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Unum Group (UNM)
NYSE:UNM
Earnings Data
Report Date
Feb 03, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
2.16Last Year’s EPS
2.03Same Quarter Last Year
Moderate Buy
Based on 9 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call highlighted strong premium growth, a successful LTC reinsurance transaction, and a robust capital position. However, challenges included earnings per share falling below expectations and significant reserve increases in the Closed Block, driven by changes in morbidity and mortality assumptions.Company Guidance
Solid Premium Growth
Year-to-date solid premium growth was up 4%, with Unum US growing nearly 4%, Colonial Life up over 3%, and International delivering 10% growth. This reflects a strong market position and high levels of persistency.
Successful LTC Reinsurance Transaction
Unum completed a milestone long-term care reinsurance transaction with Fortitude Re, which ceded 20% of LTC reserves, showcasing the company's ability to execute in the market.
Robust Capital Position
The company maintained a holding company liquidity of $2 billion and an RBC ratio of over 450%, both well above targets, providing flexibility to pursue strategic actions and return capital to shareholders.
Strong Shareholder Returns
Through the first 9 months of 2025, nearly $1 billion was returned to shareholders, including $750 million in share repurchases and $230 million in dividends.
UNM Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
UNM Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Sep 30, 2025 | $77.31 | $77.79 | +0.62% |
Jul 29, 2025 | $80.48 | $70.68 | -12.18% |
Apr 29, 2025 | $78.31 | $76.75 | -1.99% |
Feb 04, 2025 | $74.66 | $76.40 | +2.33% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Unum Group (UNM) report earnings?
Unum Group (UNM) is schdueled to report earning on Feb 03, 2026, After Close (Confirmed).
What is Unum Group (UNM) earnings time?
Unum Group (UNM) earnings time is at Feb 03, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is UNM EPS forecast?
UNM EPS forecast for the fiscal quarter 2025 (Q4) is 2.16.