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STOCKS

American Financial Group (AFG)

NYSE:AFG

AFG

American Financial Group

RESEARCH TOOLSreports

American Financial Group (AFG) Ratios

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423 Followers

American Financial Group Ratios

AFG's free cash flow for Q3 2025 was $0.16. For the 2025 fiscal year, AFG's free cash flow was decreased by $ and operating cash flow was $0.12. See a summary of the company’s cash flow.

Ratios	TTM	Dec 24	Dec 23	Dec 22	Dec 21
Liquidity Ratios
Current Ratio	0.00	9.06	0.00	14.13	19.71
Quick Ratio	0.00	9.06	0.00	14.13	25.68
Cash Ratio	0.00	1.18	0.00	0.84	2.32
Solvency Ratio	0.03	0.04	0.04	0.04	0.05
Operating Cash Flow Ratio	0.00	0.97	0.00	1.11	1.86
Short-Term Operating Cash Flow Coverage	0.00	0.00	0.00	0.00	0.00
Net Current Asset Value	$ -29.10B	$ -15.58B	$ -22.82B	$ -10.15B	$ -5.80B
Leverage Ratios
Debt-to-Assets Ratio	0.05	0.05	0.05	0.05	0.07
Debt-to-Equity Ratio	0.38	0.33	0.35	0.37	0.39
Debt-to-Capital Ratio	0.28	0.25	0.26	0.27	0.28
Long-Term Debt-to-Capital Ratio	0.28	0.25	0.26	0.27	0.28
Financial Leverage Ratio	7.15	6.90	7.00	7.12	5.77
Debt Service Coverage Ratio	12.62	13.74	13.24	12.74	14.49
Interest Coverage Ratio	13.34	14.79	15.80	14.21	22.72
Debt to Market Cap	0.17	0.13	0.15	0.13	0.17
Interest Debt Per Share	22.63	18.49	18.31	18.58	24.18
Net Debt to EBITDA	-0.02	0.05	0.20	0.48	-0.10
Profitability Margins
Gross Profit Margin	16.83%	17.79%	100.05%	100.00%	100.00%
EBIT Margin	13.25%	14.50%	14.87%	17.16%	21.81%
EBITDA Margin	14.29%	15.47%	15.88%	18.58%	24.66%
Operating Profit Margin	12.33%	13.58%	15.54%	17.16%	32.60%
Pretax Profit Margin	12.33%	13.58%	13.88%	15.95%	20.38%
Net Profit Margin	9.70%	10.72%	11.02%	12.76%	16.50%
Continuous Operations Profit Margin	9.70%	10.72%	11.02%	12.76%	16.50%
Net Income Per EBT	78.70%	78.91%	79.40%	79.96%	80.97%
EBT Per EBIT	100.00%	100.00%	89.34%	92.96%	62.50%
Return on Assets (ROA)	2.36%	2.88%	2.86%	3.11%	3.74%
Return on Equity (ROE)	17.63%	19.86%	20.01%	22.16%	21.57%
Return on Capital Employed (ROCE)	3.00%	3.79%	4.03%	4.35%	7.62%
Return on Invested Capital (ROIC)	0.00%	2.99%	4.16%	3.62%	5.69%
Return on Tangible Assets	2.38%	2.92%	2.89%	3.14%	3.77%
Earnings Yield	7.31%	7.72%	8.46%	7.69%	9.25%
Efficiency Ratios
Receivables Turnover	0.85	1.06	6.60	7.95	7.65
Payables Turnover	0.98	5.71	>-0.01	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	0.00	39.05	43.91	68.35	55.53
Asset Turnover	0.24	0.27	0.26	0.24	0.23
Working Capital Turnover Ratio	7.67	1.72	0.95	0.46	0.18
Cash Conversion Cycle	58.54	281.41	108.28K	45.94	47.74
Days of Sales Outstanding	429.30	345.29	55.31	45.94	47.74
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	370.76	63.88	-108.22K	0.00	0.00
Operating Cycle	429.30	345.29	55.31	45.94	47.74
Cash Flow Ratios
Operating Cash Flow Per Share	16.98	13.73	23.26	13.55	20.14
Free Cash Flow Per Share	16.98	13.73	23.26	12.54	18.38
CapEx Per Share	0.00	0.00	0.00	1.01	1.76
Free Cash Flow to Operating Cash Flow	1.00	1.00	1.00	0.93	0.91
Dividend Paid and CapEx Coverage Ratio	1.85	1.46	2.88	0.89	0.68
Capital Expenditure Coverage Ratio	0.00	0.00	0.00	13.41	11.43
Operating Cash Flow Coverage Ratio	0.78	0.78	1.34	0.77	0.87
Operating Cash Flow to Sales Ratio	0.17	0.14	0.25	0.16	0.26
Free Cash Flow Yield	13.10%	10.03%	19.56%	9.13%	13.38%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	13.68	12.95	11.82	13.01	10.81
Price-to-Sales (P/S) Ratio	1.32	1.39	1.30	1.66	1.78
Price-to-Book (P/B) Ratio	2.31	2.57	2.36	2.88	2.33
Price-to-Free Cash Flow (P/FCF) Ratio	7.64	9.97	5.11	10.95	7.47
Price-to-Operating Cash Flow Ratio	7.67	9.97	5.11	10.13	6.82
Price-to-Earnings Growth (PEG) Ratio	3.04	2.55	-2.54	-0.77	0.20
Price-to-Fair Value	2.31	2.57	2.36	2.88	2.33
Enterprise Value Multiple	9.23	9.02	8.41	9.41	7.13
Enterprise Value	10.84B	11.56B	10.32B	12.31B	11.52B
EV to EBITDA	9.23	9.02	8.41	9.41	7.13
EV to Sales	1.32	1.40	1.34	1.75	1.76
EV to Free Cash Flow	7.62	10.03	5.24	11.53	7.37
EV to Operating Cash Flow	7.62	10.03	5.24	10.67	6.72
Tangible Book Value Per Share	52.54	47.18	46.67	40.56	52.01
Shareholders’ Equity Per Share	56.44	53.23	50.27	47.61	58.90
Tax and Other Ratios
Effective Tax Rate	0.21	0.21	0.21	0.20	0.19
Revenue Per Share	98.15	98.67	91.24	82.73	76.99
Net Income Per Share	9.52	10.57	10.06	10.55	12.70
Tax Burden	0.79	0.79	0.79	0.80	0.81
Interest Burden	0.93	0.94	0.93	0.93	0.93
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.00	0.00	0.00	0.00	0.00
Stock-Based Compensation to Revenue	>-0.01	0.00	0.00	<0.01	<0.01
Income Quality	1.78	1.30	2.31	1.28	0.86

Currency in USD