The earnings call reflected strong financial performance and strategic growth in core areas, including loan and deposit growth, alongside challenges related to interest rate cuts and specific portfolio sales. The highlights significantly outweigh the lowlights, suggesting an overall positive trend for WSFS.

Company Guidance

During WSFS Financial Corporation's Second Quarter 2025 earnings call, Chief Financial Officer David Burg provided detailed guidance reflecting the company's financial performance and future outlook. Key metrics highlighted included a core earnings per share of $1.27, a core return on assets of 1.3%, and a core return on tangible common equity of 18.03%, all showing improvement from the first quarter. The core net interest margin expanded by 1 basis point to 3.89%. WSFS also reported a 9% quarter-over-quarter growth in core fee revenue and a 17% year-over-year increase in its wealth business. Total client deposits rose by 1% quarter-over-quarter and 5% year-over-year, with noninterest deposits growing 11% to represent over 30% of total deposits. The company also returned $87.3 million of capital, including $77.7 million in buybacks. Looking ahead, WSFS anticipates 225 basis point rate cuts by year-end and is raising its return on assets outlook to approximately 1.30%. The net interest margin outlook is adjusted to approximately 3.85%, considering anticipated rate cuts. Moreover, WSFS is focusing on opportunities within its wealth and trust businesses and aims to maintain efficiency at around 60% while continuing its strategic buyback program toward a CET1 capital target of 12%.

Strong Core Earnings and Returns

Core earnings per share reached $1.27, with a core return on assets of 1.3% and core return on tangible common equity of 18.03%, all up from the previous quarter.

Expansion in Core Net Interest Margin

Core net interest margin expanded by 1 basis point to 3.89%, reflecting a reduction in total funding costs of 9 basis points.

Growth in Core Fee Revenue

Core fee revenue grew 9% quarter-over-quarter, driven by growth in wealth, capital markets, and mortgage sectors.

Increase in Client Deposits

Total client deposits increased by 1% quarter-over-quarter and 5% year-over-year, with noninterest deposits growing 11% year-over-year.

Commercial and Consumer Loan Growth

C&I loan balances grew 2% linked quarter, residential mortgage grew 2%, and HELOCs increased by 8%.

Capital Return through Buybacks

WSFS returned $87.3 million of capital, including $77.7 million in buybacks, representing 2.7% of outstanding shares.

Wsfs Financial (WSFS) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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WSFS Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 27, 2025	2025 (Q3)	1.25 / -	1.08	―	―	―
Jul 24, 2025	2025 (Q2)	1.13 / 1.27	1.08	17.59% (+0.19)
Apr 24, 2025	2025 (Q1)	1.05 / 1.13	1.11	1.80% (+0.02)
Jan 27, 2025	2024 (Q4)	0.97 / 1.11	1.15	-3.48% (-0.04)
Oct 24, 2024	2024 (Q3)	1.06 / 1.08	1.23	-12.20% (-0.15)
Jul 25, 2024	2024 (Q2)	1.04 / 1.08	1.16	-6.90% (-0.08)
Apr 25, 2024	2024 (Q1)	1.07 / 1.11	1.02	8.82% (+0.09)
Jan 25, 2024	2023 (Q4)	1.05 / 1.15	1.38	-16.67% (-0.23)
Oct 23, 2023	2023 (Q3)	1.04 / 1.23	1.23	0.00% (0.00)
Jul 24, 2023	2023 (Q2)	1.10 / 1.16	1.02	13.73% (+0.14)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

WSFS Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 24, 2025	$56.43	$56.18	-0.44%
Apr 24, 2025	$51.82	$51.33	-0.95%
Jan 27, 2025	$54.30	$55.03	+1.34%
Oct 24, 2024	$50.15	$48.54	-3.21%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Wsfs Financial (WSFS) report earnings?

Wsfs Financial (WSFS) is schdueled to report earning on Oct 27, 2025, After Close (Confirmed).

What is Wsfs Financial (WSFS) earnings time?

Wsfs Financial (WSFS) earnings time is at Oct 27, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is WSFS EPS forecast?

WSFS EPS forecast for the fiscal quarter 2025 (Q3) is 1.25.

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