Strong Net Profit and Return on Equity
ABN AMRO reported a net profit of EUR 617 million with a return on equity of 9.5% for Q3 2025.
Growth in Mortgage and Corporate Loans
The mortgage portfolio increased by EUR 2.1 billion, and corporate loans grew by the same amount.
Successful NIBC Acquisition Announcement
ABN AMRO announced its intention to acquire NIBC, which will add around EUR 28 billion of mortgages and is expected to deliver a return on invested capital of around 18%.
Strong CET1 Ratio
The CET1 ratio stood at 14.8%, well above the regulatory requirement of 11.2%.
FTE Reduction and Cost Discipline
The company reduced FTEs by 700 in Q3 and by almost 1,000 year-to-date, excluding HAL.