying 57.9; targets: recorded low‑90s / underlying low‑to‑mid‑60s); the cumulative earned‑premium impact of rate decreases and SAVE actions totaled ~$810 million (~2% of 2025 auto earned premiums). Transformative‑growth metrics cited include personal‑lines new business rising from 5.5 million (2019) to 11.6 million (2025), policies in force up to 38.1 million (from 33.5M), protection‑services PIF +3.3% to 172 million with revenue +11.7% to $3.3 billion (protection plans ≈ $2.3B), an adjusted expense ratio down 6.6 points since 2018, and marketing investment of $2.1 billion in 2025.

Strong Overall Financial Results

Total revenues of $17.3 billion in Q4 and $67.7 billion for FY2025; net income applicable to common shareholders of $3.8 billion in Q4 and $10.2 billion for the year. Adjusted net income of $3.8 billion (Q4) or $14.31 per share and $9.3 billion for 2025 ($34.83 per share). Q4 net income improved vs. $1.9 billion in the prior-year quarter driven by better underwriting, lower catastrophes and reserve releases.

Transformative Growth — Personal Lines Expansion

Personal lines new business more than doubled from 5.5 million (2019) to 11.6 million (2025). Total personal lines policies in force increased from 33.5 million to 38.1 million since 2019, demonstrating successful market-share gains from the Transformative Growth Initiative.

Affordability Actions and Customer Impact

SAVE program reduced premiums for 7.8 million customers by an average of 17% in 2025. ASC auto rate reductions implemented in 32 states with an average reduction of 9%. Cumulative earned premium impact from rate decreases and SAVE actions totaled $810 million (~2% of 2025 auto earned premiums).

Property & Liability Operational Performance

Premiums earned: auto +4.4% and homeowners +15% (full year). Auto policy growth +2.3% and homeowners +2.5%. Auto combined ratio improved by ~10 points vs. prior year (auto underwriting income $5.7 billion); homeowners recorded combined ratio 84.4 with an underlying combined ratio of 57.9 and underwriting income $2.4 billion — indicating strong underlying profitability.

Protection Services Growth

Protection services policies in force grew 3.3% to 172 million; revenue increased 11.7% to $3.3 billion for the year. Domestic revenue +8.1% and international revenue +39.7% year over year. Protection services generated $49 million in adjusted net income in the quarter (up 32.4% YoY).

Improving Expense & Pricing Efficiency

Adjusted expense ratio down 6.6 points since 2018, enabling lower prices while maintaining margins. Marketing investment increased to $2.1 billion in 2025 (from $900 million in 2019) to support acquisition and scale.

Investment Income and Capital Returns

Net investment income rose to $3.4 billion in 2025, up ~$350 million YoY. Total portfolio carrying value increased by ~ $73 billion to $83 billion. Market-based assets returned 6.1% over 12 months. Returned > $2.2 billion to shareholders in 2025; dividend raised 8% to $1.08 per share; $4 billion share repurchase program authorized (to follow completion of the existing $1.5 billion program).

Claims & Operational Improvements Driving Results

Auto claims process enhancements (inspection optimization, adjuster training, predictive models, faster payments) contributed to improved loss outcomes, favorable reserve adjustments and supported affordability efforts.

Allstate (ALL) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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ALL Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Apr 29, 2026	2026 (Q1)	7.03 / -	3.53	―	―	―
Feb 04, 2026	2025 (Q4)	9.83 / 14.31	7.67	86.57% (+6.64)
Nov 05, 2025	2025 (Q3)	7.67 / 11.17	3.91	185.68% (+7.26)
Jul 30, 2025	2025 (Q2)	3.25 / 5.94	1.61	268.94% (+4.33)
Apr 30, 2025	2025 (Q1)	2.52 / 3.53	5.13	-31.19% (-1.60)
Feb 05, 2025	2024 (Q4)	6.27 / 7.67	5.82	31.79% (+1.85)
Oct 30, 2024	2024 (Q3)	2.38 / 3.91	0.81	382.72% (+3.10)
Jul 31, 2024	2024 (Q2)	0.28 / 1.61	-4.42	136.43% (+6.03)
May 01, 2024	2024 (Q1)	3.93 / 5.13	-1.3	494.62% (+6.43)
Feb 07, 2024	2023 (Q4)	3.94 / 5.82	-1.36	527.94% (+7.18)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

ALL Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Feb 04, 2026	$207.12	$215.19	+3.90%
Nov 05, 2025	$193.84	$197.08	+1.67%
Jul 30, 2025	$190.44	$201.30	+5.71%
Apr 30, 2025	$195.54	$194.41	-0.58%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Allstate Corporation (ALL) report earnings?

Allstate Corporation (ALL) is schdueled to report earning on Apr 29, 2026, After Close (Confirmed).

What is Allstate Corporation (ALL) earnings time?

Allstate Corporation (ALL) earnings time is at Apr 29, 2026, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is ALL EPS forecast?

ALL EPS forecast for the fiscal quarter 2026 (Q1) is 7.03.